Chapter 8 part 2 Flashcards
Which of the following is a government service that can help keep seniors living in their own homes?
a. providing grants to help makes their homes accessible
b. reducing the mandatory retirement age
c. building more retirement villages
d. closing down the over-populated nursing homes
providing grants to help makes their homes accessible
Which of the following is one problem older people have with maintaining their own lifestyle?
a. Their children worry about them and try to limit their activities.
b. They lack financial resources to maintain hobbies.
c. They lack a system for managing health care tasks and responsibilities.
d. Their psychological health deteriorates faster than their physical health.
Their children worry about them and try to limit their activities.
Adela and Bill are a married couple. They have lived in a nursing home for six months, but they have separate rooms. Which area of conflict might this represent?
a. independence
b. connectedness
c. dependence
d. privateness
privateness
In many cases, what is the effect of living in a nursing home?
a. It makes a private life virtually impossible.
b. It shows recognition of individual and family rights.
c. It is often the only way elderly people can have a sexual relationship.
d. It encourages an individual to become more independent.
It makes a private life virtually impossible.
Which age cohort is starting to retire now?
a. the baby boom
b. the millennials
c. Generation X
d. Generation Y
the baby boom
Which of the following predictions can we logically make as a result of current population trends?
a. Fewer women will be widowed.
b. Men will experience more life changes.
c. The population of Canada is aging.
d. There will be less confusion about filling roles.
The population of Canada is aging.
Which of the following is a major reason for the aging of the Canadian population?
a. People are living longer.
b. Members of Generation Z are aging.
c. Large numbers of young people are finding jobs in the United States.
d. People are having more children.
People are living longer.
Which of the following areas has an unusually high proportion of older residents?
a. Whitehorse, Yukon
b. Qualicum Beach, British Columbia
c. Edmonton, Alberta
d. Montreal, Quebec
Qualicum Beach, British Columbia
Since 1951, what has the Old Age Security Act provided?
a. pensions for working Canadians
b. pensions for Canadians outside of Quebec and Ontario
c. pensions for all Canadians
d. pensions for those who retire before they are 65 years old
pensions for all Canadians
What does it mean to say that the government pension system is a pay-as-you-go system?
a. present retirees are being paid from the contributions they have made themselves
b. present retirees are being paid from the future contributions of later generations
c. future retirees will be paid from the future contributions of later generations
d. future retirees will be paid from the contributions of the present generation
present retirees are being paid from the future contributions of later generations
What is the main purpose of the CPP/QPP?
a. to provide all Canadians with a pension after they turn 65 years old
b. to provide workers with a pension that would allow them to retire in style
c. to keep older people from living in extreme poverty
d. to provide workers and their families with a modest pension upon retirement
to provide workers and their families with a modest pension upon retirement
Payments from the CPP/QPP are determined based on which of the following?
a. how many years an individual has worked over his or lifetime
b. how many dependents an individual has
c. how much an individual contributed over his or lifetime of working
d. the marital status of the individual claiming the benefit
how much an individual contributed over his or lifetime of working
What is the third pillar of the Canadian retirement income system?
a. the CPP/QPP
b. Old Age Security
c. the Guaranteed Income Supplement
d. Registered Retirement Savings Plans
Registered Retirement Savings Plans
Which of the following best describes older women’s finances compared with older men’s?
a. Fewer older women depend only on the Old Age Security Pension.
b. Fewer older women survive long enough to qualify for a pension.
c. More older women receive smaller pensions because they have worked fewer years.
d. More older women have contributed to the Canada Pension Plan.
More older women receive smaller pensions because they have worked fewer years.
According to the text, why has the median retirement age changed?
a. Because more people are retiring.
b. Because people have more savings.
c. Because women have entered the workforce.
d. Because people are less willing to work.
Because women have entered the workforce.
