General Mix Flashcards
What is the definition of Architectural Programming
Architectural Programming refers to an important early part of the design process, where you identify and organize the architectural, functional, aesthetic, operational and budgetary needs of your client.This information (often put into a written document called a “Program”) is then used to help guide your decision making process in the design of the building. If done correctly, programming can ease the design process and improve the final result
What four items should be considered during programming?
- Building Function2. Building Form3. Project Budget4. Project Schedule
Describe the programming process.
- Discuss the goals of the project with the Owner.2. Organize all project specific information (codes, existing site conditions, building users, etc.).3. Determine building hierarchy of spaces.4. Determine priorities of the Owner.5. Develop problem that must be solved through building design.
Name five phases that are performed during programming.
- Gathering Data: site surveys, existing conditions, desired use, building type, applicable building codes, zoning requirements, budget, schedule and project team information are all collected and organized.2. Establishing Goals: the Architect interviews the Owner to identify the primary design goals and potential issues.3. Mapping Functions: functional and spatial requirements are listed with their approximate size, important adjacencies and relationships to one another.4. Setting Priorities: the uses and functions are listed in order of importance based on the budget, including where the attention and budget should be spent5. Researching Requirements: detailed technicalrequirements are collected for any required equipment,systems, operations and performance.
If done correctly, Programming should
- Clarify the Owner’s intentions.2. Set a mutually agreed upon direction for the design.3. Reduce change orders during construction.4. Minimize disputes between Owner and Architect5. Establish a basis for resolving differences of opinion.6. Minimize redundancy from wasted spaces or poor relationships.
True or False: Programmingand Architectural Design arecompletely independent ofone another.
True.During programming, the problems of the project are sought out and documented. During design, these problems are discussed and adequate solutions are developed.During design, these problems are discussedand adequate solutions are developed.
What is an aquifer
An aquifer is a layer of water flowing underground, sometimes referred to as an underground stream.The presence of an aquifer could supply fresh water to the building, or limit the depth of the foundations.
What is a ground water table?
The layer below the surface soil when it is saturated soil. Sometimes this water table is 2 feet below the surface; sometimes it is 200 feet below.The depth of the water table will determine the type of foundation you can use, if you will need expensive waterproofing, or if a basement would even be possible.
What is Soil Load BearingCapacity?
Bearing capacity refers to the maximum amount of pressure a foundation soil can bear without harmful settlement.
Soil types are classified based on:
The sizes of the particles of the soil.
Name 4 soil types and theircapacities.
- Bedrock: 10,000 psf (pounds per square foot)2. Well graded gravel or sand: 3,000 - 12,000 psf3. Compacted sand or fill: 2,000 - 3,000 psf4. Silt or Clay: 1,000 - 4,000 psf
Name the soil types.
Gravel: well drained and able to bear loads (+2 mm)Sand: well drained and can serve ts foundation when graded (0.5 - 2 mm)Silt: stable when dry, swells when frozen, do not use when wet (.002 - .05 mm)Clay: must be removed, too stiff when dry and too plastic when wet(< .002 mm)
Which soil type is considered the best to build on?
Bedrock and Gravel.Gravel: 2mm or greater; drains well, able to bear loads.Sand: .05mm - 2mm; drains well, good foundation when graded.Silt: .002mm - .05mm; stable when dry or damp, not wet. Swells when frozen.Clay:
Name the four different levels of soil.
Level A - Topsoil, essential for growth of plants and takes a long time to develop.Level B - Minerals, lies below the plants roots and supports life.Level C - Weathered and fractured rock with little biological activity.Level D - Solid bedrock.
What is a percolation test and when would it be used?
A Percolation Test is used to evaluate the rate at which soil will absorb water on a site. This test is necessary for septic draining or leach fields.
Can soil bearing capacity be increased? If so, how?
Soils can increase bearing capacity by: fill, compaction, or surcharging.
What is a proctor test?
A Proctor Test is used to calculate the maximum density that is required for the soil on a project site.This test evaluates the native soils in both dry and wet conditions to determine the potential negative qualities of the soil. It is performed by dropping a hammer on a sample of soil several times and then dried for a period of time.
Define compaction and surcharging.
Compaction - compressing soils to release air trapped between the grains. Creates higher bearing capacity.Surcharging - adding soils to a site in order to increase the weight on the soils and aid in compaction. Lengthy process could take 6-12 months.
Why is the location of the frost line important?
