Liabilities

Question 1

Public liability

Answer 1

covers the cost of claims made by members of the public for incidents that occur in connection with your business activities.

Question 2

Employers liability

Answer 2

covers the cost of compensating employees who are injured at or become ill through work

Question 3

Products liability

Answer 3

Product liability insurance protects you against the cost of compensation for: personal injuries caused by your faulty product. loss of or damage to property caused by your faulty product. unforseeable circumstances such as product faults that your quality control system could not identify.

Question 4

Property owner’s liability

Answer 4

protects landlords and property owners in respect of claims made against them in respect of their legal liability for personal injury or property damage suffered by third parties and arising from the policyholder’s ownership of the property.