Cyberfraud

Question 1

Pharming is a type of attack in which users are fooled into entering sensitive data into a malicious website that imitates a legitimate website.

A. True
B. False

Answer 1

True

Question 2

Matthew receives a voice mail message telling him that his credit card might have been used fraudulently. He is asked to call a phone number. When he calls the number, he hears a menu and a list of choices that closely resembles those used by his credit card company. The phone number even appears to be similar to that of his card issuer. Of which of the following types of schemes has Matthew become the target?

A. Pharming
B. Vishing
C. Smishing
D. Spear phishing

Answer 2

B. Vishing

Question 3

Which of the following is a technical security control that involves application-level controls implemented to prevent data from being accessed, stolen, modified, or deleted by unauthorized users?

A. Multifactor authentication
B. Data classification
C. Application security
D. Network security

Answer 3

C. Application security

Question 4

Vishing is a type of phishing scheme that uses text messages or other short message systems to dupe an individual or business into providing sensitive data by falsely claiming to be from an actual business, bank, internet service provider (ISP), or other entity.

A. True
B. False

Answer 4

False

Question 5

Which of the following is an administrative security control that an organization’s management can implement?

A. Creating an incident response plan
B. Issuing smart access cards to employees
C. Installing a firewall for the network
D. Backing up system files regularly

Answer 5

A. Creating an incident response plan

Question 6

Which of the following activities does NOT typically occur during the containment and eradication step of the recommended methodology for responding to cybersecurity incidents?

A. Limiting the damage caused by the attack
B. Restoring control of the affected systems
C. Identifying all breaches that occurred
D. Notifying the appropriate internal personnel

Answer 6

C. Identifying all breaches that occurred

Question 7

Which of the following is the MOST ACCURATE definition of a Trojan horse?

A. A program or command procedure that appears useful but contains hidden code that causes damage
B. A software program that contains various instructions that are executed every time a computer is turned on
C. A virus that changes its structure to avoid detection
D. A type of software that collects and reports information about a computer user without the user’s knowledge or consent

Answer 7

A. A program or command procedure that appears useful but contains hidden code that causes damage

Question 8

All the following are best practices for ensuring separation of duties within the information systems department and between IT and business unit personnel EXCEPT:

A. End users should not have access to production data outside the scope of their normal job duties.
B. Program developers should not be responsible for testing programs.
C. IT departments should not overlap with information user departments.
D. Only programmers should be server administrators.

Answer 8

D. Only programmers should be server administrators.

Question 9

Which of the following is the MOST ACCURATE definition of spyware?

A. A type of software that collects and reports information about a computer user without the user’s knowledge or consent
B. A computer program that replicates itself and penetrates operating systems to spread malicious code to other computers
C. A program or command procedure that appears useful but contains hidden code that causes damage
D. Any software application that displays advertisements while it is operating

Answer 9

A. A type of software that collects and reports information about a computer user without the user’s knowledge or consent

Question 10

A data classification policy can BEST be described as a(n):

A. Technical security control
B. Physical security control
C. Application security control
D. Administrative security control

Answer 10

D. Administrative security control

Question 11

Which of the following BEST describes phishing?

A. A method for acquiring sensitive information needed to facilitate a specific scheme by searching through large quantities of available data
B. A method for acquiring sensitive information in which an attacker hides near the target to gain unauthorized access to a computer system
C. A method for acquiring sensitive information by bypassing a computer system’s security using an undocumented operating system and network functions
D. A method for acquiring sensitive information by falsely claiming through electronic communication to be from an entity with which the target does business

Answer 11

D. A method for acquiring sensitive information by falsely claiming through electronic communication to be from an entity with which the target does business

Question 12

Which of the following types of malware can be used to generate illicit income in the form of cryptocurrency while slowing an infected computer and causing victims to incur costs related to power usage or cloud storage?

A. Spyware
B. Coin miners
C. Overwrite viruses
D. Keyloggers

Answer 12

B. Coin miners

Question 13

Which of the following BEST describes social engineering?

