Ch 19 Test Flashcards
The Unruh Civil Rights Act does not prohibit:
A. arbitrary discrimination
B. discrimination based on sexual orientation
C. discrimination based on financial status
D. racial discrimination
C. discrimination based on financial status
Which of the following is not an example of state action?
A. A zoning ordinance passed by a city council
B. Enforcement of noise regulations by a police officer
C. Court enforcement of private restrictions in a deed
D. Public advertising by a real estate agent
D. Public advertising by a real estate agent
The 1866 Civil Rights act applies to discrimination based on:
A. race
B. familial status
C. handicap
D. gender
A. race
Channeling prospective renters into specific neighborhoods based on race is an example of:
A. steering
B. blockbusting
C. panic selling
D. public accommodation
A. steering
In an apartment complex built after 1991, the Fair Housing Act requirements for disability accessibility apply to the:
A. individual living areas
B. common use areas
C. public areas
D. All of the above
D. All of the above
Under the Fair Housing Act, someone who has been discriminated against may:
A. file a complaint with the Office of Equal Opportunity
B. file a lawsuit in federal court
C. file a lawsuit in state court
D. All of the above
D. All of the above
The Home Mortgage Disclosure Act helps enforce the prohibition against:
A. redlining
B. blockbusting
C. steering
D. All of the above
A. redlining
A real estate agent telling owners that an influx of minorities will adversely affect the schools in the neighborhood is an example of:
A. blockbusting
B. panic selling
C. Both of the above
D. None of the above
C. Both of the above
Which of the following is not available as a remedy when a plaintiff wins a discrimination suit under the Fair Housing Act?
A. Jail time for the offending party
B. An injunction
C. Compensatory damages
D. Civil penalties
A. Jail time for the offending party
Under the Fair Housing Act, religious organizations may limit occupancy to their own members, provided membership isn’t restricted on the basis of:
A. race
B. gender
C. national origin
D. Both A and C
D. Both A and C
The refusal to make loans in certain neighborhoods for discriminatory reasons is called:
A. panic selling
B. blockbusting
C. redlining
D. steering
C. redlining
The Equal Credit Opportunity Act applies to:
A. real estate loans only
B. all credit transactions
C. all credit transactions excluding real estate loans
D. commercial credit transactions only
B. all credit transactions
Title VIII of the Civil Rights Act of 1968 is also known as the:
A. Equal Credit Opportunity Act
B. Home Mortgage Disclosure Act
C. Americans with Disabilities Act
D. Fair Housing Act
D. Fair Housing Act
Which California law prohibits discrimination by business establishments generally?
A. Fair Employment and Housing Act
B. Housing Financial Discrimination Act
C. Unruh Civil Rights Act
D. Real estate license law
C. Unruh Civil Rights Act
Modifications under the Americans with Disabilities Act must be:
A. made regardless of expense
B. made if readily achievable
C. made in all places of public accommodation
D. Both B and C
D. Both B and C
California’s real estate license law:
A. does not address discrimination
B. allows an affiliated licensee to follow instructions from her broker that result in discrimination
C. prohibits assisting in a transaction if the agent believes her client intends to discriminate
D. states that any discrimination will result in automatic license suspension
C. prohibits assisting in a transaction if the agent believes her client intends to discriminate
Zoning practices that restrict multi-family houses may be considered:
A. restrictive
B. disparate
C. exclusionary
D. unaccommodating
C. exclusionary
A common method of proving fair housing violations is through the:
A. disparate impact test
B. exclusionary zone test
C. sandwich test
D. reasonable accommodation test
C. sandwich test
Compared to the federal Fair Housing Act, California’s Fair Employment and Housing Act contains:
A. a narrower range of protected classes and fewer exemptions
B. a wider range of protected classes and fewer exemptions
C. a narrower range of protected classes and more exemptions
D. a wider range of protected classes and more exemptions
B. a wider range of protected classes and fewer exemptions
Which of the following is not a public accommodation under the ADA?
A. The home office of a school teacher
B. The office of the local credit union
C. A real estate office
D. A property management office with only one employee
A. The home office of a school teacher
