Chapter 4: Fair Housing REVIEW QUESTIONS Flashcards

1
Q

After John Wilson lists a summer home with salesperson Sharon Sikes, he informs her of his general dislike of members of a particular ethnic minority group. Sikes later shows the home to two prospective buyers, one of whom is a member of this group, and both make an offer. When Wilson contacts her again, she does not present him with the lower offer, which was made by the member of the minority. Sikes has violated

A

both the New Jersey Real Estate License Law and the law of agency

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
2
Q

Which of the following acts is permitted under the Federal Fair Housing Act?

A

Refusing to sell a home to an individual because he or she has a poor credit history

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
3
Q

The Civil Rights Act of 1866 is unique because the act

A

covers only the areas of race and color, provides no exceptions, & requires a federal court suit by the complainant.

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
4
Q

“I hear they’re moving in; there goes the neighborhood. Better list with me today!” is an example of

A

blockbusting.

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
5
Q

The act of channeling home seekers to a particular area, either to maintain or to change the character of a neighborhood, is

A

steering

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
6
Q

Which would NOT be permitted under the Federal Fair Housing Act?

A

The owner of a 20-unit apartment building rents to women only.

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
7
Q

Under federal law, families with children may be refused rental or purchase in buildings where occupancy is reserved exclusively for those aged at least

A

62

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
8
Q

Guiding prospective buyers to a particular area because the agent feels they belong there may lead to

A

steering.

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
9
Q

Refusal to rent to someone because they receive public assistance violates

A

New Jersey statutes

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
10
Q

A policy of never renting to persons with prison records violates

A

no law.

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
11
Q

Refusing an apartment to a couple because they are unmarried violates

A

the Law Against Discrimination

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
12
Q

A mortgage company makes it a practice not to lend money to potential homeowners attempting to purchase property located in predominantly black neighborhoods. This practice is known as

A

redlining

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
13
Q

A court found a landlord guilty of illegal discrimination and ordered him to rent his next available apartment to the person who was unfairly hurt. The court order is an example of

A

an injunction.

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
14
Q

The seller who requests prohibited discrimination in the showing of a home should be told

A

“As your agent I have a duty to warn you that such discrimination could land you in real trouble.”
“I am not allowed to obey such instructions.”
“If you persist, I’ll have to refuse to list your property.”

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
15
Q

A good precaution against even unintentional discrimination is

A

detailed record keeping on each customer.
use of a standard financial interview form.
routine follow-up phone calls.

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
16
Q

The Federal Fair Housing Amendments of 1988 added which of the following as new protected classes?

A

Disability and familial status

17
Q

The fine for a first violation of the Federal Fair Housing Act could be as much as

A

$19,787.

18
Q

The only defense against an accusation of illegal discrimination is proof that it

A

didn’t occur.

19
Q

Undercover investigation to see whether fair housing practices are being followed is sometimes made by

A

testers

20
Q

Participation in the HUD/NAR Fair Housing Partnership is

A

voluntary.

21
Q

Complaints brought under the New Jersey Law Against Discrimination

A

must be filed within 180 days after the alleged discriminatory action occurs.

22
Q

The New Jersey Law Against Discrimination

A

permits an owner-occupant of a one- or two-family residence to deny housing to a tenant based on the applicant’s age.

23
Q

The Mount Laurel court decisions attempt to correct housing discrimination based on

A

income.

24
Q

At the time a property is listed, the homeowner must be given a copy of the

A

Attorney General’s Memorandum on discrimination