Federal Trade Commission Flashcards

Pgs 54 to 57

1
Q

Alternative Container

A

Unifinished wood box or other non-metal receptacle or enclosure, without ornamentation or a fixed interior lining, which is designed for the encasement of human remains and which is made of fiberboard, pressed-wood, composition materials ( with or without an outside covering) or like materials.

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
2
Q

Alternative Price Lists

A

Price lists which may be prepared for use in certain limited situations such as children/infants, for government agencies to provide for indigent persons for agreements with religious groups, burial or memorial societies for members of their group.

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
3
Q

Cash Advance Items

A

Any item of service or merchandise described to a purchaser as a “Cash advance,” “accommodation,”“cash disbursement,” or similar term. A cash advance item is also any item obtained from a third party and paid for by the funeral provider on the purchaser’s behalf. Cash advance items may include, but are not limited: cemetery or crematory services, pallbearers, public transportation, clergy honor aria, flowers, musicians or singers, nurses, obituary notices, gratuities and death certificates.

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
4
Q

Casket

A

Rigid container which is designed for the encasement of human remains and which is usually constructed of wood, metal, fiberglass, plastic, or like materials and ornamented and lined with fabric.

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
5
Q

Casket Handling Fees

A

Charge, fee or surcharge applied to consumers who purchase their caskets elsewhere from a source other then the price list/funeral provider.

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
6
Q

Casket Price List (CPL)

A

Printed or type written list of the casket and alternative containers normally offered for sale by the funeral provider which does not require special ordering CPL must include retail price and enough descriptive information to enable consumers to identify the merchandise.

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
7
Q

Commission

A

Refers to the Federal Trade Commission (FTC)

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
8
Q

Cremation

A

Heating process which incinerates human remains.

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
9
Q

Crematory

A

Any person, partnership or corpoation that performers cremation and sells funeral goods.

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
10
Q

Direct Cremation

A

Disposition of human remains by cremation without formal viewing, visitation, or ceremony with the body present.

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
11
Q

Exigent Circumstances

A

Situation requiring immediate action or urgency; FTC recognizes that funeral provider might embalm without permission.

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
12
Q

Federal Trade Commission (FTC)

A

Agency of federal government created in 1914 to promote free and fair competition by prevention of trade restraints, price fixing, false advertising and other unfair methods of competition.

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
13
Q

Forwarding of Remains

A

One of the 16 items specified required on the GPL (if the funeral provider offers the service). This involves services of the funeral provider in the locale where death occurs and preparation for transfer to another funeral provider as selected by the family (consumer). Funeral rule requires package pricing of the service with a description of the components included.

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
14
Q

Free Items

A

None of the 16 specified items required to be separately itemized on the GPL can be listed as free or no charge. Items not required by the rule can be listed as free.

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
15
Q

Funeral Ceremony

A

Service commemorating the deceased with the body.

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
16
Q

Funeral Goods

A

Goods which are sold or offered for dale directly to the public for use in connection with funeral services.

17
Q

Funeral Provider

A

Any person, partnership or corporation that sells or offers to sell funeral goods and funeral services to the public.

18
Q

Funeral Services

A

Any services which may be used to:
1. Care for and prepare deceased human bodies for burial, cremation or other final disposition.

  1. Arrange, supervise or conduct the funeral ceremony or the final disposition of deceased human bodies.
19
Q

General Price List (GPL)

A

Printed or type written list of goods and services offered for sale by a funeral provider with retail prices. GPL is considered the keystone of the funeral rule.

20
Q

Graveside Service

A

Ceremony commemorating the deceased at place of final disposition.

21
Q

Immediate Burial

A

Disposition of human remains by burial, without formal viewing, visitation, or ceremony with the body present, except for graveside service.

22
Q

Itemization

A

Method of price quotation by which each unit of service and/or merchandise is priced separately.

23
Q

Mandatory Disclosures

A

Statements required by the Rule which cannot be modified or edited and must appear in a clear and conspicuous manner.

24
Q

Memorial Service

A

Ceremony commemorating the deceased without the body present.

25
Q

Non-Declinable Service Fee

A

Basic services is the only fee which the consumer cannot decline (unless state or local law requires otherwise). Funeral provider should recover expenses for services, facilities or unallocated overhead in this charge.

26
Q

Outer Burial Container

A

Any container which is designed for placement in the grave around the casket including but not limited to container commonly known as burial vaults, grave boxes, and grave liners.

27
Q

Outer Burial Container Price List (OBCPL)

A

Printed or type written list of outer burial containers normally offered for sale by the funeral provider which does not require special ordering. OBCPL must include retail price and enough descriptive information to enable consumers to identify the merchandise.

28
Q

Package Pricing

A

Use of a single dollar amount to identify the charge for a group or bundle of goods and/or services.

29
Q

Person

A

Any individual, partnership, corporation, association, government or governmental subdivision of agency or other entity.

30
Q

Receiving Remains

A

One of the 16 specified items required on the GPL (if the funeral provider offers the service). This involves services of the funeral provider after initial services have been provided by another firm at the locale of death. Funeral rule requires package pricing of this service with a description of the components included.

31
Q

Services of Funeral Director and Staff

A

Basic services, not to be included in prices of other categories in section, that are furnished by a funeral provider in arranging any funeral, such as conducting the arrangements conference, planning the funeral, obtaining necessary permits and placing obituary notices.

32
Q

Statement of Funeral Goods and Services Selected

A

Itemized written statement provided for retention to each person who arranges a funeral or other disposition. It must include the goods and services selected and prices paid for each, itemization of cash advance items and the total coast.

33
Q

Telephone Price Disclosure

A

Funeral provider must give consumers who call accurate information from the price lists and answer questions about offerings and prices with readily available information.

34
Q

Third Party Merchandise

A

Funeral goods consumer purchase from a source other than the price list/funeral provider.

35
Q

Transfer of Remains

A

AKA: Removal
One of the 16 specified items required on the GPL; defined as the moving of the dead body from the place of death to the funeral home or other designated place.

36
Q

Triggering Event

A

Occurrence of situations that requires certain action (i.e.) the triggering event for giving out the GPL is face-to-face meeting.

37
Q

Tying Arrangements

A

Exist when a seller requires the purchase of unwanted items/services in order to obtain the desired item/service.

38
Q

Viewing

A

(Calling hours, visitation, visiting hours, wake) Time set aside for friends and relatives to pay respect for the deceased prior to the funeral service.