MATH101 Flashcards

1
Q

______ person or institution who invests money or makes the funds available.

A

Creditor –

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2
Q

_______person or institution who owes the money or avails the funds from the creditor.

A

Debtor –

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3
Q

_______date on which money is received by the debtor.

A

Origin or loan date –

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4
Q

_________date on which the loan is to be completely repaid.

A

Maturity date –

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5
Q

_______amount of time in years the money is borrowed or invested; length of time between the origin and maturity dates.

A

Time or term –

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6
Q

______amount of money or invested on the origin date.

A

Principal –

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7
Q

_______annual rate, usually in percent, charged by the creditor, or rate of increase of the investment.

A

Rate –

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8
Q

_____amount paid or earned for the use of money.

A

Interest –

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9
Q

_______It is a method of interest that always applies to the original principal amount, with the same rate of interest for every time cycle.

A

Simple Interest

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10
Q

The ______________ is the total amount paid including the interest.

A

future value or maturity value

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11
Q

PRINCIPAL FORMULA

A

P=I/rt

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12
Q

RATE FORMULA

A

R=I/pt

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13
Q

TIME FORMULA

A

t=I/pr

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14
Q

INTEREST FORMULA

A

I=Prt

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15
Q

interest earned and the total amount you have to pay formula

A

F= P(1+rt)

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16
Q

The ________is the interest computed on the principal and also on the total accumulated past interest.

A

compound interest

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17
Q

Compound Interest Formula

A

F=P(1+i)^n
Where n = mt m = compounding period
I = j/m j = nominal rate

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18
Q

In geometry, a ________ can be defined as a flat or plane, two-dimensional closed shape bounded with straight sides.

A

polygon

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19
Q

Type of polygon where all angles and all sides are equal.

A

Regular

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20
Q

Type of polygon which has 8 sides and has 135 degree interior angle.

A

Octagon

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21
Q

Type of polygon which has 10 sides and has 144 degree interior angle.

A

Decagon

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22
Q

This is when we cover a surface with a pattern of flat shapes so that there are no overlaps or gaps.

A

Tessellation

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23
Q

How many sides does a Hexagon has?

A

Six

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24
Q

The word tessellation is derived from the Greek “tesseres”, which means?

A

Four

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25
Q

It is the simplest symmetry because it is easy to see, one half is the reflection of the other half.

A

Reflection Symmetry

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26
Q

It is also called Radial Symmetry.

A

Rotational Symmetry

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27
Q

A polygon that has no angles pointing inward.

A

Convex

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28
Q

If any internal angles are greater than 1800, it is a _____.

A

concave

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29
Q

If all angles are equal and all sides are equal, it is _____

A

regular

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30
Q

A _____ is a pattern made by repeating a regular polygon.

A

regular tessellation

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31
Q

A ______ is made of two or more regular polygons. The pattern at each vertex must be the same.

A

semi-regular tessellation

32
Q

Reflection Symmetry - sometimes called the _______ or _________

A

Line Symmetry or Mirror Symmetry.

33
Q

Order of Rotational Symmetry
How many times it appears is called the _____.

A

Order

34
Q

a ______is a set of points called vertices and line segments or curves called edges that connect the vertices

A

graph

35
Q

A _____ is regarded as the fundamental unit of a graph. It is sometimes called a node.

A

vertex

36
Q

true or false: A node or vertex can be labeled or it can be unlabeled.

A

true

37
Q

true or false: The main purpose of an edge is to connect two vertices. Two nodes can be connected with an edge in any possible way. Just like a vertex, an edge can be labeled or unlabeled.

A

true

38
Q

_______ is a graph in which edges have a direction. Otherwise it is ______.

A

Directed graph, undirected

39
Q

________ graph with only one vertex; the graph has an isolated vertex; the degree of the vertex is 0.

A

Trivial Graph

40
Q

_______A graph of order n and size zero is a graph where there are only isolated vertices with no edges connecting any pair of vertices.

A

Null Graph –

41
Q

________graph with all vertices having the same degree.

A

Regular Graph -

42
Q

_______ Graph with no loops and no parallel edges. It that does not contain more than one edge between the pair of vertices.

A

Simple Graph –

43
Q

________- graph having multiple edges or parallel edges, that is, the edges have the same end vertices.

A

Multigraph

44
Q

________graph where every pair of vertices has a path between them.

A

Connected Graph –

45
Q

_________graph that has an edge in between every single vertex in the graph.

A

Complete Graph –

46
Q

_______graph with a single cycle, every vertex is connected to two other vertices. A cycle is a path of vertices and edges that starts and ends with the same vertex.

