Chapter 14: Ethics and cybercrime

Question 1

Which of the following is not needed for a fraudulent act?

a. A reason.
b. Pressure.
c. A system with weak internal controls.
d. An opportunity.

Answer 1

Which of the following is not needed for a fraudulent act?

a. A reason.
b. Pressure.

c. A system with weak internal controls.

d. An opportunity.

Question 2

Answer 2

Question 3

Answer 3

Question 4

The saying that an action is morally right if it is motivated by the goodwill that stems from a sense of duty is known as:

a. Kantianism.
b. hedonism.
c. realism.
d. utilitarianism.

Answer 4

The saying that an action is morally right if it is motivated by the goodwill that stems from a sense of duty is known as:

*a. Kantianism.

b. hedonism.
c. realism.
d. utilitarianism.

Question 5

Which of the following is not true?

a. Technology is advancing faster than the legislation can keep pace with.
b. The three main types of identity crime are fraud, hacking, and identity theft.
c. The cost of identity crime is not easy to calculate.
d. Much of the identity crime goes unreported.

Answer 5

Which of the following is not true?

a. Technology is advancing faster than the legislation can keep pace with.

*b. The three main types of identity crime are fraud, hacking, and identity theft.

c. The cost of identity crime is not easy to calculate.
d. Much of the identity crime goes unreported.

Question 6

Which of the factors below were not mentioned by Stajano and Wilson as having an influence on human behaviour?

a. Distraction principle.
b. Herd principle.
c. Technology principle.
d. Need and greed principle.

Answer 6

Which of the factors below were not mentioned by Stajano and Wilson as having an influence on human behaviour?

a. Distraction principle.
b. Herd principle.

c. Technology principle.

d. Need and greed principle.

Question 7

In terms of IT, spam is a problem because it:

a. can slow down email servers.
b. may spread computer viruses.
c. may affect the job efficiency of employees.
d. all of the options are correct.

Answer 7

In terms of IT, spam is a problem because it:

a. can slow down email servers.
b. may spread computer viruses.
c. may affect the job efficiency of employees.

*d. all of the options are correct.

Question 8

A company discovers that an employee has created a fictitious vendor on the vendor master file and the company has paid a total of $250 000 to this vendor through fake invoices. This is an example of fraud in the:

a. revenue cycle.
b. inventory management cycle.
c. expenditure cycle.
d. cash receipts cycle.

Answer 8

A company discovers that an employee has created a fictitious vendor on the vendor master file and the company has paid a total of $250 000 to this vendor through fake invoices. This is an example of fraud in the:

a. revenue cycle.
b. inventory management cycle.
c. expenditure cycle.

d. cash receipts cycle.

Question 9

In terms of IT, cookies cannot:

a. ensure the browser does not display ads the user has already seen.
b. ensure the user has adequate protection against online unethical behaviours.
c. track the previous and next sites the user visits.
d. track whether a user has visited the site before.

Answer 9

In terms of IT, cookies cannot:

a. ensure the browser does not display ads the user has already seen.

*b. ensure the user has adequate protection against online unethical behaviours.

c. track the previous and next sites the user visits.
d. track whether a user has visited the site before.

Question 10

Which of the following is not true?

a. Research studies have found that the incidence of fraud tends to be related to the ethical environment of the organisation.
b. Ethical conducts can be promoted through professional registration.
c. Ethical guidelines exist to guide auditors when making client acceptance decisions when determining the level of non-audit service fees, and on what gifts from the client can be accepted.
d. Codes of ethics should be formal.

Answer 10

Which of the following is not true?

a. Research studies have found that the incidence of fraud tends to be related to the ethical environment of the organisation.
b. Ethical conducts can be promoted through professional registration.
c. Ethical guidelines exist to guide auditors when making client acceptance decisions when determining the level of non-audit service fees, and on what gifts from the client can be accepted.

*d. Codes of ethics should be formal.

