Ch. 3: Additional Medicare Coverage Options (p. 48)

Question 1

How do some Medicare beneficiaries pay for deductibles and coinsurance amounts?

Answer 1

Many purchase additional insurance (i.e., supplemental or Medigap coverage) from private insurance firms to pay for deductibles and coinsurance amounts.

Question 2

What other programs are options for low income beneficiaries?

Answer 2

Low income beneficiaries may qualify for state Medicaid secondary coverage (i.e., dual-eligible or “Medi-Medi” coverage).