Brainscape's Knowledge GenomeTM


Top Flashcards (Certified)
All Flashcards

NABARD Schemes 2025 > DAY-NRLM & PMEGP > Flashcards

DAY-NRLM & PMEGP Flashcards

1
Q

When was DAY-NRLM launched?

A

June 2011

Renamed in 2016

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
2
Q

Composite Indicator for Rural Development was prepared by?

A

NABARD

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
3
Q

What was NRLM previously known as

A

Swarna Jayanti Gram Swarojgar Yojana

Till 2015

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
4
Q

Loan amount given by World Bank for NRLM?

A

USD 1 billion

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
5
Q

Technical and implementation arm of NRLM?

A

National Rural Livelihood Promotion Society (NRLPS)

Set up under Societies Registration Act 1860

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
6
Q

Aim of NRLM?

A

To mobile 10 crore households into SHGs
& link then to sustainable livelihood opportunities by building their skills and finance access

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
7
Q

Identification of eligible houses in NRLM?

A

By Participatory Identification of Poor (PIP)

through SECC - Socio-economic caste census 2011

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
8
Q

What is the fund allocation of NRLM?

A

Rs. 15,047 crore

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
9
Q

4 components of NRLM?

A
  1. Social Mobilisation
  2. Financial Inclusion
  3. Social Inclusion, development & convergence
  4. Sustainable Livelihood
How well did you know this?
1
Not at all
2
3
4
5
Perfectly
10
Q

What external support is DAY NRLM recieving?

A

From world bank
Credit of USD 1 billion

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
11
Q

The government intends to revenp NRLM through which approach? with the help of?

A

Graduation Approach

With the help of BRAC

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
12
Q

Food, Nutrition, Health & WASH (FNHW) is organised by scheme?

A

DAY-NRLM

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
13
Q

National Rural Livelihood Promotion Society (NRLPS) is set up under which act?

A

Societies Registration Act 1860
Under MoRD

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
14
Q

SGSY was restructured under the recommendation of?

A

Committee on Credit Related Issues
Under Prof. Radhakrishna

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
15
Q

Quota of SC/ST, Minorities and PwDs in DAY-NRLM?

A

50% - 15% - 3%

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
16
Q

3 main funds used in NRLM?

A
  1. Revolving Funds
  2. Community Investment Funds
  3. Vulnerability Reduction Fund
How well did you know this?
1
Not at all
2
3
4
5
Perfectly
17
Q

What is revolving fund?

A

A one time corpus fund to SHGs
To promote working towards their own fund
Rs. 20-30k

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
18
Q

What is Community Investment Fund (CIF)?

A

Rs. 2.5L
Loans to enable SHGs under Federations to undertake socio-economic activities as per micro-credit investment fund

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
19
Q

Federations under NRLM?

A

0 Level Federation
Primary Level Federation
Cluster Level Federation

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
20
Q

What is Vulnerability Reduction Fund?

A

Funds for PVTG or most vulnerable
Comes from CIF - Community Investment Fund

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
21
Q

What is a 0 level Federation under DAY-NRLM?

A

SHG of 5-20 women/ 5 women (hills)

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
22
Q

What is an exclusive SHG?

A

SHG including PwD, elders and transgender people - both men and women

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
23
Q

What is a primary SHG?

A

When 5-20 SHGs form a group

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
24
Q

What is a Cluster level Federation?

