healthcare unit Flashcards
biomedical model of health
focuses on physical or biological aspects of disease or illness. practised by doctors/health professionals and associated with diagnosis, treatment and cure of disease
characteristics of biomedical model
- individuals are the focus
- looks at biological factors
- ignores education on behavioural/socio-cultural factors that can improve health
examples of biomedical model
GP, medicare, x-rays, health insurance
advantages of biomedical model
- creates advancements in medical tech/research
- many common problems can be effectively treated
- extends life expectancy
- improves life quality
disadvantages of biomedical model
- relies on professional health workers
- doesn’t always promote good health
- affordability
- not every condition can be treated
social model of health
an approach that recognises improvements of health and wellbeing can only be achieved by directing effort towards addressing the physical, socio-cultural and political environments of health that have an impact on individuals and population groups.
principles of social model of health
- ADDRESSES BROADER DETERMINANTS OF HEALTH - behavioural determinants (tobacco smoking) are often influenced by broader determinants such as culture, gender, SES, race
- ACTS TO REDUCE SOCIAL INEQUITIES - socio-cultural factors contribute to inequalities in health status and must be addressed
- EMPOWERS INDIVIDUALS AND COMMUNITIES - allows people to participate in decisions around their health
- ACTS TO ENABLE ACCESS TO HEALTHCARE - wants to ensure all people have access to healthcare (barriers= cultural/language barriers, economic/geographical factors)
- INVOLVED INTERSECTORAL COLLABORATIONS - having groups from many sectors working together to achieve a common goal
advantages of social model
- promotes good health/prevents disease
- relatively inexpensive
- education can be passed through generations
- responsibility of health is shared
- focuses on vulnerable population groups
disadvantages of social model
- not every condition can be prevented
- does not promote development of tech/medical knowledge
- doesn’t address individual’s concerns
- health promotion can be ignored
what is private health insurance?
a form of insurance in which a member pays a premium to the insurance company in return for payment towards health related costs not covered by medicare
advantages of private health
- access to private hospital
- choice of doctor
- shorter waiting times
- doesn’t pay medicare levy
disadvantages of private health
- costly in terms of premiums paid
- sometimes there is ‘gap’ cost
- qualifying periods apply for some conditions before they can make a claim
incentives of private health
- PRIVATE HEALTH INSURANCE REBATE - policy holders receive a 30% refund on their premiums for private health insurance
- LIFETIME COVER - people who take up private health insurance after the age of 31 pay an extra 2% on their premiums for every year they are over 30. this encourages younger people to take out PHI bc they are less likely to use it so insurance earns money
- MEDICARE LEVY - people earning >$90,000 pa. pay an extra 1.5% of their income if they do not use PHI
- AGED BASED DISCOUNT - insurers offer people aged 18-29yrs a discount of up to 10% for hospital cover