Fraud & Identity Theft Flashcards
Fraud
A form of deception to gain
profit by some unfair or
dishonest advantage
ID Theft
A form of fraud in which
someone wrongfully obtains
another person’s identifying
information and uses it for
financial gain
_________________
* Credit Card
* Other
* Bank
* Loan or Lease
* Employment or Tax
* Utility or Phone
* Government Benefit or Document
Most common types of identity theft
_________________
1. Scammer obtains login credentials
2. Attempts logins on other sites with credentials
3. Accesses private information
Credential Stuffing
__________: Emails or other messages pretending to be a trustworthy person or company in attempt to obtain
sensitive information such as log-in credentials or payment details.
Phishing
Vishing vs. Smishing
Vishing deals with calls while smishing deals with texts.
In case of dumpster divers you should …
Shred items so fraudsters can’t obtain sensitive information from your trash
___________: Incoming and outgoing mail can be stolen to gather information or open pre-approvals.
Stolen Items
___________: Some fraudsters will send scam mail with the hope you will complete and return the item.
Fraudulent Mail
___________: Be aware of scams or lending that does not have your best interest at heart.
Predatory Lending
______________:
* Winner!
* Fraudulent Product Sales
* Job Offer
* Unpaid Tuition
* Roommate/Rental Housing
* Gift Cards
* Counterfeit Prescriptions
Common Scams
______________:
* Use multi-factor authentication
* Use a variety of characters
* Include random, unrelated words
* Use a SECURE password manager
Password Dos
______________:
* Reuse passwords
* Create passwords shorter than 8 characters
* Include personal information
* Write them down on a sticky note
Password Don’ts
Conduct a credit card check up with …
Equifax, Experian, or Tansunion
