Ch.1 (Loss Control) Flashcards
What are the 3 rights employees have?
- Right to know
- Right to participate
- Right to refuse dangerous work
What are 5 Duties of Employers?
(ETSRA)
- Ensure Workplace is safe and what to do in an emergency
- Train employees how to use, store, handle, and dispose HAZ waste
- Supply PPE and show how to use it
- Report all critical injuries
- Appoint a H&S rep or set up a JHSC
What are the 4 duties of Governments?
(EIPR)
- Enact and enforce OH&S legislation
- Inspect workplaces
- Promote training, education and research
- Resolve disputes
What are the most powerful motivators of management action?
- Cost
- Productivity
- Return on investment
What is a Loss Control Program?
- It is the proper application of business techniques and skills designed to control losses to employees, products or equipment
- It identifies and corrects potential causes of accidents before they result in actual injuries or financial loss.
- Integrated management system that understands the sequence of events that can lead to a loss and has a written control in place to prevent it from ever happening.
What are 5 financial losses associated with loss control?
- Consumer safety
- Public Safety
- Environmental protection
- Plant Security
- Equip integrity
What is the difference between an Accident and Incident?
An Accident is an undesired even that results in harm to people, damage to property or environment.
An Incident could have resulted in harm to people, damage to property or environment
What are the 5 sequence of events in loss control dominos?
- Lack of control
- Basic cause
- Immediate cause
- Incident
- Loss
Explain the 3 common reasons for Lack of control
- Inadequate Program (limited in scope)
- Poorly Defined Program (should say who, what, where, why, how)
- Non compliance with standards (most common)
Explain Basic/Root cause
They are the reasons why substandard acts occur and when identified, can permit meaningful management control.
What are the 2 categories of basic causes?
2 categories are personal and work related.
- Personal may be due to lack of knowledge, skill, motivation, stress, etc.
- Work factors may be lack of tools, equipment, bad maintenance, bad engineering.
Explain Immediate Causes of accidents
Circumstances that preceed the accident called unsafe acts.
When reviewing the immediate causes, what 3 questions should be asked?
- Why did the substandard practice occur?
- Why did the substandard condition exist?
- What was the failure in the management system that permitted the practice or condition to exist?
Give examples of Incidents
- struck by or struck against
- caught on, in, or between
- contact with (chemicals, ele, heat, cold)
Explain Loss
End result of an incident. It involves damage to people, property, or process
What 4 things must a loss control system have to be successful? (IMPORTANT)
- Senior management’s full support and active involvement, and make sure they define the responsibilities of managers, supervisors and all other employees as they relate to safety and loss control.
- Must be in line with the companies objectives of productivity, quality, and profit to address sources of loss, waste/damage.
- Involve every level of the work force and fit smoothly into daily operations.
- Be reviewed at predetermined frequencies to see if it is working well and that all objectives are being met.
List examples of areas focused upon for a loss control program
- Managemnent system inadequacies
- Legislation compliance
- Fire and property damage prevention
- Accidents
- Work quality and wastage
How should a loss control program be implemented?
It should not introduce all the elements at once. Rather, It should be be introduced in the normal work activities in a manner that allows employees time to absorb/understand the info and adjust to changes.
What should you do before implementing a loss control program?
Make sure it is tailored to meet the company’s specific needs. It must be seen as it belonging/owned by the company and its employees.
What are the 5 responsibilities of the Manager of a loss control program?
- Identify all possible loss exposures
- Evaluate and prioritize the risk in each exposure
- Develope a plan to minimize the potential losses
- Implement the plan
- Monitoring and modifying
What role does a boiler and mechanical insurance company have when part of an insurance policy with the company?
- Advice for the construction, installation, repair and safe operation of boilers, pressure vessels etc.
- Inspection and certification of boilers and pressure vessels.
- Assistance in developing PMs
- Advice on feedwater chemical treatment.
List 5 methods of reducing insurance rates
- Document loss control program
- Provide documentation of past 5 years including claims, payroll, sales, etc.
- Review company’s claim info
- Analyze the concentrations of risk
- Review policy deductible
What can effect a safety awareness campaign?
- Culture
- Language
- Customs
- Economic diversities
List 5 methods used to develop safety awarness in consumers
- Labeling
- Safety leaflets
- Manuals
- Hard copy ads
- Soft copy ads
What are the prime reasons for implementing a successful Loss Control Program?
Provides management with a clear direction and a methodical approach for controlling losses. It also helps employees realize managements expectations of them with regard to using safe work practices
State 5 areas of insurance coverage that are required by an industial plant
- WCB (workers comp board)
- Fire insurance
- property damage coverage
- Boiler and mechanical coverage
- Environmental damage coverage
