Government Responses

Question 1

Describe universal credit

Answer 1

Combining all state benefits making it easier to manage

Question 2

Describe positives

Answer 2

Makes it easier to manage

Greater independence - money goes to the individual rather than landlords

Question 3

Describe the Negatives

Answer 3

Has been incorporated poorly
People have a lack of knowledge on how to manage, save and spend money in this new system
Universal claimants are receiving less money than tax credit claimants

Question 4

Evidence

Answer 4

12 MPs held concern over Universal Credit

Question 5

Describe The State Pension

Answer 5

Allow people a regular source of income if they are not in work after a certain age

Question 6

Describe the positives

Answer 6

Gives financial stability

Gives pension sum to people over a certain age

Question 7

Give stats

Answer 7

In one week an individual will receive £159.55

Question 8

Describe the negatives

Answer 8

Not enough money given arguably

Everyone is entitled to it

Question 9

Stats

Answer 9

The most a person can receive per year is £8,615.70

Question 10

Describe Child Tax Credit and Working Tax Credit

Answer 10

Child tax credit is for the families who are unable to support their children, receive money to help support the child

Question 11

Describe positives

Answer 11

Helps people who are in a worse area who have a job but struggling to live a healthy life

Question 12

Stats

Answer 12

Around 7 million people in the UK benefit from the working tax credit

Question 13

Describe the negatives

Answer 13

Unfair to those better off as they must pay more to support others

Question 14

Describe University Tuition Fees

Answer 14

Free fees to encourage people to go to university

Question 15

Describe the positives

Answer 15

Apply for a student loan or fee grant

Don’t need to pay until over a certain income

Question 16

Stats

Answer 16

Scottish funding council, pays for a certain number of places

Question 17

Describe the negatives

Answer 17

Makes university unaffordable for many people
Fees burden students with more debt
Discourages people from going to university which could lead to a less skilled workforce in the future

Question 18

Stats

Answer 18

The number of students attending university fell by 17% in England
In England university fees are around £9,000

Question 19

Describe national living wage

Answer 19

Set amount of money paid for those working ensuring employers are being fair

Question 20

Describe positives

Answer 20

Allows people to meet basic needs

Decreases financial inequality

Question 21

Stats

Answer 21

1.3 million workers benefited from the rise in the wage

Question 22

Describe the negatives

Answer 22

Only works for those over 25

Isn’t enough for people to live on

Question 23

Stats

Answer 23

The wage for over 25 is £7.50 whereas for 18-20 year old it is £5.60