Chapter 4: Fair Housing KEY TERMS REVIEW

Question 1

Attorney General’s Memorandum

Answer 1

statement about discrimination everyone listing property must receive

Question 2

Blockbusting

Answer 2

inducing panic selling based on prejudice

Question 3

Civil Rights Act of 1866

Answer 3

federal law; protected classes are race and color; no exceptions

Question 4

Department of Housing and Urban Development

Answer 4

federal agency enforcing civil rights compliance

Question 5

Federal Fair Housing Act of 1968

Answer 5

federal law setting many protected classes; some exceptions

Question 6

Law Against Discrimination

Answer 6

New Jersey’s law governing discrimination in real estate transactions

Question 7

Mount Laurel I and II

Answer 7

court cases covering moderate-income housing

Question 8

Protected class

Answer 8

specific group that may not be discriminated against

Question 9

Redlining

Answer 9

refusal to lend in certain areas, usually inner-city

Question 10

Reverse discrimination

Answer 10

“benign” discrimination intended to correct past wrongs

Question 11

Steering

Answer 11

channeling home seekers to or away from certain areas

Question 12

Tester

Answer 12

undercover checker who monitors fair housing compliance

Question 13

Title VIII

Answer 13

section of federal Civil Rights Act that covers housing