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Bilingual LS > Financial & Insurance terminology > Flashcards

Financial & Insurance terminology Flashcards

Vocabulary added: Trainings with Kianna Allison from 05-07/01/2021

1
Q

charges

A

cargos / cobros

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2
Q

purchase

A

compra

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3
Q

supplier

A

proveedor / suministrador

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4
Q

Member ID number (mID#)

A

número de identificación del miembro / de membresía

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5
Q

Social Security number

A

número del seguro social

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6
Q

(to) pull up

A

encontrar

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7
Q

bill / invoice

A

recibo / factura

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8
Q

checking account

A

cuenta corriente / cuenta de cheques

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9
Q

disclaimer / disclosure

A

aviso legal / divulgación

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10
Q

fraud

A

fraude

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11
Q

transaction

A

transacción

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12
Q

security block

A

bloqueo de/por seguridad

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13
Q

authorized signer/user

A

usuario autorizado

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14
Q

account holder

A

titular de la cuenta

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15
Q

identity theft

A

robo de identidad

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16
Q

(to) freeze an account

A

congelar una cuenta

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17
Q

business days

A

días hábiles/laborales/útiles

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18
Q

calendar days

A

días calendario

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19
Q

claim

A

reclamo

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20
Q

credit report

A

reporte de crédito / reporte crediticio

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21
Q

(to) debit

A

debitar

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22
Q

(to) credit

A

abonar / acreditar

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23
Q

(to) draft

A

retirar dinero del cajero automático

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24
Q

(to) withdraw

A

retirar (en ventanilla)

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25
Q

cash advance

A

adelanto de efectivo

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26
Q

account statement

A

estado de cuenta

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27
Q

mailing adress

A

dirección de correspondencia / dirección postal

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28
Q

P.O. Box

A

(Post Office box) apartado postal

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29
Q

shipping adress

A

dirección de envío

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30
Q

due date

A

fecha de pago / fecha de vencimiento

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31
Q

billing adress

A

dirección de facturación

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32
Q

past due

A

que se ha pasado la fecha de pago/vencimiento / la fecha límite

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33
Q

late fee

A

cargo/penalidad por mora / por atraso en el pago / por pago tardío

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34
Q

delinquent

A

moroso(a) / en mora

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35
Q

waiver

A

exoneración

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36
Q

collections

A

cobranzas

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37
Q

zip code

A

código postal

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38
Q

(to) fall back on payments

A

atrasarse en los pagos

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39
Q

mortgage

A

hipoteca

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40
Q

escrow account

A

cuenta de plica / garantía / cuenta de amortizaciones de deudas (cuenta de plica: cuenta donde se tienen los intereses acumulados)

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41
Q

taxes

A

impuestos

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42
Q

fixed interest rate

A

tasa de interés fijo

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43
Q

adjustable interest rate

A

tasa de interés variable

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44
Q

insurance

A

seguro

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45
Q

shortage

A

reducción

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46
Q

balance

A

balance / saldo

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47
Q

premium

A

prima (pago mensual de la póliza)

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48
Q

tax year

A

año fiscal

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49
Q

home equity loan

A

préstamo por el valor/capital/patrimonio de la propiedad

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50
Q

inquiry

A

averiguación

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51
Q

application

A

solicitud

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52
Q

applicant

A

solicitante

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53
Q

co-applicant

A

co-solicitante

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54
Q

employment

A

empleo

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55
Q

employer

A

empleador

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56
Q

job title

A

cargo laboral / puesto laboral

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57
Q

gross salary

A

salario bruto

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58
Q

gross income

A

ingreso bruto

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59
Q

form

A

formulario

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60
Q

self-employment

A

empleo independiente/autónomo

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61
Q

tax returns

A

devolución de impuestos

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62
Q

child support

A

manutención de menores / pensión alimenticia para menores

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63
Q

alimony

A

pensión para ex-cónyuge / pensión ex-conyugal

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64
Q

retirement

A

jubilación

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65
Q

lien holder

A

titular del gravamen / del derecho de retención

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66
Q

collateral (property)

A

garantía / colateral

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67
Q

hard copy

A

copia física

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68
Q

payroll

A

planilla / nómina

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69
Q

debt collector

A

cobrador de deudas

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70
Q

expenses

A

gastos

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71
Q

unemployment benefits

A

beneficios por desempleo (programa gubernamental)

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72
Q

supplementary income

A

ingreso complementario/suplementario

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73
Q

afford

A

costear

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74
Q

financial hardship

A

dificultades financieras/económicas

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75
Q

credit history

A

historial de crédito / historial crediticio

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76
Q

qualify

A

calificar

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77
Q

alternate

A

alternativo

78
Q

direct deposit

A

depósito directo

79
Q

mall

A

centro comercial

80
Q

credit report

A

reporte de crédito / reporte crediticio

81
Q

repossession

A

embargo vehicular

82
Q

refinancing

A

refinanciamiento

83
Q

partner company

A

compañía asociada/afiliada

84
Q

lump sum

A

suma total/completa/global

85
Q

installments

A

cuotas

86
Q

SSI (Supplemental Security Income)

A

programa de ingreso suplementario por medio del seguro social

87
Q

(to) sue

A

demandar

88
Q

payment processing center

A

centro de procesamiento de pagos

89
Q

shopping center

A

centro comercial

90
Q

rear end collision

A

choque por la parte posterior del auto

91
Q

adjuster

A

liquidador de reclamos/daños (vínculo entre compañía de seguros y persona involucrada en el accidente)

