Federal Law Acronyms Flashcards
SAFE ACT
Secure and fair enforcement for mortgage licensing act of 2008
TILA
Truth in Lending Act
RESPA
Real Estate Settlement Procedure Act
HPA
Homeowner’s Protection Act
HOEPA
Homeownership and equity protection act
FCRA
fair credit reporting act
FACTA
fair and accurate credit transactions act
GLBA
Gramm-Leach-Bliley Act
FHA Act
Fair Housing Act
ECOA
Equal credit opportunity act
HMDA
home mortgage disclosure act
Dodd-Frank
Dodd-Frank Wall Street Reform Act
BSA/AML
Bank Secrecy and Anti-Money Laundering
MAP Rule
Mortgage Acts and Practices Act
E-Sign Act
Electronic signatures in global and national commerce act
LO Comp
Loan Originator Compensation Rule
QM
Qualified Mortgage
ATP
ability to repay
TRID
TILA-RESPA integrated disclosure rule
FDPA
flood disaster protection act
NFIRA
national flood insurance reform act
FIRA
flood insurance reform act
HFIAA
homeowner flood insurance affordability act
UDAAP
unfair deceptive acts and practices
Reg H
secure and fair enforcement for mortgage licensing act of 2008
Reg Z
Truth in lending act
Reg X
Real estate settlement procedure act
Reg V
Fair credit reporting act
Reg P
Gramm-Leach-Bliley Act
Reg B
equal credit opportunity act
Reg C
home mortgage disclosure act
Reg N
mortgage acts and practices act