Brainscape's Knowledge GenomeTM

Browse over 1 million classes created by top students, professors, publishers, and experts.


See full index

Unit 21: Fair Housing and Ethical Practices > Assessment > Flashcards

Assessment Flashcards

1
Q

a law that prohibits discrimination in housing based on race, color, religion, and national origin

A

civil rights act

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
2
Q

the agency that administers the federal fair housing laws

A

HUD

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
3
Q

the presence of one or more persons who are under the age of 18, living with a parent or adult guardian

A

familial status

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
4
Q

a physical or mental impairment

A

disability

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
5
Q

a us supreme court decision that prohibits all racial discrimination in housing

A

jones v. mayer

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
6
Q

law repealing requirement that housing for those 55 and older have special facilities for seniors

A

housing for older persons act (HOPA)

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
7
Q

a law that requires accessibility to employment, goods, and services for individuals with disabilities

A

ADA

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
8
Q

encouraging the sale or renting of property by claiming a protected class of people are moving into the area and will have a negative impact on property values

A

blockbusting

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
9
Q

encouraging home seekers to limit their search to particular neighborhoods based on noneconomic factors such as race or religion

A

steering

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
10
Q

failing to comly with state and federal fair housing laws may subject a real estate professional to both ___ and ___

A

fines
disciplinary action

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
11
Q

what law protects persons with AIDS?

A

fair housing law

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
12
Q

the ___ contains ADA’s specific requirements for curb ramps, elevators, and other measures to make spaces accessible for people with disabilities

A

ADA Accessibility Guidelines

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
13
Q

Channeling home seekers to particular neighborhoods based on noneconomic factors is an illegal practice called ___

A

steering

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
14
Q

what are the exceptions to HUD’s rules regarding statements of preference or limitations in advertising regarding race?

A

NO exceptions

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
15
Q

failure to prominently display the ___ poser can be considered evidence of discriminatory practices

A

Equal Housing Opportunity

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
16
Q

one reason that real estate professionals need to be concerned about meeting requirements of the ADA is because their offices are ___

A

public spaces

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
17
Q

one reason that real estate professionals need to be concerned about meeting requirements of the ___ is because their offices are public spaces

A

ADA

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
18
Q

the purpose of the ___ laws that affect real estate is to create a marketplace in which all persons of similar financial means have a similar range of housing choices

A

civil rights

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
19
Q

the ___ applies to housing discrimination based on race, color, religion, and national origin

A

civil rights act

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
20
Q

under HUD regulations, a(n) ___ includes single family homes, condos, cooperatives, mobile homes, and vacant land on which any of these structures will be built.

A

dwelling

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
21
Q

a person with AIDS is protected by the fair housing laws as a person with…

A

a disablility

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
22
Q

the civil rights act as interpreted by ___, does not allow any exemptions involving race.

A

jones v mayer

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
23
Q

the ___ does not allow any exemptions involving race

A

civil rights act

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
24
Q

under the ___, SOME exemptions involving race exist for small investors and certain organizations

A

fair housing act

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
25
Q

the fair housing act is administered by the ___

A

housing and urban development (HUD)

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
26
Q

the housing and urban development (HUD) is a(n) ___ agency

A

federal

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
27
Q

the act of encouraging people to sell or rent their homes on the basis that the entry of members of a protected class into the neighborhood will reduce property values

A

blockbusting

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
28
Q

while not valid considerations for the underlying real estate transaction, may the following factors be considered by an appraiser when evaluating a property: race, color, religion, national origin, sex, disability, familial status?

A

NO

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
29
Q

Individuals who believe they are victim of illegal discrimination in a real estate transaction may file a complaint with ___ within 1 year of the alleged act

A

HUD

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
30
Q

Individuals who believe they are victim of illegal discrimination in a real estate transaction may file a complaint with HUD within ___ of the alleged act

A

1 year

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
31
Q

failure to display the equal housing opportunity poser can be considered evidence of ___

A

discriminatory practices

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
32
Q

pursuant to the case hannah v sibey cline realtors, a real estate professional is NOT obligated to provide ___ about a neighborhood to a homebuyer

A

ethnic-diversity information

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
33
Q

a landlord may increase the security deposit only for tenants with disabilities. true or false?

