Master Directions – Priority Sector Lending (PSL) – Targets and Classification Flashcards
A higher weight i.e. ………… would be assigned to the incremental priority sector credit in the identified districts where the credit flow is comparatively lower i.e. per capita PSL less than
125%, ₹ 9000
A lower weight i.e. ……. would be assigned for incremental priority sector credit in the identified districts where the credit flow is comparatively higher (per capita PSL greater than ………..
90%, ₹ 42,000
Loans against pledge/hypothecation of agricultural produce (including warehouse receipts) for a period not exceeding 12 months will be subject to a limit up to …………… against NWRs/eNWRs and up to …………. against warehouse receipts other than NWRs/eNWRs will be considered to PSL in Agriculture
₹75 lakh, ₹50 lakh
Farm Credit to Corporate farmers, Farmer Producer Organisations (FPOs)/(FPC) Companies of Individual Farmers, Partnership firms and Co-operatives of farmers engaged in Agriculture and Allied Activities will be ……………
Up to an aggregate limit of ₹2 crore per borrowing entity.
Loans up to ………… per borrowing entity to FPOs/FPCs undertaking farming with assured marketing of their produce at a pre-determined price.
₹5 crore
Loans for agriculture infrastructure will be subject to an aggregate sanctioned limit of ……….. per borrower from the banking system.
₹100 crore
Loans to co-operative societies of farmers for purchase of the produce of members (Not applicable to UCBs).
₹5 crore
Loans to Start-ups, as per definition of Ministry of Commerce and Industry, Govt. of India that are engaged in agriculture and allied services.
₹50 crore
Loans for Food and Agro-processing up to an aggregate sanctioned limit of ₹100 crore per borrower from the banking system.
₹100 crore
Farmers with landholding of up to 1 hectare are called as …………..
Marginal Farmers.
Farmers with a landholding of more than 1 hectare and up to 2 hectares ………….
Small Farmers
Loans up to ………… to individuals solely engaged in Allied activities without any accompanying land holding criteria will be included as Small and Marginal farmers criteria
₹ 2 lakhs
Lending to NBFC other than MFI for on-lending of ‘term lending’ component under agriculture will be allowed up to ₹ ……. per borrower and under MSE will be allowed up to ₹ ……..
10 lakh, 20 lakh
……………………….. are eligible for classification under the subtarget of 7.5 percent prescribed for Micro Enterprises under priority sector
Khadi and Village Industries Sector (KVI)
Education Loans to individuals for educational purposes, including vocational courses, not exceeding ₹ ……….. will be considered as eligible for priority sector classification
20 lakh