Fair Housing Flashcards
What does the Civil Rights Act of 1866 prohibit?
The act prohibits any discrimination based on race in the sale or rental of all property.
What classifications are protected under the Fair Housing Act of 1968?
FRESH CORN
Familial Status Race E Sex Handicap/Disability
Color
O
Religion
National Origin
T/F Under the Fair Housing Act, landlords can’t refuse rent from a family based on zoning.
False. Landlords CAN REFUSE to rent to a family based on zoning. For example, could refuse to rent a one-bedroom unit to a four-member family.
In 1988, what 2 protections were added under the Fair Housing Act?
- Any family with dependent children under 18 years.
2. Protection of those with HIV or AIDS.
What classifications are not protected under the Fair Housing Act?
Sexual Orientation
Age
Marital Status
Occupation
When can senior housing refuse occupancy to family with children?
If the senior housing has at least 80% of the units occupied by at least one person aged 55 or older.
T/F All forms of advertising must be in compliance with the Fair Housing Act.
True
What circumstances can an owner of a rental unit discriminate?
1) If the rental is a single family home.
2) If the rental is 4 units or less and the owner lives in one of the units.
How are religious organizations exempt from the Fair Housing Act?
Religious organizations can give preference to their members for other than commercial purposes but they still can’t discriminate based on race, color, or national origin.
T/F It is acceptable to advertise in local neighborhood newspapers or websites that may cater to a protected class, as long as no preferential language is used.
True.
What is steering?
Channeling potential buyers to or away from particular areas as a means of discrimination.
What is blockbusting?
Suggesting neighbors should sell because a group of a particular ethnic background has moved into the area.
What is another name for blockbusting?
Panic Selling
What is red lining?
Refusing to offer or limiting loans in certain areas because of crime rates or the ethnic background of its residents.
What is a disability?
Any physical or mental impairment that substantially limits one or more major life activities.
Are alcoholics and drug addicts protected under Fair Housing?
Only if they are seeking treatment.
T/F Landlords can refuse disabled tenants from making changes to the unit.
False. Landlords MUST ALLOW disabled tenants to make changes but the tenant needs to return the unit back to its original state.
T/F Landlords can deny rent to disabled tenants who have a history of violence.
True
What is Megan’s Law?
Requires the registration of sex offenders.
If a person feels they have been treated unfairly, how much time do they have to file a complaint?
Within 1 year if you file with HUD (housing and urban development) or within 2 years if you file directly in federal court.
What is the purpose of Equal Credit Opportunity Act?
To make consumer credit available with fairness and impartiality. If applicants meet the qualifying requirements, their membership in a protected class should have no bearing on their approval.
Under ECOA, what protected classes are added?
MAP
Marital Status
Age
Public Assistance
What is the Americans with Disabilities Act (ADA)?
It ensures equal access to public accommodations, any private entity with facilities open to the public, for disabled persons.
T/F Under ADA, landlords must pay for modifications of their disabled tenants.
False. Disabled residential tenants can make modifications AT THEIR EXPENSE. But they must return the unit to its original condition.