A

FALSE

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
34
Q

A religious organization MAY restrict occupancy of dwelling units that it owns to members of the organization, as long as membership in the religion is NOT restricted on the basis of ___, ___, or ___

A

race
color
national origin

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
35
Q

the ___ provides a specific procedure for collecting and verifying citizenship papers

A

HUD

36
Q

What law extended housing discrimination protections to families with children and persons with disabilities?

A

the fair housing amendments act

37
Q

the Fair Housing Act is administered by the ___

A

dept of housing & urban development (HUD)

38
Q

the fair housing act does not prohibit discrimination on the basis of…
a) famlial status
b) national origin
c) religious preference
d) sexual preference

A

sexual preference

39
Q

which of these are exempt from the federal fair housing act?
A) owner-occupied buildings with no more than four units.
B) buildings subject to the ADA standards for accessible design.
C) buildings that are not publicly advertised as being for sale or for rent.
D) none of the above.

A

owner-occupied buildings with no more than four units.

40
Q

real estate professionals may have a legal obligation to comply with the ___ because they may be employers

A

ADA

41
Q

A real estate broker sends a bright yellow flyer to all the homeowners in a neighborhood. The flyer contains a reprinted article from a local news paper describing the future relocation plans of various employers in the region and this statement, printed in bold red letters warning the failure to sell your property within the next six months could cost you a bundle at the bottom of the page was printed the broker’s name photo office address and phone number. Based on these facts the broker has…

A

committed no offense

42
Q

A newspaper advertisement states one bedroom apartment immediately available. Good neighborhood only able bodied individuals should apply. Is this ad permitted under HUD advertisement guidelines, why or why not?

A

NO because it discriminates on the basis of disability.

43
Q

Under what conditions can someone refuse to rent to an african american on the basis of race?

A

NEVER

44
Q

Under the fair housing act, what is HUDS first action on receiving a complaint of illegal discrimination?

A

Investigates for reasonable cause to bring a charge

45
Q

Fair Housing Amendments Act of 1988 included more ___ and ___.

A

severe penalties for violations
and additional damages.

46
Q

Under the Civil Rights Act of 1968, what is the time limit to file a housing discrimination complaint with HUD?

A

1 year

47
Q

Complaints of discriminatory housing practices filed with HUD will be referred to a local enforcement agency if…

A

the state or municipal law is substantially equivalent to the federal law

48
Q

In a dispute before HUD the term ___ is best defined as the informal resolution of a dispute by obtaining assurances that the person responding to the complaint will remedy the violation

A

conciliation

49
Q

All of these people are considered members of protected classes EXCEPT…
a) a member of alcoholics anonymous
b) a visually disabled person with a seeing-eye dog
c) a person diagnosed with AIDS
d) a person convicted of the manufacture or distribution of illegal drugs

A

a person convicted of the manufacture or distribution of illegal drugs

50
Q

A homeowner decides to rent a spare bedroom in her single-family house to a tenant for $50 per month. When a 24-year-old man asks to see the room, the homeowner refuses, telling him that she will only rent to women over the age of 50. The prospective tenant threatens to sue for a violation of the Fair Housing Act on the basis of age. Should the homeowner be concerned? why or why not?

A

No, because the rental of rooms in an owner occupied single family home is exempt from the fair housing act

51
Q

A seller tells a real estate professional don’t show my house to anybody not born in the US In this circumstance the professional…

A

Must decline to take the listing with this requirement

52
Q

A neighborhood has a large population of recent immigrants from Asian countries. When a couple that had just arrived from South Korea came to a broker to look for a home to buy, he suggested they look at listings only in this neighborhood. The broker violated the fair housing act because his actions constitute ___

A

steering

53
Q

A woman met with a landlord to view a two bedroom apartment. She has two children and is also pregnant. The landlord told her that the rules of the building allow only two children per two-bedroom apartment, so he cannot rent to her. Is this a violation of the Fair Housing Act?

