Ch18:Fair Housing

Question 1

Equal Opportunity Housing

Answer 1

failure to comply= civil & criminal violation

prohibits discrimination on race, color of skin, religion, origin, sex, disability, familial status

Question 2

Included classes in Co

Answer 2

sexual orientation, marital status

Question 3

Housing

Answer 3

any building or part designed for occupancy of family or multiple families

Question 4

Exemptions to Equal Opp Housing

Answer 4

owner occupied building with 4 or less units
single household sold/rented without broker
elder housing

Question 5

Megan’s Law

Answer 5

created establishment of state registration info regarding sex offenders

Question 6

Equal Credit Opportunity Act

Answer 6

prohibits discrimination of lenders based on race, color of skin, religion, national origin, sex, marital status, age

Question 7

Americans with Disability Act (ADA)

Answer 7

if an employer then necessary to make reasonable accommodations for any employee with a disability

Question 8

Blockbusting

Answer 8

broker encourages people to sell home by claiming entry of protected class into neighborhood may cause property values to decrease

Question 9

Steering

Answer 9

channeling home seekers to particular neighborhoods

stereotypical: “a black neighborhood”

Question 10

Redlining

Answer 10

practice of making mortgage loans or issuing insurance policies because of a protected class