The frost line indicates the level where soil freezes. The top of footings should be at or below thefrost line, which avoids damage to the foundation due to moisture changes throughout the year.
Define safe bearing capacity.
The Safe Bearing Capacity is the ultimate bearing capacity of the soil divided by a safety factor of 2 to 4 times.This ensures the site will not endure the full ultimate bearing capacity and helps to avoid structural failure.
Describe the angle of repose.
The Angle of Repose describes how soils form mounds when loose. Sand and gravel are stiff soils and will havesteeper angles of repose as compared to soft silts and clays.
Define Ecology.
Ecology is the science of the relationship between an organism or community and its environment.The community comprises of all the living plants and animals occupying a given area.
What should you do if you discover large quantities of organic soils on a site?
This soil will likely need to be removed and replaced with an appropriate fill material. Otherwise, foundation piles would need to extend through to solid bedrock or bearing soils.
What are 6 strategies to reduce energy use?
- Install solar panels2. Increase the amount of insulation in the walls3. Use insulated windows4. Orient building to sun to control heat gain5. Install light colored roof6. Use efficient light bulbs
What are 5 strategies to reduce water use?
- Use drip irrigation system for landscaping2. Use low-flow or waterless toilets3. Use native species and drought tolerant plants4. Collect graywater from showers and laundry and reuse to water yard or flush toilets5. Collect rainwater for reuse
What is the maximum slope allowed for an accessible ramp?
Handicapped ramp slopes must be a 1: 12 slope (1’ rise for every 12’ run). 1/12 (100) = 8.3% slope
Describe how to determine the grade or slope of a site.
g = V/H(100)g = the grade of slopeV = the rise or vertical distanceH = the run or horizontal distance Multiply by 100 to convert into a percentage.
45 degrees translates to what percentage of slope?
100% slope as rise over run is 1 to 1 or 1/1
Name 4 general rules of thumb for site grading and what they are best used for.
Less than 4% slope is considered flat and suitable for all activities.4% -10% is moderate and requires some effort to climb or descend.10% - 50% is steep and suitable only for limited activity.50%+ is considered very steep and is subject to soil erosion or collapse.
Why is solar orientation important when laying out a site design?
The more perpendicular the sun’s rays are to the site, the greater the amount of solar radiation received.It is important to note the amount of solar radiation received in order to design a building that maintains a consistent internal temperature.
What factors of sun radiation should be taken into consideration when designing a site?
Time of Day - how much sun in received on site in the morning compared to the afternoon.Azimuth - the angle between the sun and the horizon. Summer sun has a larger azimuth than Winter sun.Duration of Sun Exposure - sites in the Northern Hemisphere have more hours of sunlight in the summer than in the winter.Slope of Site - ground slope affects the amount of solar energy the site receives.
How does the level of the water table on the site affectthe design of the foundation?
If the water table is located less than 6’ below the surface, this is considered high and will limit foundation design.A mat slab or pile foundation may be necessary in order to evenly distribute the loads of the building on site.
Describe the five basic fundamentals of physics thataffect internal building comfort.
Hot air rises - Placing vents or windows in the correct location can help create cooling breezes.High summer sun - Well positioned overhangs can shade the home and keep it cooler in the summer.Low winter sun - The sunlight passes under any overhangs to reach into the home and keep it warm.Thermal mass - Heavy mass materials (such as concrete, stone, brick or even water) store heat and cold. When the temperature changes, these materials release the stored temperature back into the air.Insulation - A well insulated building is required in orderto hold in the interior temperature and keep out the outside one.
What conditions could occur if a high water table is foundin a cold climate?
High water tables in cold climates are especially problematic since water expands as it freezes. The wrong type of foundation could crack or settle if the water table freezes and pushes it upward.
What is a water table?
The level of water below the surface of theground is referred to as the “water table”.
Define indigenous materials.
Most sites contain materials and resources that could potentially be used in the building. Such locally found materials are called indigenous materials and don’t require transportation or import.
What considerations should be given for exterior buildingmaterials?
Materials used on the exterior of a building must withstand the elements. Durable materials should be selected to extend the useful life of the materials. The local conditions should help determine the appropriate materials.
Describe thermal mass and its importance to building design.
The ability of a material to store temperature is referred to as thermal mass. If insulation is how a material is able to hold in temperature, thermal mass is the ability of a material to absorb and store temperature.Since these materials take a long time to heat up and cool down, we can use high thermal mass materials to help keep the building a consistent and regular temperature.
