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Interpretia > Financial > Flashcards

Financial Flashcards

1
Q

Passcode

A

Código de acceso

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2
Q

Departamento de recursos humanos

A

Human resources department

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3
Q

Payment arrangement

A

Arreglo de pago / Acuerdo de pago

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4
Q

Pay off

A

Liquidacion / Liquidar / Saldar

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5
Q

Pending balance

A

Saldo pendiente

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6
Q

Processing fee

A

Cargo de procesamiento, costo de procesamiento

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7
Q

Routing number

A

Numero de ruta bancaria

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8
Q

Savings account

A

Cuenta de ahorros

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9
Q

Shortage

A

Escasez

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10
Q

Statement / Account statement

A

Estado de cuenta

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11
Q

Tax return

A

Declaraciòn de impuestos

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12
Q

Underwriting

A

Evaluacion de riesgos / Proceso de aprobaciòn

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13
Q

To void / Void

A

Anular / Nulo

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14
Q

Voided check

A

Cheque Anulado/nulo

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15
Q

To waive

A

Eximir / Exonerar / Condonar

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16
Q

Withdrawal

A

Retiro

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17
Q

Account specialist

A

Especialista en manejo de cuentas

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18
Q

ACH Automated clearing house

A

Camara de compensacion automatizada

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19
Q

APR (Annual Percentage Rate)

A

Tasa de Porcentage anual /Tasa de interes anual

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20
Q

ATM (Automated Teller Machine)

A

Cajero automatico

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21
Q

Automatic Payment

A

Pago automàtico

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22
Q

Balance transfer

A

Transferencia de saldo

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23
Q

Checking Account

A

Cuenta corriente / Cuenta de cheques

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24
Q

Co-signer

A

Aval/ Fiador(a)

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25
Q

Collections (Collections department)

A

Departamento de cobranzas o cobros

26
Q

Credit card

A

Tarjeta de credito

27
Q

Credit check

A

Verificaciòn de crèdito / Verificacion crediticia

28
Q

Credit Limit [$C Lmt]

A

Lìmite de credito

29
Q

Credit report

A

Informe de crèdito

30
Q

Credit score

A

Puntaje de crèdito/ Calificaciòn de credito

31
Q

Cut-Off Time

A

Hora de cierre/Hora de lìmite

32
Q

Debts

33
Q

Default / Delinquency

A

Incumplimiento/ Morisidad / Falta

34
Q

Direct deposit

A

deposito directo

35
Q

Down Payment

A

Pago inicial

36
Q

Drive thru bank

A

Auto banco

37
Q

Due date

A

Fecha de vencimiento

38
Q

Equity

A

Valor lìquido/ Plusvalìa/ Patrimonio capital/ Patrimonio que se ha ganado en un inmueble

39
Q

Escrow Account

A

Cuenta de plica / Cuenta de depositos en garantia o custodia

Cuenta donde se saca un estimado mensual , y se le agrega a la hipoteca , el agregado se pone en el escrow account para que puedas cumplir a fin de año con el seguro y los intereses

40
Q

To File taxes

A

Declarar impuestos

41
Q

Fixed interest rate

A

Taza fija de interès

42
Q

Foreclosure

A

Ejecucion hipotecaria: Lender reposesses a house because the homeowner has defaulted on their mortage loan or home equity line of credit.

43
Q

Grace period

A

Periodo de gracia: Time which a payment can be made without penalty and without entry upon credit records as delinquent or in default

44
Q

Gross monthly income (before taxes)

A

Ingreso bruto mensual: Monthly income before deductions las taxes and that

45
Q

Home equity Line ( of credit)

A

Linea de credito sobre patrimonio de la propiedad

46
Q

Installments

47
Q

Insufficient funs, non- sufficient funds

A

Fondos insuficientes / Falta de fondos

48
Q

Interest

49
Q

Interest rate

A

Tasa de interesès

50
Q

Late fee

A

Cuota por demora / Cargo por demora / Cargo por pago atraasado

51
Q

Loan

52
Q

Minimum Balance

A

Saldo mìnimo

53
Q

Money order

A

Giro Postal ( a check for a named individua l not a paper)

54
Q

Monthly payments

A

Mensualidades

55
Q

Mortgage

A

Prèstamo hipotecario : Loan where a person borrows money to buy a house and if dontpay they get the house back

56
Q

Net montlhy income

A

Ingreso mensual neto

57
Q

Non-payment

A

Falta de pago/morosidad

58
Q

Overdraft

59
Q

Overdraft fee

A

Tasa por sobregiro

60
Q

Equity

A

Crédito sobre patrimonio
Préstamo que se te puede hacer por lo que vale tu casa menos lo que estas debiendo de la hipoteca

61
Q

Money order

A

Girl postal

Interpretia (13 decks)

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