Healthcare financing

Question 1

What are the costs involved in health care

Answer 1

caregivers
equipment
supplies
location
support services

Question 2

What are the types of payment for healthcare

Answer 2

out of pocket
individual private insurance
employer-based priveate insurance
gov. financing

Question 3

Who is majority of population covered by?

Answer 3

employment based private insurance

Question 4

Who has largest expidenture of all payment types?

Answer 4

Government financing

Question 5

third party payment

Answer 5

individual private insurance

Question 6

Began as hospital-based plans to “Attract: customers

Answer 6

Employment based private insurance

Question 7

financing for poor and elderly unable to access employer-based health insurance. from taxpayers

Answer 7

government financing.

Question 8

social insurance vs. public assistance

Answer 8

medicare

medicaid

Question 9

Hospital insurance plan financed through social security

Answer 9

Medicare part A (inpatient)

Question 10

Physician services, financed by federal taxes and monthly beneficiary premiums

Answer 10

Medicare part B

outpatient

Question 11

state-run program for low-income funded by federal and state taxes

Answer 11

medicaid

Question 12

Prescription drug coverage

Answer 12

Medicare Part D

Question 13

Companion program to medicare covering children

Answer 13

CHIP

Question 14

What are the burdens of healthcare financing

Answer 14

Progressive
Regressive
Proportional

Question 15

Rising percentage of income as income increases

Answer 15

Progressive payment

Question 16

Ratio of payment to income same for all classes

Answer 16

Proportional payment

Question 17

Most common US insurance.

occurs with high levels of payment for low-income families. falling percentage as income increases

Answer 17

Regressive payment

Question 18

Ability of person to obtain health care services when needed

Answer 18

access

Question 19

What is goal of ACA

Answer 19

to have access in a fair way so providers don’t have to shift cost

Question 20

What are the dimensions of access?

Answer 20

availability
accessibility
Accommodation
Affordability
Acceptability

Question 21

What are the vulnerable populations?

Answer 21

predisposed
Enabled
Needs

Question 22

Who is more likely to delay or go without care due to cost?

Answer 22

uninsured adults

Question 23

Know ppl likely to be uninsured

Answer 23

those predisposed and other common sense ones

Question 24

What are some barriers to accessing needed medical treatment if you have insurance

Answer 24

Premiums and out of pocket payments

Question 25

Characteristics of market justice

Answer 25

assumes free market
supply driven by demand
based on ability to pay

Question 26

Characteristic of social justice

Answer 26

a social resource
require government role
driven by planning
equal access

Question 27

Consumer behavior leading to higher utilization of health care services when services are covered by insurance

Answer 27

Moral hazard

Question 28

higher burden of illness, injury, mortality experienced by one population group relative to another

Answer 28

health disparity

Question 29

differences between health care coverage, access to care, and quality of care

Answer 29

health care disparity

Question 30

has uninsurance rates increased or decreased since 2010?

Answer 30

decreased