What is R-Value
Insulation is measured in R-Value. The higher the R-Value, the more insulation value the material has.Since materials like wood and siding have a small R-value, we typically add high R-value insulating material into the walls. The thicker the walls, the more insulation it can hold, and therefore the more R-value the wall has.
Define Microclimate.
A Microclimate refers to the specific local conditions of the site. It’s affected by the vegetation, elevation, slope, water, wind, solar exposure and any man-made structures.
How does R-Value differ from U-Value?
The insulating value of windows is measured in U-value, which is actually just 1/R-value. Since it is the inverse of R-value, the lower the U-value, the more insulation value it has.
What climatic considerations should be evaluated duringsite design?
Temperature - comfort zone ranges between 63-71 degrees in winter and 66-75 degrees in the summer.Humidity - comfort zone ranges between 30- 60% relative humidity.Solar Radiation - lack of natural lighting in winter can cause depression.Air Movement - breezes promote evaporation thus maintaining consistent humidity levels.Air Pollution - natural weather patterns can magnify the effects of man-made pollution.
Define Macroclimate.
A Macroclimate refers to the general climate of the overall region
What is the difference between a macroclimate and amicroclimate?
A Macroclimate refers to the climate of a region, like a county or area like Southern California.A Microclimate refers to the climate on a particular site. Microclimate is affected by bodies of water present on the site, ground slope (mountains often have more wind than flat areas) and solar radiation (north facing sites have less sun than south facing in the NorthernHemisphere).
What are four site conditions that can affect the microclimate of a site?
Site Latitude - areas closer to the Equator are warmer than those further away.Site Elevation - the height above sea level affects,rain and snow fall as well as temperature.Prevailing Winds - depending on the location, windson a site can impact air temperature.Proximity to Water - bodies of water provide humidity and can help maintain site temperature.Proximity to Mountains - mountains direct prevailing winds to rise, which cools them and forms clouds. Topography steep sloping sites can increase windvelocity thus decreasing site temperature.
What site elements can be studied to determine the effectof the microclimate on the site?
Location of plants and bodies of water. Amount and location of sun exposure.Prevailing wind patterns.Ground surface coverage.
Describe the four different climatic zones found in the US.
Cool Zone - areas of the Northern states.Temperate Zone - areas of the West Coast.Arid Zone - areas of midwestern and desert states.Tropical Zone - areas of Southern states, particularly near the Gulf.
Define Albedo.
Albedo is a measure of the reflectivity of a material. Snow has a high albedo (blinding light) while grass has a low albedo.
Define Conductivity.
Conductivity refers to a material’s ability to absorb light.Grassy areas have low albedo levels and high conductivity. Paved areas have high albedo and low conductivity thus are often warmer than grassy areas.
How is a space heated at night during the winter if it contains thick concrete walls and floors and has large windows facing South?
The low winter sun warms the south side of the house all day. A stone or concrete floor stores up the heat. Hot air is allowed to build up by the ceiling. Stored heat in the floor and walls is released during the night, to keep the house comfortable.
Describe albedo and conductivity in relation to site elements.
Albedo: the radiant energy that is reflected by a surface where 0 is a flat black surface that absorbs heat and 1 is a mirror.Conductivity: the rate at which heat passes through a material. Metals have high conductivity, and soils/sand have a low one.
How does proper building siting affect the views for a project?
Buildings can also be sited to create an axis to draw your eyes toward the view and enclose the outdoor space.Undesirable views can be avoided by locating service or utility spaces to face or block them.
What is the best way to provide internal comfort in a building during a hot, summer day?
Use large overhangs to shade the house from the southern and western sun for most of the day. Inside, use a thick concrete wall to absorb heat.
What are the three primary reasons for landscape design?
- Recreation2. Circulation3. Comfort
Define a deciduous tree and name three species that fall under this category
Full with leaves through the Spring and Summer, providing shade. Leaves fall in the Autumn and expose bare branches through the Winter allowing sun to pass into a building. Deciduous species include maples, elms, oaks and sycamores.
Your project program specifies that the site must beprotected from cold winter winds. What type of tree would be best suited for this condition?
Conifers are excellent wind breakers as they retain their dense needle filled branches year-round.
Define a conifer and give two examples of this type of tree.
Needle like evergreens that do not shed leaves. Perfect when used as year-round wind breakers or privacy screens. Pines, such as spruce and firs, are the most common conifers.
