Government Responses Flashcards
Describe universal credit
Combining all state benefits making it easier to manage
Describe positives
Makes it easier to manage
Greater independence - money goes to the individual rather than landlords
Describe the Negatives
Has been incorporated poorly
People have a lack of knowledge on how to manage, save and spend money in this new system
Universal claimants are receiving less money than tax credit claimants
Evidence
12 MPs held concern over Universal Credit
Describe The State Pension
Allow people a regular source of income if they are not in work after a certain age
Describe the positives
Gives financial stability
Gives pension sum to people over a certain age
Give stats
In one week an individual will receive £159.55
Describe the negatives
Not enough money given arguably
Everyone is entitled to it
Stats
The most a person can receive per year is £8,615.70
Describe Child Tax Credit and Working Tax Credit
Child tax credit is for the families who are unable to support their children, receive money to help support the child
Describe positives
Helps people who are in a worse area who have a job but struggling to live a healthy life
Stats
Around 7 million people in the UK benefit from the working tax credit
Describe the negatives
Unfair to those better off as they must pay more to support others
Describe University Tuition Fees
Free fees to encourage people to go to university
Describe the positives
Apply for a student loan or fee grant
Don’t need to pay until over a certain income
Stats
Scottish funding council, pays for a certain number of places
Describe the negatives
Makes university unaffordable for many people
Fees burden students with more debt
Discourages people from going to university which could lead to a less skilled workforce in the future
Stats
The number of students attending university fell by 17% in England
In England university fees are around £9,000
Describe national living wage
Set amount of money paid for those working ensuring employers are being fair
Describe positives
Allows people to meet basic needs
Decreases financial inequality
Stats
1.3 million workers benefited from the rise in the wage
Describe the negatives
Only works for those over 25
Isn’t enough for people to live on
Stats
The wage for over 25 is £7.50 whereas for 18-20 year old it is £5.60