A

5-30 PLF form a cluster

Plf - primary level federation

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
25
Schemes that crossover with NRLM?
1. PM Mudra - Rs. 1L loan if eligible 2. PM JDY - Rs. 5000 OD facility available to every SHG woman with JDY account 3. Lakhpati Didi
26
Panch Sutra of NRLM
- Regular Meetings - Regular Savings - Regular Internal Lending - Regular Recoveries - Maintenance of proper books of account
27
What are intensive blocks in NRLM?
Blocks or districts where NRLM is being implemented
28
Which NRLM program is nabard involved in?
The SHG bank linkage programme (Deployment of SHG women as BC Sakhi)
29
Category 1 of interest subvention in NRLM0
Rate upto 7% for loans upto Rs. 3L in **250 districts** With an additional subvention of 3% with timely repayment
30
Category 2 in interest subvention?
Rate above 7% for 3L loans For remaining districts - not covered in category 1
31
Which scheme allowed women SHGs across the country, a loan upto Rs. 3L at 7% and upto Rs. 5L at interest rate equivalent to 1 year MCLR or 10%pa
Uniform interest subvention scheme (2022) MCLR - Marginal Cost of Funds Based Lending Rate
32
Financial Literacy - Community Resource Person (FL-CRP) are a part of which scheme?
DAY-NRLM
33
How does NRLM promote livelihood based activities
Through 2 sub schemes: **MKSP & SVEP** promoting farm and non-farm livelihood activities
34
What farm activities are promoted under NRLM Livelihood mission?
Sustainable agriculture, livestock, non-timber forest product (NTFP) in intensive blocks through MKSP and Krishi Sakhi, Pashu Sakhi, Van Sakhi, etc
35
Mahila Kisaan Shasaktikaran Pariyojana (MKSP) a subscheme of NRLM promotes?
Sustainable agriculture, livestock, Non-Timber Forest produce (NTFP) in NRLM intensive blocks
36
SVEP a sub-scheme of NRLM promotes?
**Start-Up Village Entrepreneurship Program** promotes Non-Farm Livelihood Missions like: **Micro enterprise development** and **One Stop Facilities (OSF)**
37
Average cost of OSF centres in a block?
Rs. 350L per block For high level enterprise with potential to grow
38
In NRLM OSF is run by?
By community professionals called **Business Development Support Providers**
39
Which program of NRLM is supported by World Bank?
**NRETP 2019** National Rural Economics Transformation Project
40
Where was NRETP launched?
In 13 high poverty states
41
Why was NRETP - National Rural Economics Transformation Project - by MoRD, launched?
To promote cluster development in farm and non-farm sector
42
Financial support for NRETP specifically?
**USD 500 million** Where USD 250 million is by world bank
43
When was Ajeevika Grameen Express Yojana launched?
In 2017
44
Ajeevika Grameen Express Yojana provides loan of?
Rs. 6.50 lakh interest free loan
45
Which 2 ministries signed the MoU for the Krishi Sakhi Convergence Programme?
MoAFW & MoRD
46
How many Krishi Sakhi's are aimed to be trained and certified in phased manner under the new initiative?
70,000 As para extension worker
47
KVIC Chairman
Manoj Kumar
48
Which organisation partnered with DAY-NRLM to hold symposium on bamboo in which India's first handbook on bamboo cultivation was released?
US-AID
49
DAY-NRLM intends to mobilise how many women into bamboo farming through 'Lakhpati Didi'
1 million rural women
50
Industree Foundation's partnership with DAY-NRLM build on the success of?
US-AID's Producer-Owned Women Enterprise (POWER) project
51
USAID's Producer Owned Women Enterprise Project implemented Industree in **3 states** which have aggregated over 10,000 women into ___ women owned enterprises and farmer producer collectives
37
52
USAID's Producer Owned Women Enterprise Project implemented Industree in **3 states**, they have fulfilled market orders worth over ____ over the past 5 years
$3 million
53
Which state has topped in DAY-NULM (2013) SPARK awards | Systemic Progressive Analytical Real Time Ranking
Large State: Kerala NER/Hilly: HP
54
Which is the only state to win SPARK awards for **7 consecutive years** for DAY-NULM implementation?
Kerala
55
Which state has topped in DAY-NULM (2013) SPARK awards in the category: Outstanding Tech Inovation
MP | Online Identification of street vendors
56
Under PMEGP, General category beneficiaries can avail margin money subsidy of ___% in rural areas and ___% in urban areas
25% 15%
57
MoRD has signed an MoU with which organisation, to help facilitate **Sustainable Transport for Rural Entrepreneurs through Electric Bicycles (STREE)** for SHG women under DAY-NRLM?
Convergence Energy Solutions Limited (CESL) Under Ministry of Power
58
MoRD signed a Statement of Intent (SOI) with which ministry to collaborate on **formalising and strengthening SHG women-led rural enterprises**?
MoMSME
59
Under PMEGP, SC/ST/Women/Ex-serviceman/Transgenders/PwD/Aspirational districts/NER beneficiaries avail **margin money subsidy** of ___% in rural areas and ___% in urban areas
35% 25%
60
PMEGP beneficiaries of General Categories contribute ___% of **project cost** and beneficiaries of Special Category contribute __% of project cost
10% 5%
61
Maximum cost of project in manufacturing and service sector in PMEGP?
Manufacturing: Rs. 50 lakh Service: Rs. 20 lakh
62
Educational Qualification of beneficiary in PMEGP?
8th pass, 18+
63
Since 2018-19, 2nd Financial Assistance in PMEGP of Rs. _____ Max for upgradation of well performing PMEGP/MUDRA/REGP units with subsidy of ___% and ___% for NER
Rs. 1 crore 15% 20%
64
PMEGP is being implemented by?
**KVIC under MoMSME** (Union Minister Jitan Ram Manjhi and Minister of State Sushri Shobha Karandlaje)
65
2nd financial assistance will be given to beneficiaries only if?
1. Margin money is adjust and initial loan repayed 2. Unit must be making profit for next 3 years 3. Registered with Udyog Aadhar memorandum 4. 2nd loan must lead to employment generation
66
PMEGP was launched in? will extend to year?
2008 2025-26
67
Share of PMEGP units in rural areas and share in aspirational districts
Rural: 80% AD: about 14%
68
Share of PMEGP units owned by women and SC/ST entrepreneurs
50%
69
3 pillars of NRLM?
- Universal Social Mobilization - Financial Inclusion - Livelihoods Enhancement
70
App to strengthen market support for DAY-NRLM, that will add to strengthen eCommerce support to SHG products
e-SARAS
71
Which scheme is known by "For the poor, of the poor, by the poor"
DAY-NRLM
72
Which is not a component of NRLM: 1. Mahila Kisan 2. CHC 3. Kitchen Garden 4. individual enterprise 5. Bank Credit
All are component
73
How many households are targetted under Lakhpati Didi and by when are they supposed to be transformed?
Transform 3 crore SHG households Within 3 years
74
Which state has the highest number of SHGs, as per MoRD?
Andhra Pradesh
75
Acc to SOMFI report by NABARD, which region in India has max share in number of savings-linked SHGs?
South | Followed by East
76
Margin Money Subsidy provided under PMEGP?
**15-35%** General Ur: Ru: 15% 25% SC/ST/OBC/Trans/Aspirational Districts/Hill & NER/etc. 1. Urban: 25% 2. Rural 35%
77
As per RBI guidelines, PMEGP loans upto ____ are free from collateral security
Rs. 10 lakh
78
Technology Centre Systems Programme (TCSP) under MSME is being assisted by?
World Bank
79
ROSHNI is a part of which scheme?
DAY-NRLM
80
Nodal agency of PMEGP
KVIC

NABARD Schemes 2025 (18 decks)

Brainscape helps you reach your goals faster, through stronger study habits.
© 2025 Bold Learning Solutions. Terms and Conditions