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Real Estate > Chapter 7.B. > Flashcards

Chapter 7.B. Flashcards

1
Q

Asbestos

A

A naturally occurring mineral fiber sometimes found in older homes. It is hazardous to health when a possibility exists of exposure to inhalable fibers. Homeowners should be alert for friable asbestos and always seek professional advice in dealing with it.

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2
Q

Asbestosis

A

A chronic lung disease caused by inhaling asbestos fibers.

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3
Q

Mesothelioma

A

A cancer of mesothelial tissue, associated especially with exposure to asbestos.

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4
Q

Clean Air Act (CAA) -

A

Federal law designed to control air pollution on a national level.

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5
Q

Chlordane

A

A colorless, odorless, viscous liquid used as an insecticide. It may be toxic to humans and wildlife as a result of its effect on the nervous system.

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6
Q

Chloro-flouro Carbons (CFCs)

A

A fluid, containing hydrocarbons, that absorbs heat from a reservoir at low temperatures and rejects heat at higher temperatures. When emitted into the atmosphere, CFCs cause depletion of the stratospheric ozone layer.

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7
Q

Due Diligence

A

The review and investigation of a property to evaluate any legal liability.

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8
Q

Electro-magnetic Field

A

Created when electricity flows through a wire

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9
Q

Environmental Impact Statement

A

A report addressing the potential effects on the environment of a proposed federal government project.

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10
Q

Friable

A

Easily crumbled or reduced to powder. Asbestos is an example of a friable substance.

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11
Q

Freon

A

Moderately toxic gases or liquids which have typically been used as refrigerants (in air conditioning units) and as aerosol propellants.

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12
Q

Groundwater

A

Water located beneath the earth’s surface in soil pore spaces and in the fractures of rock formations

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13
Q

Lead

A

A material used in pipes and paint of many older homes. We now know that lead is hazardous to health. The local environmental protection agency should be consulted for guidelines on handling, removal and applicable laws.

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14
Q

Mold

A

A fungus that grows in the form of multi-cellular filaments called hyphae.

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15
Q

Poly-chlorinated Biphenyls (PCBs)

A

Were widely used as dielectric and coolant fluids, for example in transformers, capacitors, and electric motors.

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16
Q

Radon

A

A colorless, odorless gas that is emitted from soils, rocks and water as a result of radioactive decay in certain areas of the country. Radon is known to cause cancer. Homes should be tested for radon. The local environmental agency should be consulted on its handling, removal and any applicable laws.

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17
Q

Safe Drinking Water Act (SDWA)

A

Enacted in 1974, a federal law intended to ensure safe drinking water for the public.

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18
Q

Superfund Amendments and Reauthorization Act

A

Enacted in 1986, made several important changes and additions to CERCLA, including minimum cleanup requirements.

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19
Q

Underground Storage Tanks

A

A tank and any underground piping connected to the tank that has at least 10 percent of its combined volume underground.

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20
Q

Urea Formaldehyde Foam Insulation (UFFI)

A

A type of foamed in-place insulation that releases formaldehyde gas. It was banned by the Consumer Public Safety Commission in 1982 from use in residences and schools. Holding that the risks had not been proven, a Federal Court lifted the ban in 1983. The local consumer and/or environmental protection agency should be consulted for additional information on this type of insulation.

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21
Q

Wetlands

A

An area that is inundated or saturated by surface or groundwater at a frequency and duration sufficient to support, and that under normal circumstances does support, a prevalence of vegetation typically adapted for life in saturated soil conditions. Wetlands generally include swamps, marshes, bogs, and similar areas, but exclude irrigation ditches unless delineated as part of an adjacent wetland

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22
Q

A naturally occurring mineral fiber sometimes found in older homes, which is hazardous to health when exposed to inhalable fibers, is known as what…?

A

Asbestos

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23
Q

CFCs are regulated by what Act…?

A

Clean Air Act

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24
Q

This is a federal law designed to clean up sites contaminated with hazardous substances…?

A

Comprehensive Environmental Response, Compensation and Liability Act

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25
Q

Which part of the Federal Code explains the public’s responsibilities regarding lead paint…?

A

Title X

26
Q

A private well is most likely to become contaminated with what harmful gas…?

A

Radon

27
Q

Testing of a site is conducted as part of which phase of an environmental assessment…?

A

Phase 2

28
Q

CFCs are most likely to be found in what type of equipment…?

A

Air conditioners

29
Q

In a private sewage system, treated waste water is pumped to pipes and dispersed where…?

A

Absorption field

30
Q

What is the minimum distance a well needs to be from a septic tank…?

A

50’-0”

31
Q

What is the minimum distance a well needs to be from an absorption field…?

A

100’-0”

32
Q

A private well must be a minimum of 100’-0” from what…?

A

Absorption field

33
Q

The ‘R’ in the acronym CERCLA refers to what…?

A

Response

34
Q

Which of the following building materials did NOT contain asbestos…?

A

Waterproofing

35
Q

Which of the following contemporary issues is the 2nd leading cause of lung cancer in the United States…?

A

Radon

36
Q

The review and investigation of a property to evaluate any legal liability is known as what…?

A

Due Diligence

37
Q

Although stable at ground level, CFCs are known to be harmful is what regard…?

A

CFCs lead to the depletion of the ozone layer

38
Q

Excessive exposure to mold can lead to what type of ailments…?

A

Respiratory ailments

39
Q

Which of the following statements about mold is TRUE…?

A

Mold needs moisture to grow

40
Q

A report addressing the potential effects on the environment of a proposed federal government project is known as what…?

A

Environmental Impact Statement

41
Q

A percolation test is conducted to help determine what…?

A

If a property can accommodate a septic tank

42
Q

The ‘L’ in in the acronym CERCLA refers to what…?

A

Liability

43
Q

he Clean Air Act enacted regulations regarding the use of what…?

A

CFCs

44
Q

Which of the following is an example of a toxic pesticide…?

A

Chlordane

45
Q

A naturally occurring mineral fiber sometimes found in older homes, which is hazardous to health when exposed to inhalable fibers, is known as what…?

A

Asbestos

46
Q

Which of the following is NOT an example of a long standing issue…?

A

Asbestos

47
Q

Asbestos was previously found in what type of building product…?

A

Fireproofing

48
Q

Which of the following statements about lead is TRUE…?

A

Severe exposure to lead can cause neurological damage

49
Q

Which of the following is most likely to become contaminated with radon…?

A

Private well

50
Q

Underground storage tanks are regulated by what New York State department…?

A

Department of Environmental Conservation

51
Q

The New York State Department of Environmental Conservation regulates what…?

A

Underground storage tanks

52
Q

Water located beneath the earth’s surface in soil pore spaces and in the fractures of rock formations is referred to as what…?

A

Groundwater

53
Q

Which of the following is part of HUD’s job…?

A

Enforce fair housing laws

54
Q

This is a federal law intended to ensure safe drinking water for the public…?

A

Safe Drinking Water Act

55
Q

Severe exposure to friable asbestos may lead to what…?

A

Mesothelioma

56
Q

Radon is most likely to enter into a home through which part of the structure…?

A

Foundations

57
Q

The ‘L’ in in the acronym CERCLA refers to what…?

A

Liability

58
Q

The movement of water through soil is known as what…?

A

Percolation

59
Q

If a property can accommodate a septic tank

A

If a property can accommodate a septic tank

60
Q

The chlorine element found in this substance is known to contribute to the depletion of the ozone layer…?

A

CFCs

Real Estate (23 decks)

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