CH8 Flashcards

1
Q

Which of the following statements is NOT true concerning Medicaid?

A- It is a state program.

B- It is funded by state and federal taxes.

C- It is intended to provide medical assistance for certain categories of people who are needy.

D- It consists of 3 parts: Part A: hospitalization, Part B: doctor’s services, Part C: disability income

A

D- It consists of 3 parts: Part A: hospitalization, Part B: doctor’s services, Part C: disability income

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
2
Q

An individual did not enroll in Medicare Part B when first becoming eligible. Which of the following would allow the individual another opportunity to enroll?

A- General enrollment period

B- Initial enrollment period

C- Any time

D- Special enrollmentperiod

A

A- General enrollment period

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
3
Q

In order for an insured under Medicare Part A to receive benefits for care in a skilled nursing facility, which of the following conditions must be met?

A- The insured must have first been hospitalized for 3 consecutive days.

B- There is no benefit provided under Medicare Part A for skilled nursing care.

C- The insured must have a Medicare supplement insurance policy.

D- The insured must cover dailycopayments.

A

A- The insured must have first been hospitalized for 3 consecutive days.

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
4
Q

Which of the following statements is CORRECT concerning the relationship between Medicare and HMOs?

A- HMOs do not pay for services covered by Medicare.

B- HMOs may pay for services not covered by Medicare.

C- Medicare Advantage is Medicare provided by an approved HMO only.

D- All HMOs and PPOs charge premiums beyond what is paidbyMedicare.

A

B- HMOs may pay for services not covered by Medicare.

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
5
Q

Which of the following is NOT covered under Plan A in Medigap insurance?

A- The 20% Part B coinsurance amounts for Medicare approved services

B- The first three pints of blood each year

C- Approved hospital costs for 365 additional days after Medicare benefits end

D- The Medicare Part A deductible

A

D- The Medicare Part A deductible

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
6
Q

When does the initial enrollment period for Medicare Part B begin?

A- 3 months before the insured’s 65th birthday

B- On the date of the insured’s 65th birthday

C- January 1st of each year

D- After the insured’s previous group planisterminated

A

A- 3 months before the insured’s 65th birthday

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
7
Q

All of the following are covered by Part A of Medicare EXCEPT

A- In-patient hospital services.

B- Home health services.

C- Physician’s and surgeon’s services.

D- post-hospitalnursingcare.

A

C- Physician’s and surgeon’s services.

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
8
Q

Doug decided to retire at age 62. When he applied for Social Security Retirement Benefits, he discovered

A- Medicare coverage varies from state to state.

B- Medicare Part A was provided without charge, but Part B required a premium.

C- Medicare Part A and Part B were provided automatically without charge.

D- Medicare coverage was not available until the month of his 65th birthday

A

D- Medicare coverage was not available until the month of his 65th birthday

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
9
Q

Medicare Part A will pay for up to how many days of inpatient psychiatric hospital care?

A- 100 days

B- 90 days

C- 60days

D- 190 days

A

D- 190 days

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
10
Q

In which of the following situations would Social Security Disability benefits NOT cease?

A- The individual reaches age 65

B- The individual’s son gets a part-time job to help support the family

C- The individual has undergone therapy and is no longer disabled

D- Theindividualdies

A

B- The individual’s son gets a part-time job to help support the family

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
11
Q

In reference to the standard Medicare Supplement benefits plans, what does the term standard mean?

A- Coverage options and conditions comply with the law, but will vary from provider to provider.

B- All plans must include basic benefits A-N.

C- Coverage options and conditions are developed for average individuals.

D- All providers will have the same coverage options and conditions for each plan.

A

D- All providers will have the same coverage options and conditions for each plan.

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
12
Q

Which of the following is NOT an enrollment period for Medicare Part A applicants?

A- Initial enrollment

B- Special enrollment

C- Automatic enrollment

D- Generalenrollment

A

C- Automatic enrollment

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
13
Q

How long does the initial enrollment period for Medicare Part B last?

A- 90 days

B- 1 year

C- 6months

D- 7 months

A

D- 7 months

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
14
Q

Which of the following statements concerning Medicare Part B is correct?

A- It pays on a first dollar basis.

B- It pays 100% of Medicare’s standards for reasonable charges.

C- It is provided automatically to anyone who qualifies for Part A.

D- It pays for physician services, diagnostic tests, and physical therapy

A

D- It pays for physician services, diagnostic tests, and physical therapy

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
15
Q

For how many days of skilled nursing facility care will Medicare pay benefits?

A- 60

B- 90

C- 100

D- 30

A

C- 100

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
16
Q

All of the following statements concerning Medicaid are correct EXCEPT

A- Persons, at least 65 years of age, who are blind or disabled and financially unable to pay, may qualify for Medicaid Nursing Home Benefits.

B- Individual states design and administer the Medicaid program under broad guidelines established by the federal government.

C- Individuals claiming benefits must prove they do not have the ability or means to pay for their own medical care.

D- Medicaid is a state funded program that provides health care to persons over age 65, only

A

D- Medicaid is a state funded program that provides health care to persons over age 65, only

17
Q

When is the General Enrollment period for Medicare Part B?

A- 3 months after the individual first becomes eligible

B- October 15 through December 15 of each year

C- January 1 through March 31 each year

D- 3 months before the month in which the individual turns age 65 until 3 months after

A

C- January 1 through March 31 each year

18
Q

Which of the following statements is NOT correct regarding Medicare?

A- Medicare Advantage must be provided through HMOs.

B- Medicare Advantage may include prescription drug coverage at no cost

C- Medicare Part A provides hospital care

D- Medicare Part B provides physicianservices.

A

A- Medicare Advantage must be provided through HMOs.

19
Q

How long is an open enrollment period for Medicare supplement policies?

A- 6 months

B- 30 days

C- 1year

D- 90days

A

A- 6 months

20
Q

If a person is disabled at age 27 and meets the Social Security’s definition of total disability, how many work credits must the person have earned to receive benefits?

A- 20 credits

B- 12 credits

C- 6 credits

D- 40credits

A

B- 12 credits

21
Q

Which type of care is NOT covered by Medicare?

A- Hospice

B- Respite

C- Hospital

D- Long term care

A

D- Long term care

22
Q

Which of the following is correct about Medicare?

A- The program provides complete medical care at no cost.

B- Part B is available to the insured at no cost.

C- The program is divided into four parts (A-D).

D- It is a federal program for welfarerecipients.

A

C- The program is divided into four parts (A-D).