Chapter Twenty Flashcards
the illegal practice of inducing homeowners to sell their properties by making representations regarding the entry or prospective entry of persons of a particular race or national origin into the neighborhood. 305
blockbusting
Act addresses rights of individuals with disabilities in employment and public accommodations. 360-361
Americans with Disabilities Act (ADA)
an act that prohibits racial discrimination in the sale and rental of housing. 354
Civil Rights Act of 1866
a written system of standards for ethical conduct. 367
code of ethics
governmental department that has established rules and regulations that further interpret the practices affected by the law. In addition, HUD distributes an equal housing opportunity poster. 242
Department of Housing and Urban Development (HUD)
the federal law that prohibits discrimination in the extension of credit because of race, color, religion, national origin, sex, age, or marital status. 257-258
Equal Credit Opportunity Act (ECOA)
the system of moral principles and rules that becomes standards for professional conduct. 367
ethics
the federal law that prohibits discrimination in housing based on race, color, religion, sex, handicap, familial status, and national origin. 305
Fair Housing Act
expansion of the Fair Housing Act to include families with children and those with physical or mental disabilities. 282
Fair Housing Amendments Act of 1988
the illegal practice of a lending institution denying loans or restricting their number for certain areas of a community. 364
redlining
the illegal practice of channeling home seekers to particular areas either to maintain the homogeneity of an area or to change the character of an area, which limits their choices of where they can live. 305
steering
prohibits discrimination in housing based on race, color, religion, or national origin. 354
Title VIII of Civil Rights Act of 1968 (called the federal Fair Housing Act)
