health care system Flashcards
Medicare
Is compulsory for all australians, it provides access and improves healthcare for all australians in need of treatment regardless of age or income.
Medicare Levy/ Surcharge
The medicare levy is a 2% tax paid by everyone to cover the cost of the public health system and the surcharge is an additional 1-1.5% surcharge that is applied to those who earn a higher income (over 90,00), this is to encourage those who can afford it to take out private health insurance
what does medicare cover
- free or subsidised treatment by doctors and specialists
- diagnosis such as x-rays, pathology and eye tests
- treatment, food, accom while in hospital and after
Federal gov
medicare
PBS
funding hospitals
State gov
ambulance service
public service
public dental
Local gov
maternal and child care centres
immunisation centres
health inspections
environmental health
What is not covered by Medicare
cosmetic procedures
private hospital costs
home nursing
Advantages of Medicare
- available to all australians
- covers tests, examinations, procedures
Disadvantages of Medicare
- no choice of doctor for in hospital treatments
- waiting lists for many treatments
- often does not cover full amounts of the doctor fee
PBS
pharmaceutical benefit scheme - was introduced to subsidise to the cost of a wide range of prescriptions, medications providing australians with medication and affordable prices
Safety Net
Provides extra financial assistance for medical services once a person has reached a certain number amount of scripts, makes it affordable
Private health insurance
Private health insurance is a type of insurance under which members pay a premium (fee) in return for payment towards health related costs not covered by medicare
HEALTH CARE - SEE CARS
SAFE - avoidance/reduction of harm
EFFICIENT- cost affective, use of resources
EFFECTIVE- achieving outcomes in an appropriate time frame
CONTINOUS- uninterrupted, coordinated care/service
ACESSIBLE - everyone can obtain healthcare
RESPONSIBLE - treating people with respect, privacy and confidence
SUSTAINABLE - adequate funding : workplace, facility equipment