Ch. 2 - Fair Housing and the Americans with Disabilities Act

Question 1

Easy to approach, enter, operate, participate in, and/or use safely and with dignity by a person with a disability.

Answer 1

accessible

Question 2

Accommodation A change to a dwelling that the housing provider must provide. An example would be a tenant’s request for a handicap-accessible parking space near the tenant’s apartment.

Answer 2

accommodation

Question 3

A federal law that guarantees equal opportunity for individuals with disabilities in public accommodations, employment, transportation, state and local government services, and telecommunications.

Answer 3

Americans with Disabilities Act (ADA)

Question 4

The illegal act of a licensee who frightens homeowners into selling by raising fears that minorities homeowners are moving into a neighborhood.

Answer 4

blockbusting

Question 5

A federal law that prohibits discrimination based on race.

Answer 5

Civil Rights Act of 1866

Question 6

Method used by person to discriminate in employment and housing. An employer may pencil in a series of numbers on an application form (for example, the number 11 may mean “Asian” and the number 15 may mean “ African American”). These tactics are illegal.

Answer 6

codes

Question 7

An individual with a disability is a person who (1) has a physical or mental impairment that substantially limits one or more major life activities, (2) has a record of such impairment, or (3) is regarded as having such an impairment.

Answer 7

disability

Question 8

Title VIII of the Civil Rights Act of 1968 is commonly called the Fair Housing Act. This federal law, as amended, provides for equal housing opportunities regardless of race, creed, or national origin, sex, persons, with disabilities and families with children.

Answer 8

Fair Housing Act

Question 9

This federal law expanded the Fair Housing Act to include protection for families with children and persons with disabilities.

Answer 9

Fair Housing Amendments Act of 1988

Question 10

A state law that implements and mirrors portions of the Americans with Disabilities Act.

Answer 10

Florida Americans with Disabilities Act

Question 11

A state law, modeled after the federal Fair Housing Act, that prohibits discrimination based on race, color, religion, sex, national origin, familial status, or handicap.

Answer 11

Florida Fair Housing Act

Question 12

A physical or mental impairment that substantially limits one or more major life activities.

Answer 12

handicap

Question 13

An act that describes housing intended and operated for occupancy by older persons where at least 80% of that occupied units are occupied by at least one person who is 55 years of age or older. Properties that fall within these guidelines are exempted from the familial status requirements of the Fair Housing Act.

Answer 13

Housing for Older Persons Act

Question 14

In the case of a person with disabilities, a modification is a change that the housing provider must allow the tenant to provide at the tenant’s expense.

Answer 14

modification

Question 15

A lender’s refusal to loan money in an area based on illegal discrimination.

Answer 15

redlining

Question 16

The illegal, discriminatory act of a sales associate who brings buyers into an area based on the racial or ethnic makeup of the neighborhood.

Answer 16

steering

Question 17

1. Which two classes were added to Title VIII of the Civil Rights Act of 1968 by the Fair Housing Amendments Act of 1988?
   a. Religion and sec
   b. Familial status and sex
   c. Familial status and age
   d. Handicap and familial status

Answer 17

b. Familial status and sex

Question 18

2. Which is NOT a fair housing advertising violation?
   a. Home is close to the First Baptist Church and downtown.
   b. No university students!
   c. House is not modified for handicap access.
   d. Hispanic buyers welcome.

Answer 18

c. House is not modified for handicap access.

Question 19

3. A lender has stopped making any loans in a minority area of Tampa. This is an illegal practice called
   a. redlining.
   b. blockbusting.
   c. steering.
   d. hammering.

Answer 19

d. hammering.

Question 20

4. It is NOT a potential violation of fair housing laws to advertise using
   a. the equal opportunity logo in some areas but not in others.
   b. all black photographic models advertising for a housing development in a predominately black area.
   c. human models that are representative of majority and minority populations in the area.
   d. a message such as “We specialize in sales to Asians.”

Answer 20

d. a message such as “We specialize in sales to Asians.”

Question 21

5. A licensee is the single agent for a minority couple. He says, “Are you more comfortable buying a home in a neighborhood with people of your race?” Does this question violate any laws?
   a. Yes. This is an illegal act called blockbusting.
   b. Yes. This is an illegal question that is considered steering.
   c. No. If he is a single agent, he needs to know their housing needs.
   d. No. It is legal as long as the agent does not decide which neighborhood to show.

Answer 21

d. No. It is legal as long as the agent does not decide which neighborhood to show.

Question 22

6. A broker manages a single-family home. A disabled person wants to rent the property and wants to make alterations, including installing a ramp at the entrance, lowering the kitchen counters, and widening some of the doorways. He agrees to pay for the remodeling and for restoring the premises at the end of the lease term. Which is TRUE?
   a. Owners of single-family homes are not required to comply with the Americans with Disabilities Act.
   b. The broker should suggest that Harry find another home that has already been renovated for the disabled.
   c. The owners could refuse to allow the alterations, but they must do so by stating that the renovations are “not readily achievable.”
   d. The broker would violate the law if he tells the prospective tenant that the owner will not allow the alterations.

Answer 22

a. Owners of single-family homes are not required to comply with the Americans with Disabilities Act.

