Chapter 7

Question 1

What is blockbusting?

Answer 1

Convincing people to move out of the neighborhood by telling them minorities are moving in

Question 2

What is steering/channeling?

Answer 2

Directing a buyer to a certain neighborhood on the basis of race, color, religion, sex, or national origin

Question 3

What is redlining?

Answer 3

Redlining is when a lender refuses to lend to a certain geographical area, or because of the age of the property, income level of residents, or racial composition of the area

Question 4

What does the American with disabilities act require?

Answer 4

it requires owners of properties open to the public to remove barriers that limit access to people with disabilities

Landlords also have to make changes to a home to make a home accessible to someone with disabilities that wants to rent the property

Question 5

Where can landlords hold the security deposits for a tenant?

Answer 5

In an interest bearing escrow account (savings account)
In a non-interest bearing account (checking)
In a surety bond

Question 6

Can a landlord commingle their money with a tenants security deposit?

Answer 6

Only if the deposit was placed in a surety bond

Question 7

What does a landlord have to do after a tenant vacates the home?

Answer 7

They must send the security deposit (and any interest) back to the tenant within 15 days if they don’t intend to claim any damages

Question 8

What times can you call to solicit business?

Answer 8

between 8am and 9pm

Question 9

If someone is on the Do Not Call list, can you call them?

Answer 9

Yes, if you are working with a buyer and they want to buy their property. This call may not be used to solicit the listing