A

Yes

54
Q

A woman met with a landlord to view a two bedroom apartment. She has two children and is also pregnant. The landlord told her that the rules of the building allow only two children per two-bedroom apartment, so he cannot rent to her. Why is this a violation of the Fair Housing Act?

A

indicating a preference for a certain number of children as occupants is illegal discrimination on the basis of family status

55
Q

A landlord rented an apartment to a person with a wheelchair. He allowed the tenant to install bath rails and replace the bathroom sink vanity with a pedestal sink with lever faucet handles. However, the landlord required the tenant to sign a restoration agreement that the accommodations would be restored to the former condition at the end of the lease because the vanity provided desirable storage space in the bathroom. In addition, he required the tenant to pay sufficient funds (over a period of time) into an escrow account to restore the bathroom. Has the landlord violated the Fair Housing Act? why or why not?

A

No, the landlord can require a restoration agreement and the escrow account.

56
Q

An occupancy requirement is exempt from familial status protection under the Fair Housing Act if the housing is intended to be occupied by…

A

persons 62 years or older

57
Q

For fair housing purposes what is the definition of the term disability?

A

An impairment that substantially limits one or more of an individuals major life activities.

58
Q

A landlord refuses to rent a vacant apartment to a couple with two small children because he is concerned the children will disturb the sick and elderly woman in the apartment next door. Does this violate the fair housing act? why or why not

A

yes, The refusal constitutes a violation of the fair housing act because it discriminates on the basis of familial status

59
Q

The provisions of the ada apply to any employer with at least ___ or more employees

A

15

60
Q

one negative result of ___ is that it is often a contributor to the deterioration of older neighborhoods

A

redlining

61
Q

The resolution of a fair housing complaint by obtaining assurance that the respondent will remedy the violation is called ___

A

conciliation

62
Q

___ refers to the presence of 1 or more individuals who have not reached the age of 18 and who live with either a parent or guardian

A

familial status

63
Q

while the fair housing act protects families with children, certain properties can be restricted to occupancy by ___

A

elderly persons

64
Q

refusing to make mortgage loans for reasons other than the applicant’s financial qualifications

A

redlining

65
Q

channeling homebuyers to particular neighborhoods

A

steering

66
Q

encouraging people to sell or ent by claiming that the entry of a protected class of people into the neighborhood will have a negative impact on property values

A

blockbusting

67
Q

a property manager places an ad for an apartment. the ad describes the apartment and notes, “Irish need not apply.” Is this legal?

A

NO

68
Q

steering is the channeling of homeseekers to particular neighborhoods based on ___

A

protected class

69
Q

Which of the following is legal?
A) Charging a family with children a higher security deposit than those with no children
B) Picturing only white people in a brochure as the “happy residents” in a housing development
C) Refusing to sell a house to a person who has a history of mental illness
D) Negotiating with a person with a disability to establish an escrow account for the costs to restore a property after it has been modified

A

D) Negotiating with a person with a disability to establish an escrow account for the costs to restore a property after it has been modified

70
Q

if a seller refuses to sell her home to a buyer on the basis of that buyer’s race, what law is violated?

A

Fair Housing Act

71
Q

During a listing presentation, a real estate licensee said to the seller, who owned two residential properties, “I hear a family of those people are moving in, and you’d better put your house on the market before values drop!” The licensee is guilty of ___.

