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NABARD Schemes 2024 > DAY-NRLM & PMEGP > Flashcards

DAY-NRLM & PMEGP Flashcards

1
Q

When was DAY-NRLM launched?

A

June 2011

Renamed in 2016

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2
Q

Composite Indicator for Rural Development was prepared by?

A

NABARD

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3
Q

What was NRLM previously known as

A

Swarna Jayanti Gram Swarojgar Yojana

Till 2015

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4
Q

Loan amount given by World Bank for NRLM?

A

USD 1 billion

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5
Q

Technical and implementation arm of NRLM?

A

National Rural Livelihood Promotion Society (NRLPS)

Set up under Societies Registration Act 1860

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6
Q

Aim of NRLM?

A

To mobile 10 crore households into SHGs
& link then to sustainable livelihood opportunities by building their skills and finance access

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7
Q

Identification of eligible houses in NRLM?

A

By Participatory Identification of Poor (PIP)

through SECC - Socio-economic caste census 2011

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8
Q

What is the fund allocation of NRLM?

A

Rs. 15,047 crore

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9
Q

4 components of NRLM?

A
  1. Social Mobilisation
  2. Financial Inclusion
  3. Social Inclusion, development & convergence
  4. Sustainable Livelihood
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10
Q

What external support is DAY NRLM recieving?

A

From world bank
Credit of USD 1 billion

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11
Q

The government intends to revenp NRLM through which approach? with the help of?

A

Graduation Approach

With the help of BRAC

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12
Q

National Rural Livelihood Promotion Society (NRLPS) is set up under which act?

A

Societies Registration Act 1860
Under MoRD

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13
Q

SGSY was restructured under the recommendation of?

A

Committee on Credit Related Issues
Under Prof. Radhakrishna

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14
Q

Quota of SC/ST, Minorities and PwDs in DAY-NRLM?

A

50% - 15% - 3%

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15
Q

3 main funds used in NRLM?

A
  1. Revolving Funds
  2. Community Investment Funds
  3. Vulnerability Reduction Fund
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16
Q

What is revolving fund?

A

A one time corpus fund to SHGs
To promote working towards their own fund
Rs. 20-30k

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17
Q

What is Community Investment Fund (CIF)?

A

Rs. 2.5L
Loans to enable SHGs under Federations to undertake socio-economic activities as per micro-credit investment fund

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18
Q

Federations under NRLM?

A

0 Level Federation
Primary Level Federation
Cluster Level Federation

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19
Q

What is Vulnerability Reduction Fund?

A

Funds for PVTG or most vulnerable
Comes from CIF - Community Investment Fund

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20
Q

What is a 0 level Federation under DAY-NRLM?

A

SHG of 5-20 women/ 5 women (hills)

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21
Q

What is an exclusive SHG?

A

SHG including PwD, elders and transgender people - both men and women

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22
Q

What is a primary SHG?

A

When 5-20 SHGs form a group

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23
Q

What is a Cluster level Federation?

A

5-30 PLF form a cluster

Plf - primary level federation

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24
Q

Schemes that crossover with NRLM?

A
  1. PM Mudra - Rs. 1L loan if eligible
  2. PM JDY - Rs. 5000 OD facility available to every SHG woman with JDY account
  3. Lakhpati Didi
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25
Q

Panch Sutra of NRLM

A
  • Regular Meetings
  • Regular Savings
  • Regular Internal Lending
  • Regular Recoveries
  • Maintenance of proper books of account
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26
Q

What are intensive blocks in NRLM?

A

Blocks or districts where NRLM is being implemented

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27
Q

Which NRLM program is nabard involved in?

A

The SHG bank linkage programme
(Deployment of SHG women as BC Sakhi)

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28
Q

Category 1 of interest subvention in NRLM0

A

Rate upto 7% for loans upto Rs. 3L in 250 districts

With an additional subvention of 3% with timely repayment

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29
Q

Category 2 in interest subvention?

A

Rate above 7% for 3L loans

For remaining districts - not covered in category 1

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30
Q

Which scheme allowed women SHGs across the country, a loan upto Rs. 3L at 7% and upto Rs. 5L at interest rate equivalent to 1 year MCLR or 10%pa

A

Uniform interest subvention scheme (2022)

MCLR - Marginal Cost of Funds Based Lending Rate

31
Q

Financial Literacy - Community Resource Person (FL-CRP) are a part of which scheme?

A

DAY-NRLM

32
Q

How does NRLM promote livelihood based activities

A

Through 2 sub schemes: MKSP & SVEP promoting farm and non-farm livelihood activities

33
Q

What farm activities are promoted under NRLM Livelihood mission?

A

Sustainable agriculture, livestock, non-timber forest product (NTFP) in intensive blocks through MKSP
and Krishi Sakhi, Pashu Sakhi, Van Sakhi, etc

34
Q

Mahila Kisaan Shasaktikaran Pariyojana (MKSP) a subscheme of NRLM promotes?

A

Sustainable agriculture, livestock, Non-Timber Forest produce (NTFP) in NRLM intensive blocks

35
Q

SVEP a sub-scheme of NRLM promotes?

A

Start-Up Village Entrepreneurship Program promotes Non-Farm Livelihood Missions like:
Micro enterprise development and One Stop Facilities (OSF)

36
Q

Average cost of OSF centres in a block?

A

Rs. 350L per block
For high level enterprise with potential to grow

37
Q

In NRLM OSF is run by?

