Key Terms - Chapter 17

Question 1

Americans with Disabilities Act

Answer 1

A federal law protecting the rights of individuals with physical or mental impairments.

Question 2

blockbusting

Answer 2

For profit, to induce or attempt to induce any person to sell or rent any dwelling by representations regarding the entry or prospective entry into the neighborhood of a person or persons of a particular race, color, religion, sex, familial status, handicap, or national origin.

Question 3

brokerage

Answer 3

The business of bringing buyers and sellers together and assisting in negotiations for the terms of sale of real estate.

Question 4

Civil Rights Act of 1866

Answer 4

A federal law that prohibits all discrimination on the basis of race.

Question 5

civil suit

Answer 5

An action in a court of equity that seeks financial compensation for loss caused by another.

Question 6

disability

Answer 6

A physical or mental impairment that substantially limits one or more of a person’s major life activities.

Question 7

discriminatory advertising

Answer 7

Any advertising that states or indicates a preference, limitation, or discrimination on the basis of race, color, religion, sex, familial status, handicap, or national origin in offering housing for sale or rent.

Question 8

Federal Fair Housing Act of 1968

Answer 8

A federal prohibition of discrimination in the sale, rental, or financing of housing on the basis of race, color, religion, sex, national origin, handicap, or familial status.

Question 9

Federal Fair Housing Amendment Act of 1988

Answer 9

Amended the Fair Housing Act of 1968 by adding provisions to prevent discrimination based on mental and physical handicaps or familial status.

Question 10

North Carolina Fair Housing Act of 1983

Answer 10

State fair housing law that is almost identical to the federal fair housing laws; however, it provides no exemptions for owners selling their own property, and it broadens rental exemption slightly.

Question 11

North Carolina Human Resources Commission

Answer 11

A state agency that, as a substantially equivalent agency to HUD, is currently enforcing the 1968 Fair Housing Act and its 1988 amendments.

Question 12

redlining

Answer 12

The refusal of lending institutions to make loans for the purchase, construction, or repair of a dwelling because the area in which the dwelling is located is integrated or populated by minorities.

Question 13

steering

Answer 13

The practice of directing prospective purchasers or tenants toward or away from specific neighborhoods because they belong to a protected class under the Fair Housing Act.