How does “smart landscaping” help act as a natural heat buffer on a site?
Trees can help screen and direct winds on the site. Trees and vegetation absorb sunlight and add humidity to the air. Planted areas are cooler during hot summerdays.
What purpose do deciduous trees serve best on a project site?
Deciduous trees are the best choice when a site requires shade in the Summer and heat from the sun in the Winter.
Name 5 ways you can mitigate disturbance to local flora and fauna when designing a site.
Designate no disturbance zones. Re-plant disturbed areas to other parts of the site.Minimize disturbance to natural site water supplies.Minimize night site lighting to not disturb fauna.Maintain wildlife use corridors throughout the site.
Can wetlands or endangered species habitat ever be developed?
No!!!!
“Short reverberation” / “long reverberation”
Dead / LiveT=0.049V/AV=volume of spaceA=total absorptivity
IBC: Construction types I & II
Noncombustible materials
IBC: Construction Type III
Exterior walls are noncombustible, interior elements are of any materials complying with code
IBC: Construction Type IV
Heavy timber
IBC: Construction Type V
Exterior and interior elements are of any materials complying with the code
Equation to determine buildable area using floor area ratio
Buildable area = total area * FAR
Four standard approaches to historic buildings
Preservation / Restoration / Rehabilitation / Reconstruction
An owner has absolute title to the property and may sell it to another person
Fee simple ownership
An owner does not hold a title to the property, but owns a share of a corporation that owns the property
Cooperative ownership
Typical angle of vision of human eye
130 degrees
Contractor’s project overhead costs
Costs specific to a project, but exclude labor, materials, and equipment. (Payroll taxes included in labor.) Can include bonds and insurance, temporary facilities, permits, and transportation related to the project as well as other expenses.
Contractor’s general overhead
Costs that cannot be attributed directly to a project. Can include rent, utilities, advertising, office supplies, general legal expenses, and staff wages. Can vary from 5-20% of project costs, depending on the size of the firm.
Methods to increase building efficiency
One story building / double-loaded corridors / mechanical units on roof / smaller means of egress (low occupancy)
Eight categories of open space from Ian McHarg’s “Design with Nature,” from most to least tolerant of development
NAME?
Room data sheets
Questionnaires completed by end users or by programming team members based on interviews with end users; designed to help the programmer better understand the uses of the space, the people and things that the space is required to house, unique finish or construction requirements, and any special mech, elec, or acoustical requirements.
Item that will add cost to a project in comparison to a bee model; e.g. unusual contract provisions, challenging site conditions, nonstandard programmatic elements.
premium
Urban Land Institute: 3 types of retail
Neighborhood centers (7,500-20,000 ppl) / Community centers (20,000-100,000 ppl)/ Regional center (100,000-250,000 ppl). Each person in the catchment area will support 3-5 sf of retail space.
Hall’s 4 distances seen in human behavior
intimate distance / personal distance / social distance / public distance
6 step Historic Pres process
I S P R L A IdentifyStabilize ProtectRepairLimit Address
Client wants tax credits for rehabilitating a building designated as a historic landmark - it must meet state or federal standards?
The secretary of the Interior’s Standards for Rehabilitation must be met to achieve federal investment tax credits
Imageability
Refers to how well a place is recognized and understood .
Kevin’s 5 features of a city’s
PathsEdgesDistrictNode Landmark
Buildings consume _____% of the worlds energy
40%
6 principals of sustainable design
- Optimize site potential 2. Optimize energy use3. Protect and conserve water4. Optimize building space and material use5. Indoor environment quality 6. Optimize operational and maintenance practices
Slope for 45 deg angle
100% 45 deg is 1 ft rise/1 ft run
200% slope =
Rise 2ft / run 1ft
Max slope for…Considered Flat:Parking Lot:Handicap Ramps: Roadways: Grass:
Max slope for…Considered Flat: 4%Parking Lot: 5%Handicap Ramps: 8.3%Roadways: 10%Grass: 25%
Factors of sun radiation
Time of dayAzimuthDuration of exposure Slope of site
Water table located _____ before the surface is considered a high water table
6ft
Solar orientation 5 fundamentals of physics
- Got air rises2. High summer sun3. Low winter sun4. Thermal mass5. Insulation
Greenfield
Natural and undeveloped
Ways to limit disturbance to fauna
- Zones 2. Water supply3. Lighting 4. Corridors 5. Re-plant (move) flora
Deciduous trees be Conifers
Conifer = block wind and viewDeciduous = only create shade
Types of zoning
Euclidean = single usePerformanceIncentive Form based
Covenants
Written agreements/ or promise under seal between two or more parties for the performance of some specific action or restrictionOrigin before zoning to protect aesthetics or amenities
6- factors that affect wetland health
Habitat alterationHydrological ModificationBiological invasion PollutionOver harvesting Climate change
4 archeological site regulations
- Antiquities Act 1906- National Historic Preservation Act 1966- Archeological Resourses Protection Act 1979- Native American Graves protection and Repatriation Act
Define arch programming
Early stage design process - identify arch, functional, aesthetic, operational , and budgetary needs of client - put into document called program
What four items should be determined during programming
- Building function2. Building form3. Project budget 3. Project schedule
Calculated as the reflected radiant energy divided by the total radiant energy.
