FCRA Flashcards
1
Q
What does FCRA stand for?
A
Fair Credit Reporting Act
2
Q
Regulation pursuant to FCRA?
A
Regulation V
3
Q
What information is included in consumer reports under FCRA?
A
Bankruptcy cases
Credit inquires
Address discrepancies
4
Q
What information can NOT be included in consumer reports under FCRA?
A
Bankruptcy cases more than 10 years old Civil lawsuits more than 7 years old Arrest records more than 7 years old Tax Liens more than 7 years old Collection accounts more than 7 years old