A

blockbusting

72
Q

When a landlord rented an apartment in his six-unit building to a young couple, he didn’t notice that the woman was pregnant. After the baby was born, the landlord canceled their lease, citing the lease’s no-children clause. The landlord is violating the IL Human Rights Act regarding the…

A

exclusion of children

73
Q

A licensee entered into a buyer agency agreement with Japanese man. The licensee showed him only properties where it was obvious that other Japanese people lived. The licensee is guilty of ___.

A

steering

74
Q

A lithuanian american real estate broker offers a special discount to lithuanian American clients. This practice is ___

A

illegal

75
Q

A landlord rented an apartment to a person with a disability and the tenant wants to make certain changes to the unit to accommodate her disability. Which of these does not constitute a reasonable modification?

A

a) lower the kitchen cabinets
b) lower the light switches
c) widen the doorways
d) install a dog run for service animals in the lobby

76
Q

The following ad appeared in the newspaper: For sale 4 BR brick home: Redwood school district; excellent Elm street location; next door to St John’s church and right on the bus line. Move in conditions; priced to sell. The ad should NOT mention…

A

St. Johns church

77
Q

A real estate licensee tells a single man with two small children that homes for sale in a condominium complex are available only to married couples with no children. The man may…

A

file a complaint alleging discrimination on the basis of familial status

78
Q

Encouraging people to sell or rent their homes by claiming that entry of a protected class of people into the neighborhood will have a negative impact on property values constitutes ___

A

blockbusting

79
Q

A lender’s refusal to lend money to potential homeowners attempting to purchase properties located in predominantly African- American neighborhoods is called ___.

A

redlining

80
Q

Which of these is NOT permitted under the federal Fair housing Act?
A) owner of a 20 unit residential apartment building rents to white man only
B) owner refuses to rent the other side of her duplex to a family with children
C) Catholic covenant refuses to furnish housing for a Jewish man
D) An expensive club in Chicago rents rooms only to members who are graduates of a particular university

A

owner of a 20 unit residential apartment building rents to white man only

81
Q

A woman owns two multiple apartment buildings: a two flat on Oak street a 12 unit building on Main street. She lives in an apartment in the Main street property. Which of her properties, if any is exempt from the Illinois Human Rights Act?

A

Neither property

82
Q

Under the FHA, it is legally permitted to restrict occupancies in an apartment complex to ___, as long as it is qualified and registered as housing for this population

A

senior citizens

83
Q

After a broker takes a listing of a residence, the owners specify that they will not sell their home to any asian family. The broker should…

A

explain to the owner that the instructions violates federal law and that the broker cannot comply with it.

84
Q

As an office policy, a sponsoring broker requires that sponsored licensees show prospective buyers from racial or ethnic minority groups only properties that are in certain areas of town where few members of their groups currently live. The sponsoring broker prepares a map illustrating the appropriate neighborhoods for each racial or ethnic group. Through this policy, the sponsoring broker hopes to achieve racial balance in residential housing. Because the effect of the sponsoring broker’s policy is discriminatory, it constitutes illegal ___ regardless of his intentions

A

steering

85
Q

The federal Fair Housing Act prohibits discrimination in housing based on…
a) Race, color, religion, or national origin
b) disability and familial status
c) sex
d) all of the above

A

all of the above

86
Q

Which of these is TRUE pursuant to the Illinois Human rights Act?
a) It is a civil rights violation to refuse to sell or rent because the prospective buyer or tenant has a service animal.
b) tenants can never be held liable for any damages to the premises caused by a service animal
c) it is not a civil rights violation to discriminate against someone who is blind
d) it is not a civil rights violation to discriminate against someone who is hearing impaired

A

It is a civil rights violation to refuse to sell or rent because the prospective buyer or tenant has a service animal.

87
Q

The ADA requires that employers make ___ that enable a person with a disability may ___.

A

reasonable accommodations
perform essential job functions

Unit 21: Fair Housing and Ethical Practices (3 decks)

Brainscape helps you reach your goals faster, through stronger study habits.
© 2024 Bold Learning Solutions. Terms and Conditions