CH5

Question 1

What document describes an insured’s medical history, including diagnoses and treatments?

A- Comprehensive Medical History

B- Physician’s Review

C- Attending Physician’s Statement

D- IndividualMedicalSummary

Answer 1

C- Attending Physician’s Statement

Question 2

An applicant for a health insurance policy returns a completed application to her agent, along with a check for the first premium. She receives a conditional receipt two weeks later. Which of the following has the insurer done by this point?

A- Both approved the application and issued the policy

B- Neither approved the application nor issued the policy

C- Approved the application

D- Issuedthepolicy

Answer 2

B- Neither approved the application nor issued the policy

Question 3

Before an agent delivers a policy, the insurer makes a last-minute change to the policy. The agent informs the insured of this change, and he accepts it. In response, the agent must

A- Have the insured sign a statement acknowledging that he is aware of the change.

B- Have the insured sign a statement of acknowledgement, only if the change affects the premium amount.

C- Notify the policy beneficiary of the change.

D- Deliver the policy without further confirmation fromtheinsured.

Answer 3

A- Have the insured sign a statement acknowledging that he is aware of the change.