Question 23

7. The vertical height for a wheelchair-accesible ramp is 30 inches. How many feet must the ramp be to meet the ADA guidelines?
a . 18
b. 24
c. 30
d. 36

Answer 23

c. 30

Question 24

8. If a broker complies with an owner’s instructions to restrict prospective tenants to Christians, will the broker violate the Fair Housing Act?
   a. Yes, because it shows a preference or limitation based on religion.
   b. No, because single homeowners are not exempt from the act.
   c. No, because single homeowners are exempt from the act when using a broker.
   d. No, because religious preference is not a legal violation.

Answer 24

b. No, because single homeowners are not exempt from the act.

Question 25

9. Which advertising term would be a violation of fair housing laws?
   a. Cool bachelor apartment
   b. Third-floor walkup
   c. Apartment for sober person
   d. English-speaking tenant wanted.

Answer 25

c. Apartment for sober person

Question 26

10. A prospective tenant asks a landlord to provide a reserved handicapped-accesible parking space at the entrance to the apartment building. This is a request for
    a. an accommodation .
    b. a modification.
    c. a waiver.
    d. a conditional permit

Answer 26

c. a waiver.

Question 27

11. Which is NOT discrimination based on familial status?
    a. Requiring a couple to be married before occupancy
    b. refusing to rent to a pregnant woman
    c. refusing to show an apartment to a grandmother who has custody of two children
    d. setting aside a section in the apartment complex near the playground for families with children

Answer 27

d. setting aside a section in the apartment complex near the playground for families with children

Question 28

12. Which person or entity is covered by the fair housing act?
    a. a religious organization renting its own property
    b. and owner of five single-family houses
    c. private club providing lodging at its own property for a noncommercial purpose
    d. the duplex when the owner occupies one of the units

Answer 28

c. private club providing lodging at its own property for a noncommercial purpose

Question 29

13. An example of steering
    a. persuading a peroson to sell a dwelling by saying that persons of a particular race, color, religion, sex, familial status, or national origin, or with a handicap are moving into the area.
    b. discouraging the purchase or rental dwelling by exaggerating drawbacks or failing to inform the person of desirable features of a dwelling.
    c. representing to any person because of race, color, religion, sex, handicap, familial status, or national origin that a dwelling is not available for sale or rental when such dwelling is in fact available.
    d. refusing to sell or rent a dwelling after a bona fide offer has been made.

Answer 29

b. discouraging the purchase or rental dwelling by exaggerating drawbacks or failing to inform the person of desirable features of a dwelling.

Question 30

14. When the parties involved in a HUD complain are brought together to attempt to resolve the issues, it is called
    a. mediation.
    b. arbitration.
    c. adjudication.
    d. conciliation.

Answer 30

d. conciliation.

Question 31

15. Unless either party elects to have a discrimination case heard in court, the case will be heard by
    a. a HUD attorney.
    b. and assistant attorney general.
    c. and administrative law judge.
    d. civil Court judge.

Answer 31

b. and assistant attorney general.

Question 32

16. Which is NOT correct about accessible parking requirements of the Americans with disability act?
    a. parking areas should have one accessible space for every 40 total spaces.
    b. the accessible parking space should be 8-feet wide for a car, with a 5-foot access aisle.
    c. the accessible spaces should be the closest available to the accessible entrance.
    d. at least one space should be van accessible (8 feet wide with an 8 foot access aisle, and at least 98 inches of vertical clearance).

Answer 32

b. the accessible parking space should be 8-feet wide for a car, with a 5-foot access aisle.

Question 33

17. Which is not correct about access to buildings under the Americans with disabilities act?
    a. curves at the entrance should have curb cuts.
    b. the route of travel should be at least 24 inches wide.
    c. overhead objects must be higher than 80 inches for headroom.
    d. and object must be within 27 inches off the ground in order to be detected by a person using a cane.

Answer 33

c. overhead objects must be higher than 80 inches for headroom.

Question 34

18. Accessibility standards for restrooms do not require that
    a. the bottom of the laboratory be no lower than 21 inches and the rim no higher than 42 inches.
    b. wheelchair accessible stall that is at least 5 ft.² is necessary to make turns.
    c. grab bars should be behind and on the side wall nearest the toilet.
    d. at least one or two he should have a 30 inch wide by 48 inch deep clear space in front.

Answer 34

b. wheelchair accessible stall that is at least 5 ft.² is necessary to make turns.

Question 35

19. Which 40s are protected under the Americans With Disabilities Act?
    a. homosexuals
    b. persons who are abusing alcohol
    c. persons with broken legs
    d. persons recovering from drug abuse

Answer 35

d. persons recovering from drug abuse

Question 36

20. From brokers showing her listen to a man. The seller has been diagnosed with AIDS. What should the broker do with respect to disclosure?
    a. the broker should not volunteer the information but, if asked, is permitted to disclose the information.
    b. the broker has the duty to make disclosure because the information may materially affect the value of the property.
    c. disclosure of the fact would be a violation of the law.
    d. the broker must ask the seller when taking the listing if it is alright to disclose information to prospective buyers.

Answer 36

b. the broker has the duty to make disclosure because the information may materially affect the value of the property.