A. A method for gaining unauthorized access to a computer system in which an attacker hides near the target to obtain sensitive information that they can use to facilitate their intended scheme
B. A method for gaining unauthorized access to a computer system in which an attacker bypasses a system’s security using an undocumented operating system and network functions
C. A method for gaining unauthorized access to a computer system in which an attacker searches through large quantities of available data to find sensitive information that they can use to facilitate their intended scheme
D. A method for gaining unauthorized access to a computer system in which an attacker deceives victims into disclosing personal information or convinces them to commit acts that facilitate the attacker’s intended scheme

Answer 13

D. A method for gaining unauthorized access to a computer system in which an attacker deceives victims into disclosing personal information or convinces them to commit acts that facilitate the attacker’s intended scheme

Question 14

Which of the following refers to the type of network security systems that are designed to supplement firewalls and other forms of network security by detecting malicious activity coming across the network or on a host?

A. Intrusion detection systems
B. Intrusion admission systems
C. Network access controls
D. Network address prevention systems

Answer 14

A. Intrusion detection systems

Question 15

Which of the following is a type of physical access control device that can be used to control access to physical objects?

A. Locks and keys
B. Electronic access cards
C. Biometric systems
D. All of the above

Answer 15

D. All of the above

Question 16

To ensure separation of duties within the information systems department and between IT and business unit personnel, computer operators should be responsible for performing computer programming.

A. True
B. False

Answer 16

False

Question 17

Logical access controls, encryption, and application security are all technical security controls used to safeguard computer systems and communication networks.

A. True
B. False

Answer 17

True

Question 18

Which of the following objectives MOST ACCURATELY describes administrative security controls?

A. Ensuring that all personnel who have access to computing resources have the required authorizations and appropriate security clearances
B. Providing connectivity with acceptable response times, user-friendly access, and a secure mode at an acceptable cost to the organization
C. Keeping unauthorized personnel from entering physical facilities and warning personnel when physical security measures are being violated
D. Fully securing all organizational systems and data without considering budget implications

Answer 18

A. Ensuring that all personnel who have access to computing resources have the required authorizations and appropriate security clearances

Question 19

An incident response plan should be created and implemented during the breach notification step of the recommended methodology for responding to cybersecurity incidents.

A. True
B. False

Answer 19

False

Question 20

The primary purpose of physical access controls is to prevent unauthorized access to computer software.

A. True
B. False

Answer 20

False

Question 21

After paying the ransom demanded by the fraudster, a ransomware victim is always granted access to all locked files on the compromised computer.

A. True
B. False

Answer 21

False

Question 22

Which of the following is NOT an indicator that a computer or network might have been accessed or compromised by an unauthorized user or entity?

A. Users receive a notification to update their system passwords before they expire.
B. A user in the IT department detects geographical irregularities in network traffic.
C. Users are prompted to install unusual software or patches onto their computers.
D. An authorized user is denied access to an area in the network that is part of their role.

Answer 22

A. Users receive a notification to update their system passwords before they expire.

Question 23

Which of the following is the MOST ACCURATE definition of a computer worm?

A. A program or command procedure that appears useful but contains hidden code that causes damage
B. A type of software that, while not definitely malicious, has a suspicious or potentially unwanted aspect to it
C. A computer program that replicates itself and penetrates operating systems to spread malicious code to other computers
D. Any software application that displays advertisements while it is operating

Answer 23

C. A computer program that replicates itself and penetrates operating systems to spread malicious code to other computers CORR

Question 24

is the technical security control involving deliberate scrambling of a message so that it is unreadable except to those who hold the key for unscrambling the message.

A. Alteration of input
B. Firewall security
C. Encryption
D. Customer validation

Answer 24

C. Encryption

Question 25

Which of the following is NOT a common carrier of malware?

A. Email attachments
B. Dual in-line memory modules
C. Files downloaded from the internet
D. Freeware and shareware files

Answer 25

B. Dual in-line memory modules

Question 26

Which of the following is an accurate definition of smishing?

A. Using computers to steal data from payroll accounts
B. Using text messages to obtain sensitive data
C. Using voice mail to steal private financial data
D. Impersonating a government official to obtain sensitive data

Answer 26

B. Using text messages to obtain sensitive data

Question 27

Which of the following is the MOST ACCURATE definition of a software keylogger?

