Fair Housing

Question 1

intended to create a marketplace in which persons of similar financial means have a similar range of housing choices.

Answer 1

Equal Opportunity in Housing

Question 2

prohibits all racial discrimination in real estate transactions, with no exceptions, and was upheld in Jones v. Mayer in 1968.

Answer 2

Civil Rights act of 1866

Question 3

defined by the U.S. Supreme Court to include ancestral and ethnic characteristics, including certain physical, cultural, or linguistic traits that are shared by a group with a common national origin.

Answer 3

Race

Question 4

Title VIII of the Civil Rights Act of 1968

Answer 4

Federal Fair Housing Act

Question 5

as amended, and prohibits discrimination in housing based on race, color, national origin, religion, sex, familial status, or disability.

Answer 5

Federal Fair Housing Act

Question 6

added sex to the list of protected classes

Answer 6

Housing and Community Development Act of 1974

Question 7

added disability and familial status to the protected classes

Answer 7

Fair Housing Amendments Act of 1988

Question 8

repealed facilities and services requirements for housing intended for persons age 55 or older. Housing is exempt from familial status protection if it is restricted to persons age 62 or older, or if 80% of the units are occupied by persons age 55 or older.

Answer 8

Housing for Older Persons Act of 1995 (HOPA)

Question 9

a physical or mental impairment that substantially limits one or more of an individual’s major life activities.

Answer 9

Disability

Question 10

prohibits discrimination in employment and public accommodations. Access to facilities and services in commercial properties must be provided when reasonably achievable in existing buildings, with higher standards for new construction/remodeling. Exempt properties include those covered by federal fair housing laws.

Answer 10

Americans with Disabilities Act (ADA)

Question 11

enforces the Fair Housing Act. A complaint must be brought within one year of the alleged act of discrimination. Within 100 days of filing a complaint that is not referred by HUD to a local enforcement agency, HUD dismisses or goes forward with a charge of illegal discrimination. Conciliation is the resolution of a complaint within 100 days of filing when a respondent promises to remedy any violation.

Answer 11

HUD

Question 12

Someone who is the victim of discrimination under the Fair Housing Act may seek damages that can include noneconomic injuries, such as

Answer 12

humiliation

Question 13

Under the Fair Housing Act, what is HUD’s first action on receiving a complaint of illegal discrimination?

Answer 13

Investigates for reasonable cause to bring a charge

Question 14

A newspaper advertisement states, “One-bedroom apartment immediately available. Good neighborhood. Only able-bodied individuals should apply.” Which of these is TRUE?

Answer 14

The ad is not permitted under HUD’s advertising guidelines because it discriminates on the basis of disability.

Question 15

The Fair Housing Act of 1968 became law as

Answer 15

Title VIII of the Civil Rights Act of 1968.

Question 16

Complaints of discriminatory housing practices filed with HUD will be referred to a local enforcement agency if

Answer 16

the state or municipal law is substantially equivalent to the federal law.

Question 17

What is one negative result of redlining?

Answer 17

It is often a contributor to the deterioration of older neighborhoods.

Question 18

A suit may be filed in federal court by a person aggrieved by an alleged act of discrimination under the Fair Housing Act

Answer 18

within two years of the discriminatory act.

Question 19

Which statement describes the Supreme Court’s decision in the case of Jones v. Alfred H. Mayer Company?

Answer 19

Racial discrimination is prohibited by any party in the sale or rental of real estate.

Question 20

For fair housing purposes, what is the definition of the term disability?

Answer 20

An impairment that substantially limits one or more of an individual’s major life activities

Question 21

Housing that qualifies for exemption from familial status provisions

Answer 21

includes a restriction that 80% of the units be occupied by persons 55 or older.

Question 22

The Civil Rights Act of 1866 prohibits any limitation of property rights based on

Answer 22

race

Question 23

Civil penalties for a violation of the Fair Housing Act

Answer 23

may not exceed $50,000 for a first violation and $100,000 for second and subsequent violations.

Question 24

The Supreme Court decision that ended the separate but equal doctrine of legalized racial segregation was

Answer 24

Brown v. Board of Education.

Question 25

A lender’s refusal to lend money to potential homeowners attempting to purchase properties located in particular ethnic neighborhoods is known as

Answer 25

redlining

Question 26

Any aggrieved person who believes illegal discrimination has occurred may file a complaint with HUD

Answer 26

within one year of the alleged act.

Question 27

The provisions of the ADA apply to any employer with at least

Answer 27

15 or more employees.

Question 28

The 1896 U.S. Supreme Court case that upheld racial segregation in public facilities and the 1954 case that overturned it are

Answer 28

Plessy v. Ferguson and Brown v. Board of Education.

Question 29

Buyers believe they have been victims of discrimination from a real estate broker. The buyers filed a complaint, and the next step is that

Answer 29

the buyers must prove that the discrimination occurred in order for an investigation to continue.

Question 30

Which agency, upon receiving a complaint regarding a Fair Housing Act violation, investigates?

Answer 30

HUD

Question 31

Why is the Civil Rights Act of 1866 unique?

Answer 31

It provides no exceptions that would permit racial discrimination.