Albedo
A surface with an albedo of 1.0 is _____
A perfect mirror
The minimum horizontal distance between the property line and the building
setback
The top of the full-width plane of a building facade, which defines the enclosure of public space relative to the distance between it and an opposite facade.
Recess Line
A temporary construction designed to filter water runoff from a construction site and trap sediment before it is washed into drains or nearby bodies of water
Silt Fence
An allowed deviation from zoning regulations
Variance
The right to use a portion of land owned by another for a specific purpose
Easement
The IBC specifically states that exits cannot pass through ______, ________, _______, or other spaces used for similar purpose
Kitchens, Storerooms, closets
A _____ is when the contours points toward the lower elevation
Ridge
A ________ is when the contours points toward the higher elevation
Valley
The area surrounding a land development site, encompassing the population base that the development is meant to serve
Catchment Area
The belief that new buildings should be designed to harmonize with other buildings and development is meant to serve
Contextualism
The statistical data of a population, such as age, income, and so forth
Demographics
A relatively small area in which a number of people live and share similar needs and desires in housing, social activities, and other aspects of day to day living
Neighborhood
The interrelated observations and theories of man’s use of space as a specialized elaboration of culture
Proxemics
These types of streets have the lowest capacity and provide direct access to building sites
Local Streets
These type of streets connect local streets with large arterial streets
Collector Streets
These type of streets are major, continuous circulation routes that carry large amounts of traffic on two or three lanes
Arterial Street
These types of streets have limited access roads designed to move large volumes of traffic between, through and around population centers
Expressways
This region includes all of Canada, the northern part of the middle united states, and the mountainous regions of Wyoming and Colorado
The Cool Region
This region includes most of the middle latitudes of the united states, including the northwest and northeast areas of the country
The Temperate region
This region includes the southeastern parts of the country
The Hot-Humid Region
This region stretches from southern California across the desert southwest to portions of southern Texas
The Hot-Arid Region
A shallow grass-lined ditch or channel designed to detain storm runoff and removed sediments and other contaminants while allowing the water to seep into the ground through a process known as phytoremediation
Bioswale
Closed depression in the earth from which water can escape only into the soil
Infiltration Basin
The division of a city or other area into districts in order to regulate the use of land and the location and size of buildings with those districts
Zoning
The rate at which heat flows through a material
Conductivity
Expresses the relationship of programmed spaces to circulation, structural, and utility spaces
Efficiency (Net to gross ratio)
Uses information on similar-sized properties with similar amenities that are for sale in the area at the same time of valuation to determine the value of a property
Comparison Method
Used when the property may be subdivided for residential or commercial use
The Development Method
Used for properties in areas where there is no unimproved land and no market data against which to compare
The Income Approach Method
Used to determine the value of improved properties. This method determines the land value by deducting the value of site improvements from the total value of the property
The Allocation Method
Net Usable Area_____________Net-to-gross ratio
Gross Area
A common tool of developers and is used for the purchase of land that a developer intends to subdivide and resell
A blanket Loan
A short-term loan used to close quickly on a property or to finance a project that must begin immediately while waiting for another lender to approve a long term loan
A bridge Loan
Oftern used by developers, are large loans with a variable interest rate that increases substantially near the time that the repayment is due
Mezzanine Loan
This type of mortgage is secured by the property purchased
A conventional Mortgage
Construction costs tend to be the lowest in ______ areas
Suburban
__________ transmits the lateral forces to the foundation and must be continuous
The Shear Walls
The quality of physical environment that evokes a strong image in the mind of a given observer
Imageability
Schools, Shops, Fire Stations, Places of Worship, Post Offices, and Recreational Centers are examples of ______
Public Facilities
The overall climate of the region and is reflected in the weather data
Macroclimate
The site-specific modification of the macroclimate by such features as landscape, trees and other vegetation, bodies of water, and buildings
