Chapter 2 Flashcards
Given that sec21 should be deemed pro non scripto the wrongdoer can potentially, if not actually be held personally liable in a few exceptional circumstances:
1- When the RAF is unable to pay compensation
2- When the relevant motor vehicle was driven without the owners permission
3- When the claim is excluded by provisions of the RAF Act of 1996
4- When the claim is restricted by the provisions of the RAF Act of 1996
5- In other instances of personal liability based on right or recourse and joint and several liability
6- When a secondary road accident victim suffers emotional shock
Inability of the RAF to pay compensation or no current operative third-party compensation system
If the RAF is unable to pay compensation, the wrongdoer is directly and personally liable. This also applies to vicarious liable employer. A precondition of the liability of the wrongdoer or vicarious liable employer is that the inability of the RAF must be proven. Onus rests upon the third party claimant to prove inability. Should the RAF be unable to pay, the most obvious way to prove inability would be would be to institutes claim against the RAF when it is liquidated.the difference between the dividend paid and the chula claim can be recovered from the wrongdoer. Should the quantum be settle by the RAF such settlement does not bind the wrongdoer.
Vehicle driven without the permission of the owner
Wrongdoer may be held personally liable if he drove the vehicle without permission of the owner thereof. In such circumstances third party has a claim either from the wrongdoer or RAF.
Liability of RAF excluded. Exclusion takes effect when third party or bread winner is conveyed or injured or killed by sole negligence of a driver of a vehicle in which he or she is being conveyed if the third party
1- Entrust the handling of his or her claim to a person who is not admitted and practicing attorney
2- Enters into an agreement with another person not being an admitted or practicing attorney in terms of which the third party pays to such party after the completion of the claim a portion compensation received or pays an investigating fee out of the compensation received where such an investigation was not authorized by an admitted and practicing attorney
3- Unreasonably refuses or neglects to do-operate with regards to medical examinations, medical records, inspection of medical records and reports or refuses or neglects to furnish affidavits or other information regarding the accident to RAF
Other instances based on right of recourse and joint and severally liable
Person can be held personally liable:
1- When RAF acquires a right of recourse against the owner and both the authorized and unauthorized driver of a motor vehicle for the recovery of compensation paid by it in circumstances where the owner or another person drove the relevant motor vehicle without a drivers license or under the influence of intoxicating liquor
2- When a driver together with the RAF is held jointly and severally liable as joint wrongdoer for the damage of a passenger
Explain the General Principles of RAF
The mechanism is used by third parties to ensure that the motor vehicle accident victim is protected against the possibility of non recovery of his damage due to the fact that the wrongdoer is unable to pay such a victims loss is the suspension of such a victims common law delictual claim and the transposition is therefore a statutory created fund. Third parties are compelled by law to institute a claim against RAF and may not legally claim from the wrongdoer or driver or employer who is vicariously liable, provided that the claim is in fact a third party claim complying with all the requirements stipulated by the act.
Explain the nature of Jurisprudential nature of third party claims
Third party’s claim against RAF is unitary common law for compensation for damages arising out of the lawful and negligent driving of a motor vehicle resulting in injury or death of a person. It’s a unitary clam irrespective of the fact that it is constituted by both Patrimonial and non Patrimonial damages.
What are the requirements for the liability of the RAF where the identity of the owner or the driver of the relevant vehicle is known are contained in Sec17(1) of the Act and reads
The fund or agent shall
(a) subject to this Act, in the case of a claim for compensation under the section arising from the driving of a motor vehicle where the identity of the owner or the driver thereof has been established
(b) subject to any regulation made under sec26, in the case for a claim of compensation under this section arising from the driver of a vehicle where the identity of neither the owner nor driver thereof has been established.
Explain the nature of Jurisprudential nature of third party claims
Third party’s claim against RAF is unitary common law for compensation for damages arising out of the lawful and negligent driving of a motor vehicle resulting in injury or death of a person. It’s a unitary clam irrespective of the fact that it is constituted by both Patrimonial and non Patrimonial damages.
What are the requirements for the liability of the RAF where the identity of the owner or the driver of the relevant vehicle is known are contained in Sec17(1) of the Act and reads
The fund or agent shall
(a) subject to this Act, in the case of a claim for compensation under the section arising from the driving of a motor vehicle where the identity of the owner or the driver thereof has been established
(b) subject to any regulation made under sec26, in the case for a claim of compensation under this section arising from the driver of a vehicle where the identity of neither the owner nor driver thereof has been established.
Bodily injured third parties. Persons who sustain bodily injuries due to negligent unlawful driving qualifies as a third party and refers to as
1- Unborn persons 2- Minors represented by guardians 3- Guardians of minor in own right 4- Married persons married icop 5- Unrehabilitated insolvents
Unborn persons third party claim
Unborn person whom is injured in mothers womb and survives, will have a claim for damages and loss for injuries thus sustained. Courts adopt approach based on causality rather then viability of foetus at time it was injured. Claim will lie if it shown that foetus sustained injuries due to accident and not during birth.
Mtati v RAF
Minors third party claim
S17 of child’s act says child whether male or female becomes major at time of reaching 18years old
Guardians of minor liable for third party compensation
Can either be mother or father of the minor child. Guardian of minor is legally obligated to support his or her son or daughter and as a result is obligated to pay for medical and other expenses arising from injury of his or her child. This basis of guardians claim is fact that his duty is accelerated or exacerbated by unlawful and negligent actions of wrongdoer.
Married persons third party compensation claim
1- OCOP: there is no reason why spouses cannot hold each other liable for unlawful and negligent acts committed by either of them which results in suffering damages to their separate estates.
2- ICOP: one joint estate which the spouses are owners of equal indivisible shares is created
: Administration and ability to contract and bind joint estate subject to joint control of spouses
: Ability of spouses to claim form each other is restricted
: Ability of joint estates for depicts committed by spouses is circumscribed
Van der Merwe v RAF (pg36)