Kolokwium 1 Flashcards
a current account/checking account
the account on which you keep money for day to day life
a saving or deposit account/time or notice account
the account on which you keep your savings
cashpoints or ATMs
the machine which enables your withdrawing money
a chequebook or checkbook
piece of paper that enables you paying some sum of money
a credit card
karta kredytowa
a debit card
karta debetowa
a loan
a sum of money borrowed from a bank
a mortgage
a loan to buy a property or real estate
an overdraft
the possibility to borrow money by spending more than you have in your bank account; debit
investment advice
kind of advice, on what your should spend your money to get some benefits from it
deposit
money placed in a bank
capital
the money invested in a business
stocks and shares
certificates representing part-ownership of a company
bonds
certificates of debt issued by governments or companies to raise money
merger
when a company combines with another one
takeover bid
when one company offers to buy or acquire another one
stockbroking
buying and selling stocks or shares for clients
portfolio
all the investments owned by an individual or organization
return
the profits made on investment
bankrupt
unable to pay debts or continue to do business
deregulation/ repeal
the ending or relaxing of legal restrictions
conglomerates
a group of companies, operating in different fields, which have joined together
interest
the price paid for borrowing money, paid to lenders
write off
cancel a bad debt or a worthless asset from an account
credit rating
estimates of people’s ability to fulfil their financial commitments
default
failure to repay a loan
cash flow
the money generated by an investment
collateralized
with property or another asset used as a guarantee of payment
wziąc pożyczkę
to take out a loan
płacić odsetki od pożyczki
to pay interest on a loan
kasjer w banku
teller
a middleman
an intermediary
spread
różnica między oprocentowanie kredytu, a wkładów
standing orders
zlecenia stałe