Question 11

Answer 11

Question 12

Which of the following statements regarding Kantianism is not true?

a. Kantianism is embedded in duty or obligation and encompasses a dignity or respect for the individual.
b. According to Kantianism, a business that is doing respectful things, despite that it is motivated by profits, is acting in a prudent and moral way.
c. Critics point out that Kantianism’s universal obligations do not take into account particular situations.
d. Kantianism is grounded in the notion of respect for the individual.

Answer 12

Which of the following statements regarding Kantianism is not true?

a. Kantianism is embedded in duty or obligation and encompasses a dignity or respect for the individual.

*b. According to Kantianism, a business that is doing respectful things, despite that it is motivated by profits, is acting in a prudent and moral way.

c. Critics point out that Kantianism’s universal obligations do not take into account particular situations.
d. Kantianism is grounded in the notion of respect for the individual.

Question 13

Spam is:

a. Sending unsolicited emails.
b. Acquiring personal details by means of deception.
c. Gaining unauthorised access to a system.
d. Pretending to be someone else in an online transaction.

Answer 13

Spam is:

a. Sending unsolicited emails.

b. Acquiring personal details by means of deception.
c. Gaining unauthorised access to a system.
d. Pretending to be someone else in an online transaction.

Question 14

Which of the following is not an example of malicious code (malware)?

a. Trojan.
b. Virus.
c. Bots.
d. Social engineering.

Answer 14

Which of the following is not an example of malicious code (malware)?

a. Trojan.
b. Virus.
c. Bots.

d. Social engineering.

Question 15

Which of the following fraud can occur if an employee is responsible for both approving and paying invoices?

a. Paying non-existent suppliers.
b. Inventory theft.
c. Credit fraud.
d. All of the options are correct.

Answer 15

Which of the following fraud can occur if an employee is responsible for both approving and paying invoices?

*a. Paying non-existent suppliers.

b. Inventory theft.
c. Credit fraud.
d. All of the options are correct.

Question 16

Answer 16

Question 17

Answer 17

Question 18

Answer 18

Question 19

Which of the following is not an example of online fraud?

a. Paying non-existent suppliers with false invoices.
b. Credit card fraud.
c. Non-existent customers.
d. Phishing.

Answer 19

Which of the following is not an example of online fraud?

a. Paying non-existent suppliers with false invoices.

b. Credit card fraud.
c. Non-existent customers.
d. Phishing.

Question 20

The implicit rules that guide us in our everyday behaviour, thoughts and actions are collectively termed:

a. ethics.
b. morals.
c. code of conduct.
d. legislation.

Answer 20

The implicit rules that guide us in our everyday behaviour, thoughts and actions are collectively termed:

*a. ethics.

b. morals.
c. code of conduct.
d. legislation.

Question 21

Which of the following factors does not affect the usage of internet technology?

a. Age.
b. Education.
c. Geography.
d. Gender.

Answer 21

Which of the following factors does not affect the usage of internet technology?

a. Age.
b. Education.
c. Geography.

*d. Gender.

Question 22

Which of the following is not considered an invasion of privacy?

a. Blocking employee access to external websites.
b. Screening employee emails.
c. Maintaining a log that tracks employee usage of the internet.
d. None of the options is correct.

Answer 22

Which of the following is not considered an invasion of privacy?

*a. Blocking employee access to external websites.

b. Screening employee emails.
c. Maintaining a log that tracks employee usage of the internet.
d. None of the options is correct.

Question 23

How a person approaches and responds to an ethical issue is termed:

a. ethics.
b. morals.
c. critical thinking.
d. decision making.

Answer 23

How a person approaches and responds to an ethical issue is termed:

a. ethics.

*b. morals.

c. critical thinking.
d. decision making.

Question 24

Which of the following is not a criticism of utilitarianism?

a. The rights of individuals are not taken into account.
b. It does not consider the minority question.
c. Some individuals may suffer great harm while others may receive only modest benefits.
d. Happiness is the ultimate goal of human behaviour.

