Deducing and Investigating Title

Question 1

When does deducing and investigating title take place?

Answer 1

At Pre-Exchange Stage

Question 2

What does deducing title mean?

Answer 2

Deducing title means process of proving ownership to a would-be-buyer

Question 3

How do you deduce registered title?

Answer 3

Checking title documents

Question 4

What are the title documents?

Answer 4

• Land Registry official copies of register
• Land Registry title plan
• Copies of any documents referred to, where rights not already extracted in the official copies of the register

Question 5

What are the official copies and what do they show?

Answer 5

1. Property Register – Describes property with any rights (e.g. covenants, easements)
2. Proprietorship Register – Gives registered proprietor details, and class of title and any entries affecting ownership
3. Charges Register – Lists rights burdening the property (e.g., mortgage, covenants, easements and leases)

Question 6

What is the aim in investigating title?

Answer 6

• Check seller has legal right to sell
• Ensure property adequate for intended use
• Ensure no title defects that could affect value

Question 7

Who deduces and who investigates?

Answer 7

Seller deduces, buyer investigates