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Health > HealthCareInsurances > Flashcards

HealthCareInsurances Flashcards

1
Q

Specialists

A

Medical doctors trained to handle a particular kind of patient or condition.

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2
Q

Allergist

A

Allergies

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3
Q

Dermatologist

A

Skin diseases/conditions

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4
Q

Gynecologist

A

Female reproductive system

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5
Q

Neurologist

A

Nervous system problems

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6
Q

Oncologist

A

Cancer

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7
Q

Orthopedist

A

Skeletal deformities/injuries

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8
Q

Private practice

A

Physicians who work for themselves, typically out of private office.

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9
Q

Clinics

A

Community based health center w/ primary care physicians

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10
Q

Group private office

A

A group of physicians who share office space, equipment and support staff

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11
Q

Hospital

A

Hospitals offer inpatient and outpatient care

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12
Q

Emergency room (ER)

A
  • Typically found in most hospitals.

- They provide care for life threatening illnesses/injuries

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13
Q

Urgent Care

A

Staffed by PCP who treat emergent conditions or provide care when the PCP is not available.

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14
Q

Health Insurance

A

Private/government programs that pay for part or all of a person’s medical costs

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15
Q

Health insurance -HMO

A

Health Maintenance Organization

  • Pay monthly premium
  • Receives most/all services with little or no cost
  • Required to see physicians inside their network + referrals to specialists
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16
Q

Type of health insurance-PPO

A

Preferred Provider Organization

  • Less than regular fee for member usage
  • Pay monthly premium in/out network providers
  • Out network is more expensive
17
Q

Type of health insurance-POS

A

Point of Service

  • Members can use in/out network
  • Premiums + out of pocket money is more expensive
18
Q

Premium

A
  • Amount paid for insurance company for coverage
  • Often paid a little by employees and + individuals
  • Paid monthly
19
Q

Deductible

A

Amount of money u pay before insurance company pay any costs

20
Q

Copay

A

Amount of money I pay to provider at time of health insurances at % or value ($20)
-Paid every visit $50

21
Q

Primary Care Physician (PCP)

Reasons to see them:

A
  • Checkup
  • Flu
  • Bronchitis
  • Mononucleosis
  • Fever

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