Confidential Information, Technology And Data Protection Flashcards
Gary would like to have a copy of all the records held on computer and paper by his insurer concerning his motor insurance policy and its associated claims. Under the General Data Protection Regulation, what are Gary’s rights, if any?
He only has the right to have a copy of any paper records held.
What is the main reason for which an employee must enter a password before using a company computer?
To preven open access
Which type of computer-held data is regulated under the General Data Protection Regulation?
Personal data
Characteristics of confidential information
Information can be classified as public data, corporate data and personal data. Confidential data falls into the corporate or personal categories
Principles of data protection
Legal requirements in the form of GDPR concern the holding and processing of information relating to individuals
Principles of data protection
All businesses handling such data have to abide by the data protection principles which have to do with the information being accurate, processed fairly and kept securely amongst other things
Personal data means
Any data relating to identifiable living individuals
Sensitive data relates to
Ethnicity, race, religion, politics, health and sexuality
The general data protection regulations gives individuals the right to
Erasure and the right to move their data.
Principles of data protection
It is compulsory to report any data breach and defines payable have been significantly increased
Principles of storage and disposal of documents
Documents and information should have restricted access, be backed up, protected from theft, be subject to copyright and should be stored and disposed of securely
Corporate data must be protected from
Malicious alteration, deliberate destruction and industrial espionage
Personal data must be protected from
Unauthorised disclosure or being used for blackmail
Security and current regulations
Under the terms of GDPR all data controllers must notify the office of the information commissioner details of data held and the purposes for which it is held
Security and current regulations
Restrictions apply to the transferences of data two countries outside the EEA
The computer misuse act provides
A deterrent against all forms of an authorised computer access and created three new criminal offences
Security and current regulations
The data protection act implements GDPR standards across all data processing. However, it differs from the GDPR in that it covers all other general data, law-enforcement data and national security data
What is an aggregator
Is a website portal or search utility which enables a client to gain several quotes via an electronic E quote form
The Internet of things involve… IOT
Communication between networked devices these are a source of real-time data on customers
Telematics consists of
A high frequency motion sensor which captures how and when a car is driven
Challenges facing the insurance industry
For insurers social media can provide an interactive relationship with the customer with opportunities to engage with individuals and communities in personalised dialogue
Challenges facing the insurance industry
The increasing volume of data from a variety of sources means the industry has to seek greater storage sophistication in order to manage and protect it
Challenges facing the insurance industry
Mobile devices are susceptible to theft and loss and security available it’s not as adequate as that for desktops
Challenges facing the insurance industry
Wow insurers are seeking to ensure adequate protection of their own data there is a growing demand for cyber insurance to be provided by the insurance industry