A

Cycle Graph –

47
Q

__________ a graph with a value or number assigned to every edge which could represent distance, time, etc.

A

Weighted Graph

48
Q

_______ A path is an alternating sequence of vertices and edges. It can be seen as a trip from one vertex to another using the edges of the graph.

A

Euler Circuit –

49
Q

______ It is a walk through the graph which uses every edge exactly once.

A

Euler Path –

50
Q

true or false: A graph has an Euler circuit if and only if the degree of every vertex is even.

A

true

51
Q

true or false: a graph has an Euler path if and only if there are at most two vertices with odd degree.

A

true

52
Q

How long will 1,000 amount to 1,346 if invested at 6% compounded quarterly?
a. 3 years b. 6 years c. 5 years d. 4 years

A

c. 5 years

53
Q

A man borrowed 10,000 and agrees to pay at the end of 90 days under 8% simple interest rate. What is the required amount?a. 10,700 b. 11,500 c. 9,500 d. 10,200

A

d. 10,200

54
Q

What rate compounded annually will double any sum in 6 years?a. 12.30% b. 12.4% c. 12.20% d. 12.25%

A

d. 12.25%

55
Q

The total amount the borrower would need to repay a loan
a. Present value b. Principal c. Compound value d. Maturity value

A

d. Maturity value

56
Q

It is one whose payment depend on an event that cannot be foretold accurately.
a. ordinary annuity b. annuity due c. deferred annuity d. contingent annuity

A

d. contingent annuity

57
Q

If money is worth 4% compounded monthly ,what payment at the end of each quarter will replace payments of Php 500.00 monthlya.
1,565.00 b. 1,525.00 c. 1,500.00 d. 1,505.00

A

d. 1,505.00

58
Q

The maturity value of a loan of Php 10,000 and interest half of the principal
a. 11,000 b. 15,000 c. 18,000 d. 12,000

A

b. 15,000

59
Q

A loan of Php 2000 is made for a period of 13 months at a simple interest rate of 20%.What is the maturity value?
a. 2,433.33 b. 2,434.22 c. 2,450.12 d. 2.400.32

A

a. 2,433.33

60
Q

What is the present worth of a Php 1000 annuity over a 10-year period if interest rate is 8%?
a. 6710.00 b. 8976.00 c. 7896.00 d. 6234.80

A

a. 6710.00

61
Q

What rate compounded quarterly is equivalent to 14% compounded semiannually?
a. 13.52% b. 13.76% c. 13.45% d. 13.65%

A

b. 13.76%

62
Q

The interest computed on the basis of a 360-day year
a. Simple interest b. Ordinary interest c. Compound d. Exact interest

A

c. Simple interest

63
Q

How long will it take for 500 to accumulate to 2,000 at 12% compounded semi-annually?
a. 12 years b. 12.9 years c. 12.5 years d. 12.7 years

A

b. 12.9 years

64
Q

The exact simple interest on 5,000 for the period of January 15 to November 28,1992 if the interest rate is 22%
a. 300.55 b. 547.65 c. 955.74 d. 451.89

A

c. 955.74

65
Q

If 16,000 earns 480 in 9 months ,what is the annual rate of interest?
a. 4% b. 1% c. 3% d. 2%

A

a. 4%

66
Q

The actual number of days between May 4 and Sept 6 of the same year is
a. 130 b. 125 c. 128 d. 135

A

b. 125

67
Q

The present worth of 20,000 with simple interest of 12% due in 9 months is
a. 21,000.00b. 18,348.62 c. 18,509.23 d. 23.500.00

A

b. 18,348.62

68
Q

The compound amount when 2,000 is invested at 10% compounded every 6 months for 2 years.
:a. 2,340.12b. 2,345.20c. 2,423.00d. 2,431.01

A

d. 2,431.01

69
Q

The time between successive interest computation
a. Exact time b. Compounding period c. Approximate time d. Regression period

A

b. Compounding period

70
Q

What is the annual rate of interest if 265 is earned in four months on an investment of 15,000.00?Select one:a. 5.1%b. 5.3%c. 5.2%d. 5,0%

A

b. 5.3%

71
Q

How long will 4,000 to 14,000 at a simple interest rate of 12.5% ?a. 20 years b. 15 years c. 25 years d. 10 years

A

a. 20 years

72
Q

Accumulate 5,000 for 10 years at 8% compounded quarterly.
a. 11,040.20 b. 10,345.80 c. 12,456.30 d. 13,876.50

A

a. 11,040.20

73
Q

It is also referred to as the principal

A

Present value

74
Q

________is graph with any two vertices that have no path between them.

A

Disconnected Graph

75
Q

A ________ graph is a graph with no edges

A

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