key terms

Question 1

federal law that prohibits discrimination in housing based on race, color, religion, sex, disability, familial status, and national origin

Answer 1

fair housing act

Question 2

HUD

Answer 2

Dept of housing and urban development

Question 3

a dwelling that includes any building or part of a building designated for occupancy as a residence by 1 or more families. includes single family houses, condos, cooperatives, manufactured housing, as well as vacant land on which any of these structures will be built

Answer 3

housing

Question 4

refers to the presence of 1 or more individuals who have not reached the age of 18 and who live with either a parent or guardian

Answer 4

familial status

Question 5

the number of persons permitted to reside in a property

Answer 5

occupancy standards

Question 6

a physical or mental impairment

Answer 6

disability

Question 7

as defined by HUD: an animal that works, provides help, or performs tasks for the benefit of a person with a disability; or that provides emotional support that alleviates one or more identified effects of a person’s disability

Answer 7

service/ assistance animal

Question 8

The ___ addresses the rights of persons with disabilities in employment and public accommodations.

Answer 8

ADA

Question 9

legislation that prohibits discrimination against the physically or mentally impaired as it relates to employment opportunities and public accommodations

Answer 9

ADA

Question 10

detailed specifications for designating parking spaces, curb ramps, elevators, drinking fountains, toilet facilities, and directional signs to ensure maximum accessibility

Answer 10

the ADA standards for accessible design

Question 11

also called panic peddling or panic selling

Answer 11

blockbusting

Question 12

the act of encouraging people to sell or rent their homes by claiming that the entry of a protected class of people into the neighborhood will have some sort of negative impact on property values

Answer 12

blockbusting

Question 13

the illegal practice of channeling home seekers to particular neighborhoods, either to maintain the homogeneity of an area or to change the character of an area, which limits their choices of where they can live

Answer 13

steering

Question 14

___ also includes discouraging buyers or renters from considering certain areas

Answer 14

steering

Question 15

the practice of refusing to make mortgage loans or issue insurance policies in specific areas for reasons other than the applicant’s financial qualifications

Answer 15

redlining

Question 16

when one’s actions are specifically discriminatory, such as a rental sign that states “we do not rent to cavemen”

Answer 16

disparate treatment

Question 17

when the effect of one’s actions are discriminatory. such as when a rental sign states “we do not rent to individuals who wear mastodon clothing.”

Answer 17

disparate impact

Question 18

the systems of moral principles and rules that become standards for professional conduct

Answer 18

ethics

Question 19

a written system of standards for ethical conduct

Answer 19

code of ethics

Question 20

the name of the National Association of Realtors code of ethics

Answer 20

code of ethics and standards of practice