Answer 24

Which of the following is not a criticism of utilitarianism?

a. The rights of individuals are not taken into account.
b. It does not consider the minority question.
c. Some individuals may suffer great harm while others may receive only modest benefits.

*d. Happiness is the ultimate goal of human behaviour.

Question 25

Which of the following statements regarding internet access is true?

a. Young people are more likely to have internet access.
b. Wealthier people are more likely to have internet access
c. Well educated people are more likely to have internet access
d. All of the options are correct.

Answer 25

Which of the following statements regarding internet access is true?

a. Young people are more likely to have internet access.
b. Wealthier people are more likely to have internet access
c. Well educated people are more likely to have internet access

*d. All of the options are correct.

Question 26

The first step of ethical decision-making is to:

a. Define the issue
b. Identify the principles that can be applied
c. Identify the facts
d. None of the options is correct.

Answer 26

The first step of ethical decision-making is to:

a. Define the issue
b. Identify the principles that can be applied

*c. Identify the facts

d. None of the options is correct.

Question 27

People are more likely to provide personal information to someone on the phone who purports to be a police officer or other authority figure. This is referred to as the:

a. kindness principle.
b. authority principle.
c. social compliance principle.
d. distraction principle.

Answer 27

People are more likely to provide personal information to someone on the phone who purports to be a police officer or other authority figure. This is referred to as the:

a. kindness principle.
b. authority principle.

*c. social compliance principle.

d. distraction principle.

Question 28

Some organisations restrict employee’s access to external websites such as Facebook and eBay that are not relevant to work. Such conduct is ________ from an employee’s perspective:

a. definitely unethical and illegal.
b. definitely unethical but legal.
c. potentially unethical and illegal.
d. potentially unethical but legal.

Answer 28

Some organisations restrict employee’s access to external websites such as Facebook and eBay that are not relevant to work. Such conduct is ________ from an employee’s perspective:

a. definitely unethical and illegal.
b. definitely unethical but legal.
c. potentially unethical and illegal.

*d. potentially unethical but legal.

Question 29

Kantianism suggests that:

a. an action is morally right if it is motivated by the goodwill that stems from a sense of duty.
b. maximisation of an individual’s utility should not be at the expense of the group or community.
c. there are always multiple ethical approaches.
d. none of the options is correct.

Answer 29

Kantianism suggests that:

*a. an action is morally right if it is motivated by the goodwill that stems from a sense of duty.

b. maximisation of an individual’s utility should not be at the expense of the group or community.
c. there are always multiple ethical approaches.
d. none of the options is correct.

Question 30

Which principle is the foundation for phishing and social engineering?

a. Dishonesty principle.
b. Herd principle.
c. Distraction principle.
d. Social compliance principle.

Answer 30

Which principle is the foundation for phishing and social engineering?

a. Dishonesty principle.
b. Herd principle.
c. Distraction principle.

*d. Social compliance principle.

Question 31

Which of the following statements regarding ethical decision-making is true?

a. The number of alternative courses of action should be restricted to a small amount to avoid information overload.
b. When choosing from a set of alternative courses of action, the primary principle is to look for the one that will minimise the chance of legal sanction.
c. Each alternative course of action needs to be evaluated from the perspective of the different stakeholders.
d. All of the options are correct.

Answer 31

Which of the following statements regarding ethical decision-making is true?

a. The number of alternative courses of action should be restricted to a small amount to avoid information overload.
b. When choosing from a set of alternative courses of action, the primary principle is to look for the one that will minimise the chance of legal sanction.

*c. Each alternative course of action needs to be evaluated from the perspective of the different stakeholders.

d. All of the options are correct.

Question 32

There are three risk factors known as the ‘fraud triangle’ that are generally present when a fraud is committed. Which of the following is not one of them?

a. Incentive or pressure to commit fraud.
b. Perceived opportunity to commit fraud.
c. Ability to rationalise the fraudulent action.
d. Ability to avoid being discovered.

