MAX 8 Judgement based on knowledge & understanding

Question 1

AL HUKM

Answer 1

judgement

Question 2

HUKM SYAR’I

Answer 2

judgment from Allah stated in Quran

islamic law

Question 3

5 HUKUM IN SYARIAH

Answer 3

wajib / obligatory
mandub / recommended
makruh / adversity
haram / prohibited
mubah / permissible

Question 4

SHAY’

Answer 4

thing

Question 5

FAR’ / FURO’ plural

Answer 5

branch / subsidiary ( a part )

Question 6

TASAWWUR

Answer 6

infinite of the verb tasawwur (masdar)

yatasawwaru- imagine (gambaran)

Question 7

SUBJECT MATTER

Answer 7

new issue cause new ruling / change in judgement (fatwa) based on quranic & hadith sources. market observation

Question 8

EXAMPLE OF NEW ISSUE NEW ERA

Answer 8

i.e: drug is not permissible but not stated in Quran

Fatwa by qiyas (comparison/similarity approach) : anything with excess consumption that will lead harm to society is not permissible as it is contradict with the Maqasid Shariah to protect life

Question 9

JUDGEMENT ALIGNED WITH HUKM SYAR’I AND ____

Answer 9

proof and evidence need to execute decision making

i.e: invoice of debt payment

Question 10

THIRD CONDITION OF JUDGEMENT

Answer 10

have good knowledge > assumption may lead to fitnah

i.e: artist gossip / rumor from false news , don’t share,like,comment on fake posting

Question 11

APPLICATION IN ISFIN

Answer 11

Late payment charges
i.e: ta’widh (compensation) - max 1% of unearned revenue recognised as bank revenue , to be declare as default risk of late payment

i.e: gharamah (penalty) - CONVENTIONAL bank, bank charge 1% and channeled to charity

Question 12

SECOND APPLICATION ISFIN

Answer 12

Loan Approval

• investage customer backgrround (credit check, paysilp_ b4 grant financing)
• not rely on assumption instead proof and evidence
• reason: cust able to bear debt in future