92
Q

(to) use the other party’s coverage for the repairs

A

usar la cobertura de la otra parte para las reparaciones

93
Q

fender bender

A

choque leve

94
Q

highway

A

autopista / carretera

95
Q

road

A

pista

96
Q

lane

A

carril

97
Q

Year, Make and Model (YMM)

A

año, marca y modelo

98
Q

trailer

A

camión / tráiler / “traila”

99
Q

ticket

A

multa / papeleta

100
Q

(to) issue

A

emitir

101
Q

injury

A

lesión

102
Q

bumper

A

parachoques / defensa

103
Q

flat tire

A

llanta baja/ponchada/rajada

104
Q

dent

A

abolladura

105
Q

appraiser

A

tasador / valuador

106
Q

estimate

A

estimado / aproximado

107
Q

car trunk

A

maletero(a) / baúl / cajuela

108
Q

coverage

A

cobertura

109
Q

at fault

A

en falta / que tiene la culpa de algo

110
Q

liable

A

responsable

111
Q

passengers

A

pasajeros

112
Q

claiming minor damage

A

haciendo un reclamo por daños menores

113
Q

body shop

A

taller de autos/carrocería/reparaciones / taller automotriz

114
Q

deductible

A

deducible

115
Q

policy

A

póliza

116
Q

liability coverage

A

cobertura de responsabilidad civil

117
Q

quote / quotation

A

cotización

118
Q

four wheel drive

A

doble tracción (4x4)

119
Q

two wheel drive

A

tracción simple (4x2)

120
Q

sun roof

A

techo retráctil/deslizable / “quemacocos”

121
Q

air bags

A

bolsas de aire

122
Q

Anti-lock Brakes System (ABS)

A

sistema de frenos anti-bloqueo

123
Q

state law

A

ley estatal / del Estado

124
Q

rate

A

tasa / tarifa

125
Q

marital status

A

estado civil

126
Q

driving record

A

historial/antecedente de manejo

127
Q

miles driven annually

A

millas manejadas al año / anualmente

128
Q

full coverage

A

cobertura total

129
Q

collision coverage

A

cobertura contra choques

130
Q

comprehensive coverage

A

cobertura integral / cobertura contra todo riesgo, menos choques

131
Q

uninsured motorist coverage

A

cobertura contra conductor no asegurado/sin seguro

132
Q

bodily injuries

A

lesiones corporales

133
Q

property damage

A

daño a la propiedad

134
Q

rental car

A

auto de renta/alquiler

135
Q

disabled (as in car)

A

incapacitado / inhabilitado

136
Q

traffic ticket/violation

A

infracción de tránsito

137
Q

pain and suffering

A

daños y perjuicios

138
Q

household

A

hogar / vivienda

139
Q

convicted

A

condenado

140
Q

arson

A

incendio provocado

141
Q

dwelling

A

vivienda

142
Q

protective device

A

dispositivo de protección

143
Q

deadbolt lock

A

cerradura con cerrojo/pestillo

144
Q

fire extinguisher

A

extintor de incendios

145
Q

sprinkler system

A

sistema de aspersores / de aspersión / de rociadores

146
Q

burglar alarm

A

alarma contra robos

147
Q

fire department

A

departamento de bomberos

148
Q

tenant

A

inquilino

149
Q

firearm

A

arma de fuego

150
Q

silverware

A

platería

151
Q

goldware

A

artículos de oro

152
Q

violation

A

infracción

153
Q

enforce

A

hacer cumplir (la ley)

154
Q

mandatory

A

obligatorio

155
Q

recorded statement

A

declaración grabada

156
Q

towed

A

remolcado

157
Q

to the best of your knowledge

A

según su leal saber y entender

158
Q

full knowledge and consent

A

pleno conocimiento y consentimiento

159
Q

(to) back out

A

retroceder

160
Q

fender

A

guardafangos

161
Q

(to be) of age

A

mayor de edad

162
Q

forbearance

A

tolerancia / indulgencia

163
Q

(to) enroll

A

inscribirse

164
Q

extension number

A

número de anexo

165
Q

legal representative

A

representante legal

166
Q

engage

A

contratar

167
Q

(to) opt out

A

salirse de / abandonar / renunciar a

168
Q

tow truck

A

grúa / “reca”

169
Q

APR (Annual Percentage Rate)

A

tasa porcentual anual / tasa de porcentaje anual

170
Q

ARM (Adjustable Rate Mortgage)

A

hipoteca de tasa variable

171
Q

(to be) subject to something

A

estar sujeto a algo

172
Q

driveway

A

calzada/entrada vehicular

173
Q

dealership

A

concesionario(a)

174
Q

tender / bidding

A

licitación

175
Q

customs

A

aduanas

176
Q

award

A

concesión

177
Q

custody

A

tenencia

178
Q

seize

A

incautación

179
Q

tow yard

A

lote de autos remolcados / “atolladero” / “corralón”

180
Q

junk yard

A

lote de chatarra / chatarrería de autos / “deshuesadero”

181
Q

total loss

A

pérdida total

182
Q

budget billing plan

A

plan de facturación por presupuesto / presupuestal

183
Q

refund

A

reembolso

184
Q

actual usage

A

uso real

185
Q

appliance

A

aparato electrodoméstico

186
Q

utilities

A

servicios básicos

187
Q

30-year fixed rate mortgage loan

A

préstamo hipotecario con tasa fija por 30 años

188
Q

gear stick

A

palanca de cambios

189
Q

money order

A

giro postal

190
Q

VIN (Vehicle Identification Number)

A

número de identificación vehicular

191
Q

windshield

A

parabrisas

192
Q

stop sign

A

señal de pare

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