Answer 32

There are three risk factors known as the ‘fraud triangle’ that are generally present when a fraud is committed. Which of the following is not one of them?

a. Incentive or pressure to commit fraud.
b. Perceived opportunity to commit fraud.
c. Ability to rationalise the fraudulent action.

*d. Ability to avoid being discovered.

Question 33

A bank teller is experiencing pressure at home, with mortgage payments rapidly approaching and credit cards nearing their limit. The teller has the opportunity to ‘borrow’ some of the bank’s cash to place a bet on a ‘sure thing’ at the Saturday races with the intention of returning the cash to the bank on Monday morning. This is an example of:

(i) Pressure for fraud.
ii) Opportunity for fraud.
a. Only (i)
b. Only (ii)
c. Both (i) and (ii)
d. Neither (i) nor (ii)

Answer 33

A bank teller is experiencing pressure at home, with mortgage payments rapidly approaching and credit cards nearing their limit. The teller has the opportunity to ‘borrow’ some of the bank’s cash to place a bet on a ‘sure thing’ at the Saturday races with the intention of returning the cash to the bank on Monday morning. This is an example of:

(i) Pressure for fraud.
ii) Opportunity for fraud.
a. Only (i)
b. Only (ii)

*c. Both (i) and (ii)

d. Neither (i) nor (ii)

Question 34

Answer 34

Question 35

Which of the following is true?

a. The COSO framework, rather than the COBIT framework, can be utilised to reduce the risk of fraud and online fraud.
b. The COBIT framework, rather than the COSO framework, can be utilised to reduce the risk of fraud and online fraud.
c. The COSO and COBIT frameworks can both be utilised to reduce the risk of fraud and online fraud.
d. The COSO and COBIT frameworks are irrelevant to fraud and online fraud.

Answer 35

Which of the following is true?

a. The COSO framework, rather than the COBIT framework, can be utilised to reduce the risk of fraud and online fraud.
b. The COBIT framework, rather than the COSO framework, can be utilised to reduce the risk of fraud and online fraud.

*c. The COSO and COBIT frameworks can both be utilised to reduce the risk of fraud and online fraud.

d. The COSO and COBIT frameworks are irrelevant to fraud and online fraud.

Question 36

Answer 36

Question 37

In terms of cybercrime, which of the following is true?

a. Employees are only the main risk inside the organisation.
b. Employees are only the main risk outside the organisation.
c. There must be clear and swift sanctions against security misconduct.
d. The external audit is more effective in detecting fraud than an internal audit.

Answer 37

In terms of cybercrime, which of the following is true?

a. Employees are only the main risk inside the organisation.
b. Employees are only the main risk outside the organisation.

*c. There must be clear and swift sanctions against security misconduct.

d. The external audit is more effective in detecting fraud than an internal audit.

Question 38

Which of the following factors is the most important one in addressing internet access issues in Australia?

a. Social barriers.
b. Economic barriers.
c. Technical barriers.
d. All of the options are correct.

Answer 38

Which of the following factors is the most important one in addressing internet access issues in Australia?

a. Social barriers.
b. Economic barriers.
c. Technical barriers.

*d. All of the options are correct.

Question 39

Answer 39

Question 40

Do electronic Accounting Information Systems pose more of a threat to customer privacy than paper-based systems?

a. No, because the data cannot be read by a human.
b. Yes, because organisations always sell the data onto marketing companies.
c. No, because there are laws that protect the privacy of customers.
d. Yes, because organisations can collect more data about more people than ever before.

Answer 40

Do electronic Accounting Information Systems pose more of a threat to customer privacy than paper-based systems?

a. No, because the data cannot be read by a human.
b. Yes, because organisations always sell the data onto marketing companies.
c. No, because there are laws that protect the privacy of customers.

*d. Yes, because organisations can collect more data about more people than ever before.

