Kolokwium 2 Flashcards
Equity
Part ownership of a company in the form of stocks or shares
Mutual funds
Funds operated by investment companies that invest people’s money in various assets
Pension funds
Funds that invest money that will be paid to people after they retire from work
Principal
The amount of capital making up a bond or other loan
Maturity date
The length of time for which q bond is issued (until it is repaid)
Coupon
The amount of interest that a bond pays
Insolvent, bankrupt
Unable to pay debts
Creditors
People or institutions to whom money is owed
Dividends
Payments by companies to their shareholders
Brokerage companies
Businesses that buy and sell securities
Bid
The price at which a buyer is prepared to buy a security at a particular time
Offered price
The price at which a seller is prepared to sell a security at a particular time
Yield
The rate of income an investor receives from a security
Soared
Rose quickly
Kickstart
To revive or stimulate sth
Benchmark
A standard used when comparing other things
Slump, recession, depression
A period when the economy is contracting
Rally
An improvement or increase in price
Default
Failing to repay a loan
To go bust
Another word for going bankrupt
To raise after previously falling
revive, recover
To rise a little
Advance a little, be a little stronger
To rise a lot
Rocket, shoot up, jump
To fall a little
Slip, be slightly weaker
To fall a lot
Crash, plummet, plunge
Derivatives
Financial instruments whose price are dependent upon, or derived from underlying assets such as stocks, bonds, commodities, currencies, interest rates and market indices
Future
Contract agreement to buy or sell a security, commodity or financial instrument at a predetermined price at a predetermined point in the future
Option
It offers the buyer a right, but not the obligation, to buy (call option) or sell (put option) an asset at an agreed-upon price (the strike price), either during a certain period of time, or on a specific date
Commodities
Raw materials or primary products such as metals, cereals, coffee, etc. that are traded on special markets
Hedging
Means making contracts to buy or sell commodities or financial assets by selling them later at a higher price (or selling them in the hope of buying them back at a lower price)
Speculation
Means buying assets in the hope of making a capital gain in the future at a pre-arranged price, as a protection against price changes
Interest rate swap
An agreement to exchange future interest payments with another company or financial institution, e.g. a floating rate loan for a fixed interest rate loan
Currency swap
An agreement between two parties who exchange principal and fixed rate interest payments on a loan in one currency for principal and fixed rate interest payments on an equal loan in another currency
Cashflow
The money a company receives minus the money it spends during a certain period
benchmark
comparing against the best
unweil plans
reveal, announce
drive up prices
increase
contract
to slow down
rally
growth, improvement, recovery
to default on (a loan)
fail to repay
to be thin on the ground
to be rare
spark
to inspire
deemend
known
junk bonds
high-yield bonds
volatile
zmienny, kapryśny
payroll
lista płac
over-the-counter
a contract made directly between two parties, not using an exchange
swap
an exchange of future payments on borrowed money according to specified terms
call option
an option giving the buyer the right to buy sth
put option
an option giving the buyer the right to sell sth
forwards
contracts for non-standardized quantities or time periods
futures
contracts to buy or sell standardized quantities on an exchange
speculation
making risky transactions, hoping to make a gain by anticipating future price changes
hedgeing
making transactions designed to diminish future price risks
commodities
substances like agricultural products and metals which can be bought or sold with future contracts
premium
the money the writer of a premium receives
strike
the price at which an underlying asset will be traded
exercise
to use or implement an option
hedge your back
protect
profit and loss account
income statement
direct cost
connected with production
utility costs
opłaty za media
overhead
koszty ogólne prowadzenia działalności
depreciation
tangible assets
amortization
intangible assets
credit
an agreement for later payment
retained profit
not paid as dividends to shareholders
current assets
aktywa obrotowe
fixed assets
środki trwałe
intangible assets
wartości niematerialne i prawne
goodwill
reputation of the company
bond
a fixed term, interest-paying loan to a company (or a government)
brand name
a legally protected name of a company’s product
trademark
a name or symbol put on a product that cannot be reproduced by other companies
inflation
a rise in prices (and the amount of money in circulation)
creditors
businesses or people to whom money is owed
due
that will have to be paid on a certain date
patent
the exclusive right to produce an innovative new product for a fixed period
owe
to need to pay a sum of money
own
to possess sth that belongs to you
To list shares / quote shares
Notować akcje
To charge interest on the loan
Pobierać odsetki od pożyczki
To go public
Wejść ba giełdę
Default
Niewywiązanie sie z płatności
Principal
Kwota pożyczki
Sales growth of 10%/ an increase in sales of 10%
Wzrost sprzedaży o 10%
Brokerage company
Dom maklerski
Creditworthiness
Zdolność kredytowa
Shares issueing
Emisja akcji
Share price
Kurs akcji