Contractors

Question 1

Bonafide subcontractor

Answer 1

contractors who work without direction from the Insured, hold their own insurance and usually provide their own materials and tools.

Question 2

Labour only subcontractor

Answer 2

normally just supplies their labour and works under the direction of their employer.

Question 3

JCT

Answer 3

Joint contract tribunal

Question 4

Contract works

Answer 4

Contract works cover will protect you against accidental loss, destruction or damage – offering cover for materials and labour that you’ve used, meaning you can restore the project to its status before the damage – protecting you and your customer from financial loss.

Question 5

Standard cover-contractors

Answer 5

Liabilities
Legal expenses

Question 6

Optional cover -contractors

Answer 6

Contractors all risk
Plant
Material damage
All risk -fidelity, computer breakdown, money