Question 41

Whether it is ethical for the purchasing manager to accept a gift from a supplier may depend on the:

a. social culture.
b. value of the gift.
c. company’s gift policy.
d. all of the options are correct.

Answer 41

Whether it is ethical for the purchasing manager to accept a gift from a supplier may depend on the:

a. social culture.
b. value of the gift.
c. company’s gift policy.

*d. all of the options are correct.

Question 42

Answer 42

Question 43

Which of the following statements regarding ethics and decision making is true?

a. An ethical framework is preferable but not essential in making good decisions.
b. Ethical theories are preferable but not essential in making good decisions.
c. In most cases, decisions based on intuition and personal feelings will achieve better outcomes than those based on an ethical framework.
d. Ethics is very complex.

Answer 43

Which of the following statements regarding ethics and decision making is true?

a. An ethical framework is preferable but not essential in making good decisions.
b. Ethical theories are preferable but not essential in making good decisions.
c. In most cases, decisions based on intuition and personal feelings will achieve better outcomes than those based on an ethical framework.

*d. Ethics is very complex.

Question 44

Which of the following is not a stage in ethical decision making?

a. Identify the facts.
b. Identify the laws that can be applied.
c. Consider alternative courses of action.
d. Make a decision.

Answer 44

Which of the following is not a stage in ethical decision making?

a. Identify the facts.

*b. Identify the laws that can be applied.

c. Consider alternative courses of action.
d. Make a decision.

Question 45

Which of the privacy principles covers the requirement that information should be protected from loss and unauthorised access?

a. Collection of information.
b. Recordkeeping.
c. Storage.
d. Access.

Answer 45

Which of the privacy principles covers the requirement that information should be protected from loss and unauthorised access?

a. Collection of information.
b. Recordkeeping.

*c. Storage.

d. Access.

Question 46

Answer 46

Question 47

Ethical theories help us to:

a. explore the implications of a decision.
b. better understand the implications of a decision.
c. be able to justify our choices.
d. all of the options are correct.

Answer 47

Ethical theories help us to:

a. explore the implications of a decision.
b. better understand the implications of a decision.
c. be able to justify our choices.

*d. all of the options are correct.

Question 48

The examination of principles, values, duties and norms, the consideration of available choices in order to make the decision and the strength of character to act in accordance with that decision is referred to as:

a. ethics.
b. morals.
c. beliefs.
d. meditations.

Answer 48

The examination of principles, values, duties and norms, the consideration of available choices in order to make the decision and the strength of character to act in accordance with that decision is referred to as:

*a. ethics.

b. morals.
c. beliefs.
d. meditations.

Question 49

A whistle-blower is:

a. another term for a disgruntled employee.
b. someone who highlights favourable company information.
c. someone who exposes corruption or malpractice.
d. none of the options is correct.

Answer 49

A whistle-blower is:

a. another term for a disgruntled employee.
b. someone who highlights favourable company information.

*c. someone who exposes corruption or malpractice.

d. none of the options is correct.

Question 50

Ethics can be defined as:

a. a synonymous term for a country’s legal system.
b. rules that guide us in our everyday behaviour, thoughts and actions.
c. both a and b are correct.
d. none of the options is correct.

Answer 50

Ethics can be defined as:

a. a synonymous term for a country’s legal system.

*b. rules that guide us in our everyday behaviour, thoughts and actions.

c. both a and b are correct.
d. none of the options is correct.

Question 51

Which of the following controls can ensure that all software is properly licensed in an organisation?

a. Users are restricted from installing programs or running unauthorised programs on their work computer.
b. Administrator rights and power user rights are not assigned to any common user.
c. Centralised deployment of software.
d. All of the options are correct.

Answer 51

Which of the following controls can ensure that all software is properly licensed in an organisation?

a. Users are restricted from installing programs or running unauthorised programs on their work computer.
b. Administrator rights and power user rights are not assigned to any common user.
c. Centralised deployment of software.