A. A program or command procedure that appears useful but contains hidden code that causes damage
B. A type of software that, while not definitely malicious, has a suspicious or potentially unwanted aspect to it
C. A computer program that replicates itself and penetrates operating systems to spread malicious code to other computers
D. A type of program that monitors and logs the keys pressed on a system’s keyboard

Answer 27

D. A type of program that monitors and logs the keys pressed on a system’s keyboard

Question 28

Which of the following statements about ransomware is TRUE?

A. Ransomware is a form of malware that locks a user’s operating system and restricts access to data files until a payment is made.
B. Ransomware is a program or command procedure that appears useful but contains hidden code that causes damage.
C. Ransomware is a classification of malware designed to simplify or automate online criminal activities.
D. Ransomware is a type of software that collects and reports information about a computer user without the user’s knowledge or consent.

Answer 28

A. Ransomware is a form of malware that locks a user’s operating system and restricts access to data files until a payment is made

Question 29

Which of the following are information security goals that an e-commerce system should endeavor to meet for its users and asset holders?

I. Penetrability of data

II. Materiality of data

III. Integrity of data

IV. Availability of data

A. III and IV only
B. II and III only
C. I, II, III, and IV
D. I, II, and III only

Answer 29

A. III and IV only

Question 30

Which of the following is the MOST ACCURATE description of logical access?

A. The process by which users are allowed to access and use physical objects
B. The process by which users are allowed to use computer systems and networks
C. The process by which computer systems’ contents are encrypted
D. The process by which users can bypass application security over the software and libraries

Answer 30

B. The process by which users are allowed to use computer systems and networks

Question 31

A pharming scheme differs from phishing because:

A. The attacker must rely on users clicking a link in an email or other message to direct them to the malicious website that is imitating a legitimate website.
B. The attacker does not have to rely on users clicking a link in an email or other message to direct them to the malicious website that is imitating a legitimate website.
C. The attacker delivers the solicitation message via short message service (also known as SMS or text messaging) instead of email.
D. The attacker delivers the solicitation message via telephones using Voice over Internet Protocol (VoIP) instead of email.

Answer 31

B. The attacker does not have to rely on users clicking a link in an email or other message to direct them to the malicious website that is imitating a legitimate website.

Question 32

Which of the following is an information security goal that an e-commerce system should endeavor to meet for its users and asset holders?

A. Systems reliability
B. Exactness
C. Access authority
D. Non-repudiation

Answer 32

D. Non-repudiation

Question 33

All the following can help prevent a computer from infection by malicious software EXCEPT:

A. Installing shareware into a system’s root directory
B. Updating the operating system regularly
C. Using anti-malware software
D. Updating with the latest security patches

Answer 33

A. Installing shareware into a system’s root directory

Question 34

Which of the following is an example of an effective administrative security control?

A. Security audits and tests
B. Separation of duties
C. Security policies and awareness training
D. All of the above

Answer 34

D. All of the above

Question 35

Which of the following is NOT an example of a business email compromise (BEC) scheme?

A. Fraudsters posing as a company’s foreign supplier send an email to the company and request that funds be transferred to an alternate account controlled by the fraudsters.
B. Fraudsters use botnets to send massive amounts of emails for the purpose of enticing the recipients to click on a fraudulent URL.
C. Fraudsters use the compromised email account of an executive to request employees’ personally identifiable information from the person who maintains such information.
D. Fraudsters use the compromised email account of a high-level executive to pose as the executive and ask an employee to transfer funds to the fraudsters’ account.

Answer 35

B. Fraudsters use botnets to send massive amounts of emails for the purpose of enticing the recipients to click on a fraudulent URL.

Question 36

Which of the following is a measure that management can take to prevent an organization’s computers from infection by malicious software?

A. Require that users reuse passwords for important accounts.
B. Only allow systems to boot with removable storage devices.
C. Regularly update the organization’s operating systems.
D. Prevent employees from opening any emails with attachments.

Answer 36

C. Regularly update the organization’s operating systems.

Question 37

Which of the following lists the information security goals that an e-commerce system should achieve for its users and asset holders?

A. Penetrability, accuracy, exactness, materiality, and systems reliability
B. Confidentiality, integrity, availability, authentication, and non-repudiation
C. Penetrability, accuracy, availability, authentication, and systems reliability
D. Exactness, invulnerability, accuracy, materiality, and data/systems response

Answer 37

B. Confidentiality, integrity, availability, authentication, and non-repudiation