Chapter 4 Homeowners Dwelling Coverages Flashcards
Coverage for Dwelling
Coverage A
Coverage A covers dwelling, _____ structures, materials and supplies on the premises used for construction or repair of the dwelling, and equipment used for the service of and located on the described location.
attached
Coverage A does not cover the _____ itself, including the____ on which the dwelling is located
land
Coverage B covers ______ _______ including those connected to the dwelling only by a fence, utility line, or similar connection.
other structures
Coverage B covers up to ___ % of coverage A
10
Coverage C covers ______ _______ and a __% give back is used for covered property anywhere in t he world
personal property, 10
Coverage C personal property, at the insureds request, Coverage C will apply to personal property of a _____ or _____ ______ while located on the described location. Personal property of a _____ or border is not covered.
guest or domestic employee, tenant
Coverage C personal property does not cover: accounts/money, ____/____, air/watercrafts (canoes/rowboats are covered), motor vehicles, hovercraft, data/____ ____, water/stream, grave marker.
animals/pets credit cards
Coverage D - covers ____ _____ _____
fair rental value
Coverage D covers fair rental value up to __% of coverage A
20
Coverage D covers fair rental value for access prevented by _____ _______ bc of neighboring locations direct loss by a peril covered under insureds policy.
civil authority
Coverage D fair rental value does not include continued expenses such as ______
utilities
Coverage E covers ______ _______ _______
additional living expenses
Coverage E covers additional living expenses up to ___% of coverage A (motel, dining out, boarding pets)
20
Coverage E additional living expenses is not an option for ____
DP-1