*d. All of the options are correct.

Question 52

Which of the following is not a type of Consequentialist theory?

a. Ethical utilitarianism.
b. Ethical Kantianism.
c. Ethical egoism.
d. Ethical altruism.

Answer 52

Which of the following is not a type of Consequentialist theory?

a. Ethical utilitarianism.

*b. Ethical Kantianism.

c. Ethical egoism.
d. Ethical altruism.

Question 53

Ethical theories are important for managers to understand because:

a. their decisions should include a framework to make good decisions.
b. they are not able to make decisions without considering the ethical issues.
c. they have to make decisions based on the best financial outcome for the organisation.
d. ethics is a legal requirement.

Answer 53

Ethical theories are important for managers to understand because:

a. their decisions should include a framework to make good decisions.

b. they are not able to make decisions without considering the ethical issues.
c. they have to make decisions based on the best financial outcome for the organisation.
d. ethics is a legal requirement.

Question 54

Gaining unauthorised access to a system is called:

a. hacking.
b. identity theft.
c. phishing.
d. none of the options is correct.

Answer 54

Gaining unauthorised access to a system is called:

*a. hacking.

b. identity theft.
c. phishing.
d. none of the options is correct.

Question 55

An individual’s perceived ability to carry out the fraud and conceal the fraudulent activity is referred to as:

a. pressure for fraud.
b. opportunity for fraud.
c. the rationalisation for fraud.
d. concealing for fraud.

Answer 55

An individual’s perceived ability to carry out the fraud and conceal the fraudulent activity is referred to as:

a. pressure for fraud.

*b. opportunity for fraud.

c. the rationalisation for fraud.
d. concealing for fraud.

Question 56

________ refers to the individual consenting to the information gathering through their subsequent actions.

a. Informed consent
b. Implied consent
c. Forced consent
d. None of the options is correct

Answer 56

________ refers to the individual consenting to the information gathering through their subsequent actions.

a. Informed consent

*b. Implied consent

c. Forced consent
d. None of the options is correct

Question 57

The reporting, by an employee or member of an organisation, of the unethical behaviour of a colleague is called:

a. informing.
b. insider report.
c. whistle-blowing.
d. ethical action.

Answer 57

The reporting, by an employee or member of an organisation, of the unethical behaviour of a colleague is called:

a. informing.
b. insider report.

*c. whistle-blowing.

d. ethical action.

Question 58

Answer 58

Question 59

When submitting their online registration form, a pop-up dialogue box appears in the customers’ Internet browser asking them to confirm the submission of information. This is an example of:

a. informed consent.
b. implied consent.
c. forced consent.
d. conscious consent.

Answer 59

When submitting their online registration form, a pop-up dialogue box appears in the customers’ Internet browser asking them to confirm the submission of information. This is an example of:

*a. informed consent.

b. implied consent.
c. forced consent.
d. conscious consent.

Question 60

Answer 60

Question 61

Answer 61

Question 62

Once a person realises that they have been involved in a scam, the victim may be reluctant to tell the authorities. This is referred to as:

a. distraction principle.
b. social compliance principle.
c. kindness principle.
d. dishonesty principle.

Answer 62

Once a person realises that they have been involved in a scam, the victim may be reluctant to tell the authorities. This is referred to as:

a. distraction principle.
b. social compliance principle.
c. kindness principle.

*d. dishonesty principle.

Question 63

Information privacy principles from the Privacy Act 1988 do not dictate that:

a. information shall not be disclosed to a third party unless such disclosure was made known to the subject at the time the information was solicited and the subject consented to such disclosure.
b. individuals have the right to view the information that is kept about them.
c. individuals have the right to require that any inaccuracy regarding information that is kept about them be corrected.
d. the person gathering information should use whatever means to ensure that the information is complete and up to date.

