Brainscape's Knowledge GenomeTM

Browse over 1 million classes created by top students, professors, publishers, and experts.


See full index

Psychology of Human Development > Exam #3 > Flashcards

Exam #3 Flashcards

You may prefer our related Brainscape-certified flashcards:
Psychology 101 flashcards GRE® Psychology flashcards AP® Psychology flashcards
1
Q

when we borrow we pay a

A

fee for this privilege

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
2
Q

APR

A

annual percentage rate of interest (1%-38%)

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
3
Q

cost of the item increases

A

APR decreases

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
4
Q

home mortgage APR rate

A

6.5%-7.2%

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
5
Q

new car APR rate

A

5%

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
6
Q

used car APR rate

A

9%-21%

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
7
Q

your target purchase APR rate

A

24%

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
8
Q

retail cards average interest rate

A

27%

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
9
Q

retail store cards have

A

promotional pressure

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
10
Q

Advice for retail store cards

A
  1. apply for a store credit card that you will use (target/amazon)
  2. purchase what you can afford
  3. pay the bill on time each month
    this is how you establish credit
How well did you know this?
1
Not at all
2
3
4
5
Perfectly
11
Q

bank credit cards

A

average interest rate 17%
benefits that you will use
read the contract
minimum monthly payment- pay as much as you can
late fees (avg 38$)

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
12
Q

debit cards

A

(your lifelines)
overdraft fees (avg $30 per transaction)
psychological disconnect to spending

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
13
Q

credit score

A

(300-800)
credit history
# of late payments
# of credit cards you have
collections against you
outstanding medical bills

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
14
Q

problems with the marriage definition

A

religious
early adulthood
sexual expression
childbearing
lifelong

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
15
Q

average age of marriage

A

28

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
16
Q

infidelity rate

A

70%

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
17
Q

reasons for fewer people marrying

A

increasing age
increasing cohabitation

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
18
Q

as the SES increases marriage rates

A

increase

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
19
Q

what percentage of the US was married in 2017

A

50%

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
20
Q

remarriage

A

1960= 13% 2016= 40%
men remarry twice the rate of women

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
21
Q

homogamy

A

basis for arranged marriages
similarities
culture
religion
age
family of origin experience
level of education
interests

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
22
Q

price of a wedding

A

$40,000

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
23
Q

wrong reasons to marry

A

money
for beauty
to please others
baby
to escape a bad situation

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
24
Q

Other Lifestyle Options

A

Single
Cohabitators
married without kids
same-sex relationships

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
25
Q

Single advantages

A

freedom
money
more choices
sense of identity

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
26
Q

disadvantages of single

A

loneliness
self-absorption

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
27
Q

reasons for cohabitation

A

cost of living
cost of education

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
28
Q

married without kids reasons

A

infertility
by choice
professional couples

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
29
Q

when did same-sex relationships become legal

A

2015

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
30
Q

correlations to low fertility rates and fewer people have kids

A

increased cost of living
increased gender equality
chlamydia to PID

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
31
Q

the adjustment to having kids is

A

monumental

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
32
Q

when you have a kid you become responsible for

A

physical needs
cognitive needs
emotional needs
social needs
everything

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
33
Q

advantages to having children

A

teach next generation
seeing “little you”
naming them
source of joy and. pride
learn to be sacrificial
unconditional love

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
34
Q

disadvantages to having children

A

loss of freedom
loss of privacy
cost
estimate $240,000 per child $14,000 per year
world worries

35
Q

preparations for having children

A

financial stability
marriage stability
both responsible enough
cost of childcare

36
Q

ages of early adulthood

A

20-40

37
Q

physical traits decade of the thirties has

A

great individual variation

38
Q

nature aspects physical traits of the 30s

A

genetic blueprint
glaucoma
breast, ovarian, colon, skin cancer
diabetes
heart disease
alcoholism
depression and anxiety

39
Q

nurture aspects of physical traits of the 30s

A

lifestyle choices
alcohol
water
smoking
weed
diet and exercise
sun exposure
stress

40
Q

alcoholism and the decade of the 30s

A

males develop earlier (20s)
females develop later (40s)
level of education increases health increases
SES increases health increases