A

By community professionals called Business Development Support Providers

38
Q

Which program of NRLM is supported by World Bank?

A

NRETP 2019
National Rural Economics Transformation Project

39
Q

Where was NRETP launched?

A

In 13 high poverty states

40
Q

Why was NRETP - National Rural Economics Transformation Project - by MoRD, launched?

A

To promote cluster development in farm and non-farm sector

41
Q

Financial support for NRETP specifically?

A

USD 500 million
Where USD 250 million is by world bank

42
Q

When was Ajeevika Grameen Express Yojana launched?

A

In 2017

43
Q

Ajeevika Grameen Express Yojana provides loan of?

A

Rs. 6.50 lakh interest free loan

44
Q

Which 2 ministries signed the MoU for the Krishi Sakhi Convergence Programme?

A

MoAFW & MoRD

45
Q

How many Krishi Sakhi’s are aimed to be trained and certified in phased manner under the new initiative?

A

70,000
As para extension worker

46
Q

KVIC Chairman

A

Manoj Kumar

47
Q

Which organisation partnered with DAY-NRLM to hold symposium on bamboo in which India’s first handbook on bamboo cultivation was released?

A

US-AID

48
Q

DAY-NRLM intends to mobilise how many women into bamboo farming through ‘Lakhpati Didi’

A

1 million rural women

49
Q

Industree Foundation’s partnership with DAY-NRLM build on the success of?

A

US-AID’s Producer-Owned Women Enterprise (POWER) project

50
Q

USAID’s Producer Owned Women Enterprise Project implemented Industree in 3 states which have aggregated over 10,000 women into ___ women owned enterprises and farmer producer collectives

A

37

51
Q

USAID’s Producer Owned Women Enterprise Project implemented Industree in 3 states, they have fulfilled market orders worth over ____ over the past 5 years

A

$3 million

52
Q

Which state has topped in DAY-NULM (2013) SPARK awards

Systemic Progressive Analytical Real Time Ranking

A

Large State: Kerala
NER/Hilly: HP

53
Q

Which is the only state to win SPARK awards for 7 consecutive years for DAY-NULM implementation?

A

Kerala

54
Q

Which state has topped in DAY-NULM (2013) SPARK awards in the category: Outstanding Tech Inovation

A

MP

Online Identification of street vendors

55
Q

Under PMEGP, General category beneficiaries can avail margin money subsidy of ___% in rural areas and ___% in urban areas

A

25%
15%

56
Q

MoRD has signed an MoU with which organisation, to help facilitate Sustainable Transport for Rural Entrepreneurs through Electric Bicycles (STREE) for SHG women under DAY-NRLM?

A

Convergence Energy Solutions Limited (CESL)
Under Ministry of Power

57
Q

MoRD signed a Statement of Intent (SOI) with which ministry to collaborate on formalising and strengthening SHG women-led rural enterprises?

A

MoMSME

58
Q

Under PMEGP, SC/ST/Women/Ex-serviceman/Transgenders/PwD/Aspirational districts/NER beneficiaries avail margin money subsidy of ___% in rural areas and ___% in urban areas

A

35%
25%

59
Q

PMEGP beneficiaries of General Categories contribute ___% of project cost and beneficiaries of Special Category contribute __% of project cost

A

10%
5%

60
Q

Maximum cost of project in manufacturing and service sector in PMEGP?

A

Manufacturing: Rs. 50 lakh
Service: Rs. 20 lakh

61
Q

Educational Qualification of beneficiary in PMEGP?

A

8th pass, 18+

62
Q

Since 2018-19, 2nd Financial Assistance in PMEGP of Rs. _____ Max for upgradation of well performing PMEGP/MUDRA/REGP units with subsidy of ___% and ___% for NER

A

Rs. 1 crore
15%
20%

63
Q

PMEGP is being implemented by?

A

KVIC under MoMSME
(Union Minister Jitan Ram Manjhi and Minister of State Sushri Shobha Karandlaje)

64
Q

2nd financial assistance will be given to beneficiaries only if?

A
  1. Margin money is adjust and initial loan repayed
  2. Unit must be making profit for next 3 years
  3. Registered with Udyog Aadhar memorandum
  4. 2nd loan must lead to employment generation
65
Q

PMEGP was launched in? will extend to year?

A

2008
2025-26

66
Q

Share of PMEGP units in rural areas and share in aspirational districts

A

Rural: 80%
AD: about 14%

67
Q

Share of PMEGP units owned by women and SC/ST entrepreneurs

A

50%

68
Q

3 pillars of NRLM?

A
  • Universal Social Mobilization
  • Financial Inclusion
  • Livelihoods Enhancement
69
Q

App to strengthen market support for DAY-NRLM, that will add to strengthen eCommerce support to SHG products

A

e-SARAS

70
Q

Which scheme is known by “For the poor, of the poor, by the poor”

A

DAY-NRLM

71
Q

Which is not a component of NRLM:
1. Mahila Kisan
2. CHC
3. Kitchen Garden
4. individual enterprise
5. Bank Credit

A

All are component

72
Q

How many households are targetted under Lakhpati Didi and by when are they supposed to be transformed?

A

Transform 3 crore SHG households
Within 3 years

73
Q

Which state has the highest number of SHGs, as per MoRD?

A

Andhra Pradesh

74
Q

Acc to SOMFI report by NABARD, which region in India has max share in number of savings-linked SHGs?

A

South

Followed by East

NABARD Schemes 2024 (17 decks)

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