Answer 63

Information privacy principles from the Privacy Act 1988 do not dictate that:

a. information shall not be disclosed to a third party unless such disclosure was made known to the subject at the time the information was solicited and the subject consented to such disclosure.
b. individuals have the right to view the information that is kept about them.
c. individuals have the right to require that any inaccuracy regarding information that is kept about them be corrected.

*d. the person gathering information should use whatever means to ensure that the information is complete and up to date.

Question 64

The principles of the Privacy Act 1988 do not explicitly cover:

a. collection of information.
b. storage of information
c. usage of information
d. disposal of information

Answer 64

The principles of the Privacy Act 1988 do not explicitly cover:

a. collection of information.
b. storage of information
c. usage of information

*d. disposal of information

Question 65

Which of the following is not one of the seven recurring behavioural patterns and related principles identified by Stajano and Wilson?

a. Need and greed principle.
b. Time principle.
c. Authority principle.
d. Herd principle.

Answer 65

Which of the following is not one of the seven recurring behavioural patterns and related principles identified by Stajano and Wilson?

a. Need and greed principle.
b. Time principle.

*c. Authority principle.

d. Herd principle.

Question 66

An ethical decision-making model provides guidance on:

a. how to navigate difficult and complex issues in reaching an effective solution for a business problem.
b. how to navigate difficult and complex issues in reaching the best practice for an issue.
c. how to navigate difficult and complex issues in reaching a decision.
d. all of the options are correct.

Answer 66

An ethical decision-making model provides guidance on:

a. how to navigate difficult and complex issues in reaching an effective solution for a business problem.
b. how to navigate difficult and complex issues in reaching the best practice for an issue.

*c. how to navigate difficult and complex issues in reaching a decision.

d. all of the options are correct.

Question 67

Privacy is:

a. a legal issue only.
b. an ethical issue only.
c. both a legal and an ethical issue.
d. neither a legal nor an ethical issue.

Answer 67

Privacy is:

a. a legal issue only.
b. an ethical issue only.

*c. both a legal and an ethical issue.

d. neither a legal nor an ethical issue.

Question 68

Consumer profiling is less likely to be able to gather information regarding:

a. consumer interests.
b. consumer purchasing patterns.
c. consumer spending capability.
d. consumer viewing patterns.

Answer 68

Consumer profiling is less likely to be able to gather information regarding:

a. consumer interests.
b. consumer purchasing patterns.

*c. consumer spending capability.

d. consumer viewing patterns.

Question 69

Ideally, a website should not store any data of the potential customer during the customer registration process until the customer has:

a. agreed to relevant Terms and Conditions.
b. elected to press the ‘Submit’ button on the electronic registration form.
c. reviewed all information entered in previous steps of registration.
d. all of the options are correct.

Answer 69

Ideally, a website should not store any data of the potential customer during the customer registration process until the customer has:

a. agreed to relevant Terms and Conditions.
b. elected to press the ‘Submit’ button on the electronic registration form.
c. reviewed all information entered in previous steps of registration.

*d. all of the options are correct.

Question 70

Cost-benefit analysis is an example of:

a. opportunism.
b. hedonism.
c. realism.
d. utilitarianism.

Answer 70

Cost-benefit analysis is an example of:

a. opportunism.
b. hedonism.
c. realism.

*d. utilitarianism.

Question 71

Answer 71

Question 72

Consequentialist theories are also known as:

a. Kantianism.
b. teleological theories.
c. both a and b are correct.
d. none of the options is correct.

Answer 72

Consequentialist theories are also known as:

a. Kantianism.

*b. teleological theories.

c. both a and b are correct.
d. none of the options is correct.

Question 73

Which of the following according to futurists is unlikely to be a technology trend?

a. Internet of everywhere.
b. Increased security and privacy.
c. Jobs changing and evolving as technology disrupts more industries.
d. Big data.

Answer 73

Which of the following according to futurists is unlikely to be a technology trend?

a. Internet of everywhere.

b. Increased security and privacy.

c. Jobs changing and evolving as technology disrupts more industries.
d. Big data.