Legal Frameworks Flashcards

1
Q

What are the three parts of HIPAA

A

Privacy Rule, Security Rule, and Breach notification

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2
Q

What is a group health insurance plan

A

Plans offered by employers to employees and their families

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3
Q

When was HIPPA established? Broadly, what is its’ purpose?

A

established in 1996, required the US Department of Health and Human Services to adopt national standards for electronic health care transactions and code sets, unique health identifiers, and security

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4
Q

What are the three major components of The Privacy Rule? Give examples of health info that is protected.

A

simply: makes rules for sharing and protecting ALL (electronic and physical) PHI
provides federal protection for individually identifiable health information; 3 major components: how data is protected, when it can be disclosed, and pt’s rights to this info

“minimum necessary info” rule
ex: info in a pts health records, billing info, zip code, birthday and name, convos with care providers, phone numbers, email addresses, admission/discharge dates, biometric identifiers, photos, IP addresses

DOES NOT include de-identified health info

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5
Q

Describe the three major components of The Privacy Rule

A
  1. data protection: aka “the security rule” establishes national security standards for health info in the electronic form. Applies to “covered entities”: health plans, most HCPs, business associates and subcontractors of covered entities, healthcare clearinghouses
  2. disclosure: permitted for tx, care, and payment. Can be disclosed to others involved in pt care w permission, to protect the public’s health (contagious conditions), and police reports (ex: gunshot wounds)
  3. pt rights: have the right to see and obtain a copy of your health records, have corrections added, receive notice of how your info is used and shared, provide a report on when and why info was shared, can file a complaint with the health provider, insurer, or US government
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6
Q

What does the portability section of HIPAA provide

A

rules for continuity in health insurance coverage for individuals and their families if they change jobs. Limits restrictions that a group health plan can place on preexisting conditions

summary: if you switch jobs and insurance plans, they have to cover any preexisting conditions you have so long as there wasn’t more than a 63-day gap in coverage

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7
Q

What types of organizations do NOT have to follow the privacy and security rules associated with HIPAA

A

Life insurers, workers comp carriers, CPS, schools, law enforcement
However, HCPs still cannot release the information to the above without authorization from the pt

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8
Q

What is the Omnibus rule

A

introduced protected genetic info into HIPAA
“genetic test”, under HIPAA, does NOT include analysis of proteins or metabolites
info about a pt’s genetic tests includes the FMs and their results, manifestation of a dz, and genetic services
genetic info includes info about a fetus w respect to a pregnant person AND embryos for those using ART

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9
Q

What does the HIPAA security rule cover

A

Only applies to e-PHI
requires covered entities (hospitals) to implement 3 types of safeguards: administrative, physical, and technical

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10
Q

What is the administrative safeguard in the HIPAA security rule

A

a designated security official is required (security personnel)
information access management: authorizing access to e-PHI only when appropriate based on the user or recipient’s role
workforce training and management: hospital staff must be trained to work with e-PHI and have rules for violation of policies and procedures

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11
Q

What is the physical safeguard in the HIPAA security rule

A

keycard access- facility access and control
workstation and device security- automatic log off with computers

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12
Q

What is the technical safeguard in the HIPAA security rule

A

user authentication: all users have individual passwords/role-based access to e-PHI
audit controls: logging user activity and access to EHR
integrity controls: data backups; making sure data is not unintentionally changed
transmission security: data encryption

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13
Q

What must occur if data is breached?

A

breach notification commenced
notify pts and HHS (health and human services) less than or equal to 60dys after info is used/accessed without permission
notify the media if more than 500 people are affected

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14
Q

What is the American Disabilities Act? What does it establish?

A

prevent discrimination against individuals with disabilities in the workplace and establish standards for accessibility in public
provides some LIMITED protections for genetic discrimination for cancer syndromes to those employed at a place with greater than or equal to 15 employees

if an individual has a genetic dz which causes symptoms that significantly impair one’s ability to perform functions, their dz qualifies as a disability under the ADA
affords them protection from employment discrimination as long as they can perform their job with reasonable accommodations

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15
Q

What is PROTECTED under GINA

A

Individual and group health insurance plans CANNOT:
require ppl to undergo genetic testing for underwriting or enrollment purposes (ex: determining premiums, starting/terminating coverage)
request genetic testing ingo (results, info on genetic assessment services pursued by pt, FH info) for underwriting or enrollment purposes
covers: family medical hx, carrier status, prenatal testing, gene analyses, fetuses, embryos, clinical research, DTC testing
MOST employers cannot do the above from a person for hiring, termination, promotion, or placement decisions

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16
Q

Describe circumstances in which GINA does NOT apply/protect against discrimination

A

most individual and group health insurance plans CAN:
request genetic info for the purpose of determining coverage of a specific procedure/claim (ex: cancer screening, prophylactic sx)
employers w less than 15 persons, military, and federal government
health insurance providers: federal government employees, military, veteran’s admin, Indian health services
other forms of insurance: life insurance, short/long term care, disability
does not include: info about age, sex, smoking status, common blood tests

AN IMPT NUANCE OF GINA IS THAT IT PROVIDES PROTECTIONS AGAINST GENETIC DISCRIMINATION BASED ON USE OF A PERSON’S GENETIC INFO, NOT ON SYMPTOMS OF THEIR DZ

17
Q

What is a manifest condition? What law is it not covered under

A

a disease manifests when the symptoms of the disease begin, not when a diagnosis occurs.

GINA does not protect manifest conditions

18
Q

What did the ACA (Affordable Care Act) help to reinforce?

A

strengthened GINA by stating that individuals could not face health insurance discrimination on the basis of a pre-existing health condition (both pre- and symptomatic ppl are protected)

extended Medicaid and set up marketplaces for subsidized insurance plans, aiming to slash the uninsured rate; offered financial aid for insurance to those earning between 100-400% of the poverty line; mandated coverage for a core set of services including emergency and mental health care; required large employers to insure full time workers; eliminated annual and lifetime coverage caps

19
Q

What factors can influence health insurance premiums

A

state and federal laws, type of insurance, employer size, income level, state of residence, type of community, county of residence, plan type, age, tobacco use