Chapter 4 Homeowners Other Coverages Flashcards

1
Q

Extra covered perils can be remembered by the acronym _________

A

WHARVVES

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2
Q

W

A

windstorm

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3
Q

H

A

hail

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4
Q

A

A

aircraft

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5
Q

VV

A

vehicles, volcanic eruption

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6
Q

E

A

external explosion

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7
Q

S

A

smoke

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8
Q

Includes _____ removal

A

debris

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9
Q

Includes improvements, alterations, additions up to ___% of cov c

A

10

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10
Q

includes reasonable ______

A

repair

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11
Q

covers property removed for 5 days for ___

A

DP-1

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12
Q

covers property removed for 30 days under ____ & ____

A

DP-2 & 3

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13
Q

provides coverage when property is removed from the premises to protect it from being damaged by a covered peril. While the property is removed, coverage for the removed property is expanded to protect against direct loss from ____ ____.

A

any cause

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14
Q

Trees, shrubs etc. are not covered with ____

A

DP-1

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15
Q

covered $___ max for any one tree, shrub etc.

A

500

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16
Q

covers c____

A

collapse

17
Q

covers glass but nt if vacant 60 days+ unless it is from an ______

A

earthquake

18
Q

covers _____ or law up to ___% of cov A

A

ordinance, 10