Chapter 07 - Federal & State Laws Pertaining to Real Estate (P13)

Question 1

Form of discrimination prohibited by the Civil Rights Act of 1866

Answer 1

Discrimination on the basis of race in the sale of rental of real property

Question 2

Impact of the Supreme Court ruling in the 1968 Jones V. Mayer case

Answer 2

Discrimination based on race is strictly prohibited (there can be no exemptions or exceptions when it comes to race)

Question 3

Conditions under which individuals are protected by the 1988 Fair Housing Amendment

Answer 3

• Physical or mental impairments that limit major life activities
• Drug addiction problems (but not current users)
• AIDS
• Recovering Alcoholics
• Pregnant Women
• People with children under age 18

Question 3

Protected classes after the Federal Fair Housing Act (Civil Rights Act of 1968, as amended in 1988)

Answer 3

• Race (1866)
• Color, Religion, Sex, National Origin (1968)
• Handicap, Family Status (1988)

Question 4

Term that refers to the prohibited action of inducing owners to list or sell on the basis that a neighborhood is changing due to an influx of minorities (or a particular class of people protected by the Civil Rights Act)

Answer 4

Blockbusting

Question 4

Term that refers to the prohibited action of directing individual into or away from a neighborhood on the basis of race, color, religion, sex, national origin, handicap, or familial status

Answer 4

Steering (or Channeling)

Question 5

Item required by the Fair Housing Act to be on display in all places of real estate business including model homes in subdivisions

Answer 5

HUD Fair Housing Poster

Question 6

Exemptions to the Civil Rights Act of 1968

Answer 6

Sale or rental of one-to-four-family housing when the owner lives in the property, does not use the services of a real estate broker, and does not use discriminatory advertising

(Exemptions never include discrimination based on race)

Question 6

Term that refers to the prohibited act by lenders who refuse to approve loans based on certain geographical areas, age of the property, income levels of residents, or racial composition

Answer 6

Redlining

Question 7

Requirements for existing property that does not comply with the ADA

Answer 7

Owners are required to make necessary modifications whenever the changes are readily achievable and economically feasible (can be accomplished without much difficulty or expense)

Question 7

Examples of features addressed by ADA

Answer 7

• Raised lettering on elevator buttons
• Audible floor signals
• Height of fire extinguishers
• Wheelchair ramps and accessible toilet facilities
• Restroom grab bars
• Handicapped parking

Question 7

Requirements of the Americans with Disabilities Act (ADA) for owners of public buildings

Answer 7

Owners of public buildings are required to remove barriers that limit access or utility to individuals with disabilities

Question 8

Method for reporting a suspected violation of the Federal Fair Housing Laws

Answer 8

A claimant can file a claim of violation with HUD or sue for civil damages in Federal district court

Question 8

Licensees and owners are not required to disclose this information (stigmatized property)

Answer 8

• Occupants with HIV/AIDS (this would be discrimination)
• Homicide, suicide, or death on the property (not a material fact)

Question 9

Purpose of the Florida Landlord and Tenant Act (F.S. 83)

Answer 9

Reduce inequities and confusion by defining the rights of landlords and tenants in both residential and nonresidential relationships

Question 10

The landlord’s obligation to maintain the premises

Answer 10

Maintain the property in compliance with applicable building, housing, and health codes

Question 10

The tenant’s obligations

Answer 10

• Keep the dwelling clean and sanitary, and may not destroy, deface, damage, impair, or remove any part of the premises
• Do not disturb the neighbors (breach of peace)

Question 11

The landlord’s requirements for handling deposit money and advance rent

Answer 11

• Notify tenant in writing within 30 days of receipt
• Hold in non interest or interest-bearing account in FL banking institution (no commingling of funds), or post a surety bond

Question 11

Requirements for return of security deposit upon tenant vacating the premises

Answer 11

• Return full amount within 15 days
• If claiming damages, landlord has 30 days to notify tenant by certified mail. Tenant has 15 days to object or landlord may deduct within 30 days

Question 12

Conditions under which a landlord may enter the dwelling unit

Answer 12

• Useful purpose only
• With at least 12 hours’ notice for repairs (7:30am - 8:00pm)
• At any time with tenant’s permission or for the protection and preservation of the premises

Question 13

Landlord allowable actions upon tenant’s failure to pay rent when due

Answer 13

• Deliver a written demand for rent payments
• If tenant still fails to pay for 3 business days following the written demand, landlord may terminate the lease

Question 14

The first step in the eviction process

Answer 14

When the landlord notified the tenant that they must cure the problem (rent payment or other reason) within a specified time or vacate the property

Question 15

Practices prohibited by the Federal telephone solicitation laws when individual is on the National “do not call” list (Registry)

Answer 15

• Solicitation calls are prohibited before 8am and after 9pm; may not solicit listings
• Fines up to $40,000 per call for law violations

Question 16

Exemptions from the Federal telephone solicitation laws when an individual is on the National “do not call” list (Registry)

Answer 16

A brokerage may call a customer, even if on the registry, if (1) within 18 months after the last purchase, delivery, or payment, or (2) within 3 months after a customer inquiry

Question 17

Requirements of the Florida telephone solicitation laws

Answer 17

• Solicitation calls are prohibited before 8am and after 9pm and for individuals on the Florida “do not call” list
• Fines up to $10,000 per call for law violation
• May solicit listing for FSBO only