Microclimate
Wind speeds on top of a hill can be about ______% higher than a flat ground
20
In the ___________ Hemisphere, the south-facing slopes tend to be warmer, especially in the winter than any other slope orientations
Northern
The ability of surface to emit stored energy
Emissivity
A measure of a roof’s ability to rejfect solar hear, defined so that a standard black surface has an SRI of 0, and a standard white surface has an SRI of 100
Solar Reflectance Index (SRI)
A perfectly reflective surface would have an SRI of about ______
122
An area whose soil is inundated or saturated by surface water or groundwater frequently enough that it can support plants that are adapted to living in saturated soil
Wetland
The legal right of one party or the public to traverse land belonging to another
Right-of-way
Requires a buyer to perform a specific duty in the future
Affirmative Covenant
Permits the title to the property to revert to the original owner if the restrictions prescribed in the deed are not followed
Conditional Covenant
The angle above the horizon
Solar Altitude
The angle north or south from a east-west line
Solar Azimuth
Utilizes the concepts of shading, natural ventilation, radiative cooling, evaporative cooling, and ground coupling
Passive Solar Cooling
Use thermal mass to store heat during the day and release heat to the outside at night
Radiative Cooling
Uses the stable coolness of the earth to cool a building, typically by using a ground-source heat pump
Ground Coupling
The underground level below which the soil is saturated with water
Water Table
The fraction of total precipatation that is not absorbed into the ground
Runoff Coefficient
The pulverized upper layer of the earth, formed by the erosion of rocks and plant remains and modified by living plants and organisms
Soil
______ and _____ are excellent for construction loads, drainage, and sewafe drain fields, but they are unsuitable for landscaping
Gravel and Sands
______ is stable when dry or damp by unstable when wet. It swells and heaves when frozen and compresses under load
Silt
________ expands when wet and is subject to slippage. It is poor for foundations unless it can be kept dry. It is poor for landscaping and unsuitable for sewage drainage fields or other types of drainage
Clay
___________ are excellent for landscaping but unsuitable for building foundations and road bases
Peat and Other Organic Materials
Attempts to retian all historic fabric through conservation, maintenance, and repair
Preservation
Emphasizes the retention and repair historic materisla, but gives more latitude to replacement, typically because the property is more deteriorated before works begin
Rehabilitation
Focuses on the retention of materiald from the most significant time in a property’s history, while permitting the removal of materials from other periods
Restoration
The least historically accurate approach. It allows the opportunity to re-create a non-surviving site, landscape, building, structure, or objects in new materials
Reconstruction
The stage of defining the problem and establishing all the guidelines and needs on which the design process can be based
Programming
An abstract solution for the client’s problems that do not define the specific, physical means that will be used to achieve those solutions
Programmatic Concepts
Land values are generally most influenced by three factors:
Location, local market conditions, and the potential for generating profit
The surrounding neighborhood or region is investigated to find similar properties that have recently sold or are on the market
The Market Approach
The value of the land is calucated based on the potential the property has to yield a profit
The Income Approach
The values of the land is estimated at its highest and best use
The Cost Approach
Issued by a city or state and backed by general tax revenue and issuer’s credit
General Obligation Bonds
Are similar to general obligation bonds in that they are issued by a local government to pay for a facility or improvement
Revenue Bonds
Are bonds issued by cities or counties to finance facilities for revenue-producing public enterpries
Public Enterprisr Revenue Bonds
Can be used to pay for improvements that will encourage private development in an area and generate increased taxes due to increased property values
Tax-increment financing
Imposed on developers in order to pay for the improvements to off-site infrastructure that the new development makes necessary
Development Impact Fees
Used to purchase property. In exchange for the loan, the borrower grants the lender a lien on the property until the loan is repaid
Mortgage Loan
A type of debt security issued by a government entity to raise money for a construction project
Bond
Used to finance the building of a project and is in effect only for the duration of construction
Construction Loan
A relatively short-term loan used when there is a distressed financial situation such as foreclosure, bankruptcy, or nonpayment of a previous loan
Hard Money Loan
