Ch 19 Test

Question 1

The Unruh Civil Rights Act does not prohibit:

A. arbitrary discrimination
B. discrimination based on sexual orientation
C. discrimination based on financial status
D. racial discrimination

Answer 1

C. discrimination based on financial status

Question 2

Which of the following is not an example of state action?

A. A zoning ordinance passed by a city council
B. Enforcement of noise regulations by a police officer
C. Court enforcement of private restrictions in a deed
D. Public advertising by a real estate agent

Answer 2

D. Public advertising by a real estate agent

Question 3

The 1866 Civil Rights act applies to discrimination based on:

A. race
B. familial status
C. handicap
D. gender

Answer 3

A. race

Question 4

Channeling prospective renters into specific neighborhoods based on race is an example of:

A. steering
B. blockbusting
C. panic selling
D. public accommodation

Answer 4

A. steering

Question 5

In an apartment complex built after 1991, the Fair Housing Act requirements for disability accessibility apply to the:

A. individual living areas
B. common use areas
C. public areas
D. All of the above

Answer 5

D. All of the above

Question 6

Under the Fair Housing Act, someone who has been discriminated against may:

A. file a complaint with the Office of Equal Opportunity
B. file a lawsuit in federal court
C. file a lawsuit in state court
D. All of the above

Answer 6

D. All of the above

Question 7

The Home Mortgage Disclosure Act helps enforce the prohibition against:

A. redlining
B. blockbusting
C. steering
D. All of the above

Answer 7

A. redlining

Question 8

A real estate agent telling owners that an influx of minorities will adversely affect the schools in the neighborhood is an example of:

A. blockbusting
B. panic selling
C. Both of the above
D. None of the above

Answer 8

C. Both of the above

Question 9

Which of the following is not available as a remedy when a plaintiff wins a discrimination suit under the Fair Housing Act?

A. Jail time for the offending party
B. An injunction
C. Compensatory damages
D. Civil penalties

Answer 9

A. Jail time for the offending party

Question 10

Under the Fair Housing Act, religious organizations may limit occupancy to their own members, provided membership isn’t restricted on the basis of:

A. race
B. gender
C. national origin
D. Both A and C

Answer 10

D. Both A and C

Question 11

The refusal to make loans in certain neighborhoods for discriminatory reasons is called:

A. panic selling
B. blockbusting
C. redlining
D. steering

Answer 11

C. redlining

Question 12

The Equal Credit Opportunity Act applies to:

A. real estate loans only
B. all credit transactions
C. all credit transactions excluding real estate loans
D. commercial credit transactions only

Answer 12

B. all credit transactions

Question 13

Title VIII of the Civil Rights Act of 1968 is also known as the:

A. Equal Credit Opportunity Act
B. Home Mortgage Disclosure Act
C. Americans with Disabilities Act
D. Fair Housing Act

Answer 13

D. Fair Housing Act

Question 14

Which California law prohibits discrimination by business establishments generally?

A. Fair Employment and Housing Act
B. Housing Financial Discrimination Act
C. Unruh Civil Rights Act
D. Real estate license law

Answer 14

C. Unruh Civil Rights Act

Question 15

Modifications under the Americans with Disabilities Act must be:

A. made regardless of expense
B. made if readily achievable
C. made in all places of public accommodation
D. Both B and C

Answer 15

D. Both B and C

Question 16

California’s real estate license law:

A. does not address discrimination
B. allows an affiliated licensee to follow instructions from her broker that result in discrimination
C. prohibits assisting in a transaction if the agent believes her client intends to discriminate
D. states that any discrimination will result in automatic license suspension

Answer 16

C. prohibits assisting in a transaction if the agent believes her client intends to discriminate

Question 17

Zoning practices that restrict multi-family houses may be considered:

A. restrictive
B. disparate
C. exclusionary
D. unaccommodating

Answer 17

C. exclusionary

Question 18

A common method of proving fair housing violations is through the:

A. disparate impact test
B. exclusionary zone test
C. sandwich test
D. reasonable accommodation test

Answer 18

C. sandwich test

Question 19

Compared to the federal Fair Housing Act, California’s Fair Employment and Housing Act contains:

A. a narrower range of protected classes and fewer exemptions
B. a wider range of protected classes and fewer exemptions
C. a narrower range of protected classes and more exemptions
D. a wider range of protected classes and more exemptions

Answer 19

B. a wider range of protected classes and fewer exemptions

Question 20

Which of the following is not a public accommodation under the ADA?

A. The home office of a school teacher
B. The office of the local credit union
C. A real estate office
D. A property management office with only one employee

Answer 20

A. The home office of a school teacher