41
Q

leading causes of death in 30s

A

car accidents
drug overdose
cancers

42
Q

anxiety

A

more common
more treatable
cognitive therapy

43
Q

Early Adulthood Erikson Stage

A

isolation vs intimacy

44
Q

isolation

A

trouble sharing their life

45
Q

intimacy

A

share selves

46
Q

Freud love and work for men and women

A

men- individualistic goals
women- dualistic goals

47
Q

social clock

A

time table set by the culture for achieving the adult milestones

48
Q

social clock actions and ages

A
  1. leaving home 26
  2. marriage 35
  3. kids 35
  4. buying a house 32
  5. retirement 67
49
Q

the greater the deviation from the social clock

A

the greater the struggle

50
Q

decade of the 30s

A

busy, active, happy, stable, “calm before the storm”

51
Q

40 is the age of:

A

age of maturity
age of reason

52
Q

physical changes from 40-65

A

vision
hearing
skin
weight

53
Q

vision changes from 40-65

A

loss of vision= presbyopia
bifocals
thickening of the lens

54
Q

hearing changes from 40-65

A

genetic
male prevalence
as the volume of music increases hearing loss increases

55
Q

skin changes 40-65

A

decrease in collagen
sags
dark spots
wrinkles
dries up
women
sun

56
Q

weight changes from 40-65

A

average weight gain per year 3-5 lbs
men become barrels
women become pears
increase in heart disease

57
Q

reproductive changes 40-65 women

A

menopause= 52 years
perimenopause= 3-5 years pre-men
hot flashes
increased appetite
headaches
mood swings
insomnia
decrease in estrogen

58
Q

reproductive changes 40-65 men

A

ED (impotence) early 50s
decrease in testosterone
decrease in sperm count

59
Q

midlife crisis

A

reality of mortality
fear of aging (loss of youth)
moving stairs of life

60
Q

Reassessment during midlife crisis

A

career
marriage
lifestyle
role as parents

61
Q

3 things that can happen during a midlife crisis

A

jump off
thrown off
step off

62
Q

issues at midlife

A

changing role as parent
care of aging parents
cross-over effect
grandparent hood

63
Q

changing role as parent

A

empty nest syndrome
parent-child friendship

64
Q

care of aging parent

A

cost of elder care
increased longevity
“sandwich generation” aging parents and unlaunched children

65
Q

cross-over effect

A

men more “yin” softer more vulnerable
women more “yang” more independent and assertive

66
Q

grandparenthood

A

not responsible
spoilers
most meaningful
tradition keepers
age 55

67
Q

middle adulthood 40-65 Erikson

A

stagnation vs generatively

68
Q

stagnation

A

not contributing
self-absorbed

69
Q

generativity

A

reach out and help younger generations
mentors, coaches, teachers, volunteers
altruism

70
Q

late adulthood (65-death) problems

A

vision
hearing loss
sense of smell
cerebellum
loss of neurotransmitters

71
Q

vision late adulthood

A

cataracts (clouding of lens)
decrease in all fields
loss of drivers license
loss of hobbies

72
Q

decreased sense of smell late adulthood

A

decrease sense of taste
decreased appetite
shrink in height

73
Q

cerebellum late adulthood

A

balance and coordination
falling

74
Q

loss of neurotransmitters late adulthood

A

memory loss
dementia
risk factors:
women increased risk
race (Asian, Hispanic, White, African)
genetics (risk and protection)

75
Q

Late Adulthood Erikson

A

despair vs integrity

76
Q

despair

A

regrets
bitter- mask of self-contempt
blame all else
fear death

77
Q

integrity

A

“walks the walk”
know leaving the world a better place
satisfied/fulfilled
fear death less

78
Q

Elisabeth Kubler-Ross Stages of Dying from palliative care

A
  1. denial
  2. anger
  3. bargaining
  4. depression
  5. acceptance
79
Q

denial stages of death

A

shop around for other diagnosis

80
Q

anger stages of death

A

“why me, why now?”
unfairness of death

81
Q

bargaining stages of death

A

strike a “deal”

82
Q

acceptance stages of death

A

very close to end

83
Q

dependent factors on death and dying

A
  1. age
  2. disease
  3. personality
  4. spirituality
  5. Erikson’s stages
84
Q

grief

A

is a process
highly individualized
don’t judge

Psychology of Human Development (4 decks)

Brainscape helps you reach your goals faster, through stronger study habits.
© 2024 Bold Learning Solutions. Terms and Conditions