Disability Flashcards
AMA impairment
loss/deviation of part of the body
AMA disability
how the impairment effects functioning
impairment rating
percentage estimate of loss of activity and limitations of ADLs
maximum medical improvement (MMI) (AMA)
point at which there will be no further improvement in fx
what is the limit for psychiatric impairment, per the AMA Guides 6th Edition?
50%
social security disability insurance (SSDI)
pays workers who have become disabled
supplemental security income (SSI)
- supports disabled regardless of work hx
- means tested
- provides minimum income
social security disability
- inability to engage in any substantial gainful activity by reason of medically determinable impairment
- expected to result in death or last 12+ months
how does SS handle drugs and alcohol?
- drug and alcohol related disabilities are NOT covered
- independent disorders caused by substance use ARE covered
SS Paragraph A
- objective medical evidence of disorder
- info must be from “Acceptable” medical source
SS Paragraph B
“limitations”
- understand, remember, or apply information
- interact with others
- concentrate, persist, or maintain pace
- adapt or manage oneself
SS Paragraph C
- used to evaluate “serious & persistent” mental disorders (“Chronic”)
- must have disorder 2+ yrs and meet C1 & C2 criteria
private disability insurance
- provides insurance in addition to that provided by Worker’s Comp or SS
- know relevant language for definition of disability (“any occupation”, “own occupation”, etc)
Rehabilitation Act of 1973
- 1st legislation in the world to prevent workplace discrimination against disabled
- applied to fed govt, postal service, and fed contractors & subcontractors
“handicapped individual,” per the Rehab Act of 1973
- has a physical/mental impairment which substantially limits 1+ major life activities
- has record of such impairment
- is regarded as having such an impairment