fair housing Flashcards
The Seven Federally Protected Classes
Race
Color
National Origin
Religion
Sex
Familial Status
disabilities
how many units can you have maximum and still be exempt from fair housing laws
4 while living in 1
passed after the Civil War, was the first federal law to affirm that all citizens, regardless of race, are entitled to equal rights. It laid the groundwork for future civil rights legislation.
The Civil Rights Act of 1866
In 1962, President John F. Kennedy signed what order that had essentially ended segregation in federally funded housing.
Executive Order No. 11063
which act prohibited discrimination based on race, color, national origin, and religion in programs receiving federal financial assistance. This act set the stage for the Fair Housing Act.
The Civil Rights Act of 1964
what act amended the Fair Housing Act of 1968 to add sex to the list of protected classes
Housing and Community Development Act of 1974
what act backed up the Housing and Community Development Act by requiring lenders to give businesses and consumers equal access to credit. ECOA prohibits discrimination “on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to contract).” In addition, lenders must offer reasons when rejecting applications, and must respond to all applications within 30 days.
The Equal Credit Opportunity Act of 1974 (ECOA)
what act provided consumers with remedies if they believed they were victims of discrimination in the sale, rental, or financing of housing. This act also added familial status and disability (both physical and mental) to the existing protected classes. Owners must, when necessary, make reasonable accommodations to the rules, policies, and practices in order to provide a person with a disability access to dwellings.
1988 Fair Housing Amendments Act
what act prohibits discrimination based on disability in programs, services, and activities provided or made available by public entities. It strengthened the 1988 amendments regarding disabilities. Title II of the act applies to public housing, housing assistance, and housing referrals. HUD is responsible for enforcing Title II.
The Americans with Disabilities Act of 1990 (ADA)
what act states that communities and facilities that meet certain criteria for providing housing to older persons are legally exempt from familial status discrimination. The housing must have one person who is age 55 or older residing in at least 80% of its occupied units, and the housing provider must demonstrate that the housing is intended for persons 55 and older.
The Housing for Older Persons Act of 1995 (HOPA)
what are the exemptions to the fair housing act
Owner-occupied buildings with no more than four units:
Single-family housing sold or rented without the use of a broker
Housing operated by organizations
Housing designated for senior use:
Consequences for violating the fair housing act
License suspension or revocation
Lawsuits
Damages, fines, and attorney fees
